Senior Actuary Salary in Concord, NH: $177,117 (2026)
Quick Answer:The top tier of actuaries working in Concord, NH — those at or above the 90th percentile — pull in $177,117/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Concord's price premium (BEA RPP 107.3, 7% above national) and that top-decile pay carries the same buying power as $165,067 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
With top earners in the actuarial field in Concord, NH, projected to make up to $177,117 in 2026, the opportunities for experienced professionals are significant. Compared to the national landscape where the top earners reach a median of $134,160, Concord's senior actuaries experience a lower, yet notable, disparity in salary potential. The median annual salary for seasoned actuaries stands at $114,269, creating a substantial gap that represents the value of top-tier talent in this market. Reaching these heights typically requires over seven years of experience along with advanced actuarial designations such as ASA or FSA. This combination of credentials and experience opens doors to various specialty roles that command premium compensation in the region.
About the Concord Market
Salary estimated from New Hampshire average ($120,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Concord
Experienced actuarys at the top of the pay scale in Concord earn between $146,264 and $177,117 per year (2026 est.). This $104,102 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Concord median of $114,269 sits 14.83% below the US median.
Top ASA, FSA Salary Comparison
| Level | Concord | National |
|---|---|---|
| Median (P50) | $114,269 | $134,160 |
| 75th Percentile | $146,264 | $176,111 |
| 90th Percentile (Top 10%) | $177,117 | $221,983 |
In Concord, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Concord
Advanced Certifications in New Hampshire
NH actuaries with additional specialty certifications within the actuarial science field earn significantly above the $114,269 median. Expanded-scope credentials are increasingly valued by Concord employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Concord command premium compensation, often reaching the $146,264–$177,117 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Concord metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Concord with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in New Hampshire who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Concord
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedConcord ranks #11 of 16 New Hampshire cities for top earner actuary salary (90th percentile: $177,117).
Top 10% actuary compensation in Concord ($177,117) is 1.93% below the New Hampshire average P90 ($180,603).
2019 BLS Actual
$154,470
2025 BLS Actual
$171,625
2026 Current Est.
$177,117
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Concord (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $154,470 | Actual |
| 2020 | $156,393 | Actual |
| 2021 | $165,019 | Actual |
| 2022 | $159,018 | Actual |
| 2023 | $167,005 | Actual |
| 2024 | $190,176 | Actual |
| 2025 | $171,625 | Actual |
| 2026(current) | $177,117 | Estimated |
| 2027 | $182,785 | Projected |
Top-earning actuaries (90th percentile) in Concord saw their compensation grow 11.1% from $154,470 in 2019 to $171,625 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $182,785 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Concord metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Concord
Senior actuaries in Concord capitalize on various specialization areas, such as life and annuity, health, and property & casualty (P&C), each carrying distinct potential for higher earnings. For instance, roles in predictive analytics and data science have become increasingly sought after, reflecting the demand for adept actuaries capable of leveraging complex data. Differences in employer type significantly impact compensation dynamics; actuaries working with consulting firms like Milliman or Mercer often enjoy salaries that outpace those employed at traditional insurance companies. Advancement through the ranks is a clear path with defined milestones, moving from an actuarial analyst to pursuing Fellowship status, which can involve a five-to-eight year timeline. Furthermore, each passed exam on the journey to FSA or FCAS typically results in a pay increase, an essential motivator for continuous professional development. Advanced credentials not only provide a competitive edge but also align with the market's preference for specialized skills, significantly influencing non-salary compensation factors such as signing bonuses for credential completion and benefits geared toward study time.
More salary data for Concord, NH:
Frequently Asked Questions
How much do experienced actuaries make in Concord in 2026?
What drives higher actuary pay in Concord?
What certifications boost actuary salary in Concord?
Can experienced actuaries make six figures in Concord?
How much does actuary salary increase over time in Concord?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $171,625 for actuaries in the Concord metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Concord is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov