Entry-Level Actuary Salary in Carrollton, TX: $75,614 (2026)
Quick Answer:New actuaries entering the Carrollton, TX job market in 2026 can expect a starting salary around $75,614 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Carrollton's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $78,765 would in average-cost America. Most reach the city median ($130,367) within a few years of clinical practice.
Based on BLS state-level estimates · View source
Recent projections indicate that the starting actuary salary in Carrollton, Texas, for new graduates is around $75,614. This initial pay point reflects the beginning of a career trajectory that has the potential to reach far higher earnings, with the median annual salary for all actuaries in Carrollton estimated at $130,367. New graduates can expect to see salary growth over their first three to five years as they progress from the 10th percentile at $75,614 to the 25th percentile at $100,591. Carrollton currently represents a favorable market for new actuaries, especially given the relatively low cost of living index of 96, which suggests that entry-level positions could yield a solid foundation in a competitive field.
About the Carrollton Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Carrollton
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Carrollton
Entry-level actuarys in Carrollton, TX typically start between $75,614 and $100,591 per year (2026 est.). The full salary range spans $126,456 from the 10th to 90th percentile, with the local median at $130,367 — 2.83% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 68.77% of the starting actuary pay ($75,614/year) in Carrollton. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Carrollton
- 1Research the Carrollton market: entry-level actuary pay ranges from $75,614 to $100,591, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Carrollton, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Carrollton for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Carrollton's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Carrollton is $126,456 ( 167.24%) between entry-level and top earners. Starting at $75,614, experienced hygienists can earn up to $202,070.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$60,484
2025 BLS Actual
$73,269
2026 Current Est.
$75,614
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Carrollton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $60,484 | Actual |
| 2020 | $61,575 | Actual |
| 2021 | $58,992 | Actual |
| 2022 | $66,918 | Actual |
| 2023 | $70,294 | Actual |
| 2024 | $72,142 | Actual |
| 2025 | $73,269 | Actual |
| 2026(current) | $75,614 | Estimated |
| 2027 | $78,033 | Projected |
Entry-level actuary compensation (10th percentile) in Carrollton, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $60,484 in 2019 to $73,269 in 2025. By 2027, starting salaries are projected to reach $78,033. New graduates entering the Carrollton job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Carrollton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Carrollton
In Carrollton, several employers actively recruit entry-level actuaries, notably including large life insurers such as Prudential and MetLife, which often hire through campus recruitment strategies. These companies typically offer structured support for exam preparation, crucial for new grads looking to advance their credentials. Health insurance firms also provide entry-level opportunities, while consulting companies like Milliman and Mercer tend to prefer candidates with ASA or FSA credentials and pay at the higher end of the entry-level salary scale. Earning a bachelor’s degree in fields such as math, statistics, or actuarial science is vital, and passing actuarial exams can significantly boost starting pay, with each exam adding between $3,000 to $8,000 to a base salary. As actuaries navigate their early careers, focusing on exam progress and acquiring necessary VEE credits can lead to substantial earnings growth within the first few years in this market in TX.
More salary data for Carrollton, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Carrollton. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Carrollton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov