Actuary Salary in Carrollton, TX: $130,367 (2026)
Quick Answer:A full-time actuary in Carrollton, TX earns a median $130,367/year (≈ $62.67/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Carrollton's price level (4% below national, BEA RPP 96.0), that paycheck buys what $135,799 would nationally. Nominal pay sits 1.2% above the Texas state average.
Based on BLS state-level estimates · View source
In Carrollton, TX, actuaries can anticipate a median annual salary of $130,367 in 2026, representing a slight decrease of 2.83% compared to the national median of $134,160. The salary spectrum for this profession ranges from $75,614 at the 10th percentile to a high of $202,070 at the 90th percentile, reflecting the variability in compensation based on experience, exam progress, and specialization. These estimates are derived from 2025 BLS data, adjusted for regional cost considerations. Given the local job market dynamics, it's clear that the demand for actuaries remains strong, though potential candidates should carefully consider how their qualifications and certifications can affect their earning potential in this competitive environment.
About the Carrollton Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,614 | $36.36 |
| Lower Range (P25) | $100,591 | $48.36 |
| Median (P50)(typical) | $130,367 | $62.67 |
| Upper Range (P75) | $166,870 | $80.23 |
| Top Earners (P90) | $202,070 | $97.15 |
Median Salary Position
2.83% below the national average
2026 Salary Percentile Distribution in Carrollton
In Carrollton, TX, the actuary salary spread from the 10th to 90th percentile is $126,456 (2026 est.). At $130,367, the local median is 2.83% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Carrollton: You'd be in the lower-middle range
How Carrollton Actuary Pay Compares
Carrollton median: $130,367/year (2026)
| Compared To | Median Salary | Carrollton Pays |
|---|---|---|
| Texas Average | $128,822 | +1.20% more |
| National Average | $134,160 | -2.83% less |
Actuarys in Carrollton, TX earn a median of $130,367 per year (2026 est.), which is 2.83% lower than the national median of $134,160 and 1.20% above the Texas state average of $128,822.
Cost-of-Living Adjusted Salary
Carrollton has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Carrollton, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $130,367 nominally has purchasing power equivalent to $135,799 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$105,287
2025 BLS Actual
$126,325
2026 Current Est.
$130,367
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Carrollton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $105,287 | Actual |
| 2020 | $107,891 | Actual |
| 2021 | $102,906 | Actual |
| 2022 | $110,768 | Actual |
| 2023 | $116,608 | Actual |
| 2024 | $124,382 | Actual |
| 2025 | $126,325 | Actual |
| 2026(current) | $130,367 | Estimated |
| 2027 | $134,539 | Projected |
Based on 7 years of BLS OEWS data for the Carrollton metropolitan area, the median actuary salary grew 20.0% from $105,287 (2019) to $126,325 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $134,539 by 2027 — a total increase of $29,252 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Carrollton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,614 – $100,591 |
| 3-5 years (Mid Career) | $100,591 – $130,367 |
| 5+ years (Experienced) | $130,367 – $166,870 |
| 10+ years (Top Earner) | $166,870 – $202,070 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Carrollton
While only 20 actuaries currently find employment within Carrollton, the cost of living index stands at 96, which is slightly below the national average. This situation can enhance the take-home purchasing power for local professionals, making compensation more appealing despite the earlier cited salary figures. Among the employers in the area, those in life insurance, such as Prudential and MetLife, are known for higher pay scales, while firms like UnitedHealth and Cigna dominate the health insurance markets. The salary variation often hinges on the complexity of the work and the candidate's progress on exams; each exam passed typically increases pay by several thousand dollars. Actuaries aiming to optimize their earnings should consider pursuing credentials that elevate their marketability, taking into account the different pay components between consultancies and insurers.
More salary data for Carrollton, TX:
Frequently Asked Questions
How much do actuaries make in Carrollton, TX in 2026?
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Can actuaries make $100K in Carrollton?
What is the cost-of-living adjusted actuary salary in Carrollton?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $126,325 for actuariesin the Carrollton metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Carrollton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov