Senior Actuary Salary in Carrollton, TX: $202,070 (2026)
Quick Answer:The top tier of actuaries working in Carrollton, TX — those at or above the 90th percentile — pull in $202,070/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Carrollton's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $210,490 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, experienced actuaries in Carrollton, Texas, can anticipate a median annual salary of $130,367, with seasoned professionals reaching significantly higher earnings within the market. The top earners, those in the 90th percentile, can expect salaries as high as $202,070, highlighting a pronounced experience premium compared to the median. This showcases a substantial gap that emphasizes the rewards for those advancing beyond entry-level positions. Achieving top-tier compensation in Carrollton requires not just years of dedication but also strategic career moves, such as gaining specialized skills or credentials that cater to the region's competitive demands. With the way actuarial pay is structured, the potential for high earnings remains within reach for those willing to take on complex roles and pursue continued education, such as attaining Fellow status.
About the Carrollton Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Carrollton
Experienced actuarys at the top of the pay scale in Carrollton earn between $166,870 and $202,070 per year (2026 est.). This $126,456 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Carrollton median of $130,367 sits 2.83% below the US median.
Top ASA, FSA Salary Comparison
| Level | Carrollton | National |
|---|---|---|
| Median (P50) | $130,367 | $134,160 |
| 75th Percentile | $166,870 | $176,111 |
| 90th Percentile (Top 10%) | $202,070 | $221,983 |
In Carrollton, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Carrollton
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $130,367 median. Expanded-scope credentials are increasingly valued by Carrollton employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Carrollton command premium compensation, often reaching the $166,870–$202,070 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Carrollton metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Carrollton with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Carrollton
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedCarrollton ranks #19 of 109 Texas cities for top earner actuary salary (90th percentile: $202,070).
Top 10% actuary compensation in Carrollton ($202,070) is 2.58% above the Texas average P90 ($196,983).
2019 BLS Actual
$176,233
2025 BLS Actual
$195,804
2026 Current Est.
$202,070
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Carrollton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $176,233 | Actual |
| 2020 | $178,427 | Actual |
| 2021 | $188,267 | Actual |
| 2022 | $181,421 | Actual |
| 2023 | $190,533 | Actual |
| 2024 | $192,792 | Actual |
| 2025 | $195,804 | Actual |
| 2026(current) | $202,070 | Estimated |
| 2027 | $208,536 | Projected |
Top-earning actuaries (90th percentile) in Carrollton saw their compensation grow 11.1% from $176,233 in 2019 to $195,804 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $208,536 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Carrollton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Carrollton
Analyzing the factors influencing senior actuary pay in Carrollton reveals several key elements shaping compensation at the higher end of the market. Specializations in areas such as life and annuity, predictive analytics, and enterprise risk management typically command premium salaries, especially within leading insurance firms and consulting agencies. Employment within prestigious companies like Prudential, UnitedHealth, or consulting giants like Mercer can significantly affect pay dynamics, with consulting positions often offering a robust compensation package for fellows of the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS). Moreover, the pathway to leadership, illustrated by the progression from actuarial analyst to chief actuary, highlights the importance of continued professional development, including the rigorous ASA-to-FSA exam route, where each passed exam can result in incremental pay raises. Advanced credentials not only pave the way for advancement but also contribute to non-salary benefits like study time support and signing bonuses, further enhancing the total compensation for experienced actuaries in TX.
More salary data for Carrollton, TX:
Frequently Asked Questions
How much do experienced actuaries make in Carrollton in 2026?
What drives higher actuary pay in Carrollton?
What certifications boost actuary salary in Carrollton?
Can experienced actuaries make six figures in Carrollton?
How much does actuary salary increase over time in Carrollton?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $195,804 for actuaries in the Carrollton metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Carrollton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov