Actuary Pay

Senior Actuary Salary in Dallas, TX: $198,753 (2026)

Quick Answer:The top tier of actuaries working in Dallas, TX — those at or above the 90th percentile — pull in $198,753/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Dallas's price premium (BEA RPP 103.1, 3% above national) and that top-decile pay carries the same buying power as $192,796 in average-cost America. The 51% spread above city median typically rewards 7+ years of practice or specialty credentials.

$198,753
Top 10% Earn
$95.55/hr
Top Hourly Rate
$163,974
75th Percentile
$198,753
90th Percentile

Official BLS data · View source

Actuary Senior Salary in Dallas, TX — 2026 est., based on 2025 BLS
Dallas, TX actuary senior salary overview (2026 est., based on 2025 BLS)

For those with significant experience in the actuarial sector, the earning potential in Dallas is remarkable. With a median annual salary of $131,776 in 2026, seasoned actuaries can elevate their income considerably; top earners at the 90th percentile are projected to make as much as $198,753. This gap between the median and top-tier salaries highlights the substantial financial reward for those who reach advanced levels of expertise and certification, underscoring the importance of strategic career moves, such as obtaining Fellow status or specializing in high-demand areas. Dallas is an attractive city for actuaries because its P90 figures closely align with national averages, offering an exciting opportunity for those seeking not just a job but a lucrative career path.

Specialization plays a pivotal role in maximizing senior actuary pay in TX, especially in fields like life and annuity, health, reinsurance pricing, and predictive analytics. Employers vary significantly in how they compensate senior actuaries, with consulting firms like Mercer and Aon often offering higher pay for fully credentialed professionals compared to traditional insurers. For example, actuaries transitioning from roles in property and casualty firms may find themselves at an advantage in a consulting environment. As professionals progress along their career path from actuarial analysts to managing actuaries or consulting practice principals, pursuing advanced credentials such as ASA and FSA becomes crucial. Each passed exam not only reflects a commitment to the profession but also translates into salary increases — a practice deeply embedded in the actuarial culture in Dallas and beyond. The focus on ongoing education and specialty markets ensures that those dedicated to their craft can always find a way to increase their non-salary compensation as well.

2026 Salary Percentile Distribution in Dallas

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Dallas. The median salary is $131,776, compared to the national median of $134,160.$71.0K$105.4K$139.8K$174.3K$208.7K$78.9K10th Pctl$92.6K25th Pctl$131.8KMedian$164.0K75th Pctl$198.8K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Dallas earn between $163,974 and $198,753 per year (2026 est.). This $119,888 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Dallas median of $131,776 sits 1.78% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Dallas metro area.

Top ASA, FSA Salary Comparison

LevelDallasNational
Median (P50)$131,776$134,160
75th Percentile$163,974$176,111
90th Percentile (Top 10%)$198,753$221,983

In Dallas, experienced actuaries (P90) earn 50.83% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Dallas

1

Advanced Certifications in Texas

TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $131,776 median. Expanded-scope credentials are increasingly valued by Dallas employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Dallas command premium compensation, often reaching the $163,974–$198,753 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Dallas metro area, which is a large ASA, FSA employment market, often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Dallas with established relationships have strong negotiating leverage. In this competitive market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Dallas

Clinical Actuary

0-5 years
$78,865 – $131,776

Senior/Lead Actuary

5-10 years
$131,776 – $163,974

Actuary Department Manager

10+ years
$163,974+

Educator / Specialty Leadership

Advanced
Varies by role

Dallas ranks #38 of 109 Texas cities for top earner actuary salary (90th percentile: $198,753).

Top 10% actuary compensation in Dallas ($198,753) is 0.9% above the Texas average P90 ($196,983).

2019 BLS Actual

$190,860

2025 BLS Actual

$192,590

2026 Current Est.

$198,753

2019–2027 Growth

+7.5%

Salary Trajectory for Actuaries in Dallas (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Dallas. Baseline $190,860 in 2025, projected to $205,113 by 2027.$155.3K$169.8K$184.3K$198.9K$213.4K2019202020212022202320242025202620272025 BLS$190.9K$198.5K$163.6K$168.4K$172.3K$205.1K$192.6K$198.8K$205.1K
YearAnnual SalaryStatus
2019$190,860Actual
2020$198,540Actual
2021$163,570Actual
2022$168,400Actual
2023$172,260Actual
2024$205,110Actual
2025$192,590Actual
2026(current)$198,753Estimated
2027$205,113Projected

Top-earning actuaries (90th percentile) in Dallas saw their compensation grow 0.9% from $190,860 in 2019 to $192,590 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $205,113 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Dallas metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Frequently Asked Questions

How much do experienced actuaries make in Dallas in 2026?

Top-earning actuaries in Dallas (90th percentile) make $198,753/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $66,977 more than the area median of $131,776 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Dallas?

Higher actuary pay in Dallas is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Dallas?

The most impactful salary-boosting certifications for actuaries in Dallas include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $131,776, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Dallas?

Yes — the 90th percentile salary in Dallas is $198,753, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Dallas?

In Dallas, the gap between entry level ($78,865) and top earners ($198,753) is $119,888, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

Related Pages

Nearby Cities in Texas

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $192,590 for actuaries in the Dallas metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Source: BLS, OEWS, 7-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

Last verified: