Actuary Salary in Cedar Hill, TX: $127,333 (2026)
Quick Answer:A full-time actuary in Cedar Hill, TX earns a median $127,333/year (≈ $61.22/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Cedar Hill's price level (4% below national, BEA RPP 96.0), that paycheck buys what $132,639 would nationally. Nominal pay sits 1.1% below the Texas state average.
Based on BLS state-level estimates · View source
Actuaries in Cedar Hill, Texas, can expect a median annual salary of $127,333 in 2026, reflecting a competitive compensation level compared to national figures. The range for this profession varies significantly, with entry-level positions starting at approximately $78,607, while experienced actuaries can earn up to $197,367. These estimates derive from 2025 BLS data, projected to 2026, and take into account the regional cost adjustments due to the local economic environment. It's noteworthy that while Cedar Hill's salaries are robust, they lag behind the national median of $134,160 by about 5.09%, indicating a subtle gradation in pay rates that favors larger urban centers, particularly for those in high-demand specialties.
About the Cedar Hill Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $78,607 | $37.79 |
| Lower Range (P25) | $95,636 | $45.98 |
| Median (P50)(typical) | $127,333 | $61.22 |
| Upper Range (P75) | $162,987 | $78.36 |
| Top Earners (P90) | $197,367 | $94.89 |
Median Salary Position
5.09% below the national average
2026 Salary Percentile Distribution in Cedar Hill
In Cedar Hill, TX, the actuary salary spread from the 10th to 90th percentile is $118,760 (2026 est.). At $127,333, the local median is 5.09% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Cedar Hill: You'd be in the lower-middle range
How Cedar Hill Actuary Pay Compares
Cedar Hill median: $127,333/year (2026)
| Compared To | Median Salary | Cedar Hill Pays |
|---|---|---|
| Texas Average | $128,750 | -1.10% less |
| National Average | $134,160 | -5.09% less |
Actuarys in Cedar Hill, TX earn a median of $127,333 per year (2026 est.), which is 5.09% lower than the national median of $134,160 and 1.10% below the Texas state average of $128,750.
Cost-of-Living Adjusted Salary
Cedar Hill has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Cedar Hill, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $127,333 nominally has purchasing power equivalent to $132,639 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$102,837
2025 BLS Actual
$123,385
2026 Current Est.
$127,333
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Cedar Hill (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $102,837 | Actual |
| 2020 | $105,380 | Actual |
| 2021 | $100,511 | Actual |
| 2022 | $108,190 | Actual |
| 2023 | $113,894 | Actual |
| 2024 | $121,487 | Actual |
| 2025 | $123,385 | Actual |
| 2026(current) | $127,333 | Estimated |
| 2027 | $131,408 | Projected |
Based on 7 years of BLS OEWS data for the Cedar Hill metropolitan area, the median actuary salary grew 20.0% from $102,837 (2019) to $123,385 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $131,408 by 2027 — a total increase of $28,571 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cedar Hill metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $78,607 – $95,636 |
| 3-5 years (Mid Career) | $95,636 – $127,333 |
| 5+ years (Experienced) | $127,333 – $162,987 |
| 10+ years (Top Earner) | $162,987 – $197,367 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Cedar Hill
In Cedar Hill, the local job market comprises a modest pool of eight actuaries, showcasing both an opportunity for targeted recruitment and a limited competitive field. The area's cost of living index is set at 96, which means that while salaries may be lower than the national average, the purchasing power remains fairly stable due to more affordable living expenses. Among local employers, firms like Prudential and UnitedHealth stand out for potentially higher compensation within life and health insurance sectors, while consulting giants like Milliman and Mercer might offer more lucrative salaries for credentialed actuaries. Maximizing earnings in Cedar Hill is often tied to exam progressions; each certification milestone can lead to a pay increment, with specialties like property and casualty reinsurance typically offering higher compensation opportunities than others. Candidates aiming to enhance their pay should consider gaining relevant skills in predictive analytics alongside pursuing professional designations, as these qualifications are increasingly sought after in this evolving market.
More salary data for Cedar Hill, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $123,385 for actuariesin the Cedar Hill metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Cedar Hill is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov