Senior Actuary Salary in Cedar Hill, TX: $197,367 (2026)
Quick Answer:The top tier of actuaries working in Cedar Hill, TX — those at or above the 90th percentile — pull in $197,367/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Cedar Hill's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $205,591 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Cedar Hill, Texas, the salary landscape for senior actuaries presents significant earning potential, particularly for those at the height of their careers. Experienced professionals can expect to earn a median annual salary of $127,333, but the real allure lies in the top-earning potential that reaches up to $197,367 annually. This stark contrast illustrates a notable experience premium, where top salary earners can command nearly 55% more than their peers. Achieving this level of compensation in Cedar Hill requires a blend of advanced actuarial credentials, proficiency in specialized areas, and a commitment to continuous professional development, including completing the rigorous exam pathways toward fellowship.
About the Cedar Hill Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Cedar Hill
Experienced actuarys at the top of the pay scale in Cedar Hill earn between $162,987 and $197,367 per year (2026 est.). This $118,760 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Cedar Hill median of $127,333 sits 5.09% below the US median.
Top ASA, FSA Salary Comparison
| Level | Cedar Hill | National |
|---|---|---|
| Median (P50) | $127,333 | $134,160 |
| 75th Percentile | $162,987 | $176,111 |
| 90th Percentile (Top 10%) | $197,367 | $221,983 |
In Cedar Hill, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Cedar Hill
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $127,333 median. Expanded-scope credentials are increasingly valued by Cedar Hill employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Cedar Hill command premium compensation, often reaching the $162,987–$197,367 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Cedar Hill metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Cedar Hill with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Cedar Hill
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedCedar Hill ranks #54 of 109 Texas cities for top earner actuary salary (90th percentile: $197,367).
Top 10% actuary compensation in Cedar Hill ($197,367) is 0.19% above the Texas average P90 ($196,983).
2019 BLS Actual
$172,131
2025 BLS Actual
$191,247
2026 Current Est.
$197,367
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Cedar Hill (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $172,131 | Actual |
| 2020 | $174,274 | Actual |
| 2021 | $183,885 | Actual |
| 2022 | $177,199 | Actual |
| 2023 | $186,099 | Actual |
| 2024 | $188,305 | Actual |
| 2025 | $191,247 | Actual |
| 2026(current) | $197,367 | Estimated |
| 2027 | $203,683 | Projected |
Top-earning actuaries (90th percentile) in Cedar Hill saw their compensation grow 11.1% from $172,131 in 2019 to $191,247 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $203,683 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cedar Hill metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Cedar Hill
The specialties that lead to premium salaries in Cedar Hill include life and annuity, health, property and casualty, and enterprise risk management. Each of these domains offers unique compensation characteristics based on employer types. For instance, actuaries working in consulting firms such as Mercer or Aon often see higher pay scales compared to those employed at life insurance companies like Prudential or MetLife. To truly excel and ascend in this field, actuaries often move along a well-defined career path, progressing from actuarial analyst to achieving ASA and eventually FSA or FCAS credentials. This trajectory, which can take several years and involves passing multiple rigorous exams, significantly enhances earning potential. Additionally, firms may offer non-salary compensation incentives such as bonuses for exam completions and study time benefits, further enriching the overall compensation package for senior professionals in this thriving Texas market.
More salary data for Cedar Hill, TX:
Frequently Asked Questions
How much do experienced actuaries make in Cedar Hill in 2026?
What drives higher actuary pay in Cedar Hill?
What certifications boost actuary salary in Cedar Hill?
Can experienced actuaries make six figures in Cedar Hill?
How much does actuary salary increase over time in Cedar Hill?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $191,247 for actuaries in the Cedar Hill metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Cedar Hill is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov