Entry-Level Actuary Salary in Cedar Hill, TX: $78,607 (2026)
Quick Answer:New actuaries entering the Cedar Hill, TX job market in 2026 can expect a starting salary around $78,607 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Cedar Hill's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $81,882 would in average-cost America. Most reach the city median ($127,333) within a few years of clinical practice.
Based on BLS state-level estimates · View source
Actuaries just starting their careers in Cedar Hill, TX, can expect a starting salary around $78,607 in 2026, a figure that sits significantly below the city median of $127,333. This gap illustrates that new graduates often begin on a lower rung of the salary ladder, which can be offset by career progression as entry-level professionals generally see their pay increase from the first to the second year. While the path from a starting salary to the city median is substantial, with realistic expectations of reaching around $95,636 within their first few years, Cedar Hill can be considered a reasonable market for new graduates aiming to enter the actuarial field, particularly given its comparatively lower cost of living index of 96.
About the Cedar Hill Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Cedar Hill
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Cedar Hill
Entry-level actuarys in Cedar Hill, TX typically start between $78,607 and $95,636 per year (2026 est.). The full salary range spans $118,760 from the 10th to 90th percentile, with the local median at $127,333 — 5.09% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 66.15% of the starting actuary pay ($78,607/year) in Cedar Hill. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Cedar Hill
- 1Research the Cedar Hill market: entry-level actuary pay ranges from $78,607 to $95,636, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Cedar Hill, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Cedar Hill for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Cedar Hill's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Cedar Hill is $118,760 ( 151.08%) between entry-level and top earners. Starting at $78,607, experienced hygienists can earn up to $197,367.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$62,879
2025 BLS Actual
$76,170
2026 Current Est.
$78,607
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Cedar Hill (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $62,879 | Actual |
| 2020 | $64,013 | Actual |
| 2021 | $61,328 | Actual |
| 2022 | $69,568 | Actual |
| 2023 | $73,077 | Actual |
| 2024 | $74,228 | Actual |
| 2025 | $76,170 | Actual |
| 2026(current) | $78,607 | Estimated |
| 2027 | $81,123 | Projected |
Entry-level actuary compensation (10th percentile) in Cedar Hill, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $62,879 in 2019 to $76,170 in 2025. By 2027, starting salaries are projected to reach $81,123. New graduates entering the Cedar Hill job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cedar Hill metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Cedar Hill
In Cedar Hill, several prominent employers actively seek to recruit new actuarial graduates, including major life insurers such as Prudential and MetLife, as well as consulting giants such as Aon and Mercer. These firms often have structured recruitment processes that facilitate exam preparation and provide meaningful support to new hires. New actuaries looking to enhance their starting pay should focus on obtaining relevant Bachelor's degrees in fields like mathematics or statistics and aim to pass initial actuarial exams. Achieving the Associate (ASA) designation typically requires around 4-5 years and several exams, which can be a significant career booster. In this profession, each passed exam can increase earnings by approximately $3,000 to $8,000, making exam progression a vital strategy in the early years. Consequently, entry-level actuaries in Cedar Hill should have realistic expectations for steady salary growth in their first three years as they work towards higher credentials and the potential for more lucrative opportunities.
More salary data for Cedar Hill, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Cedar Hill. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Cedar Hill is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov