Actuary Salary in Concord, NH: $114,269 (2026)
Quick Answer:A full-time actuary in Concord, NH earns a median $114,269/year (≈ $54.93/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Concord's price level (7% above national, BEA RPP 107.3), that paycheck buys what $106,495 would nationally. Nominal pay sits 4.7% below the New Hampshire state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Concord, NH can expect a median annual salary of $114,269, which is fairly competitive, though approximately 14.83% lower than the national median of $134,160. The salary range for actuaries in this city spans from $73,015 at the 10th percentile to as high as $177,117 for those at the 90th percentile. These figures, derived from 2025 BLS OEWS data and adjusted for regional cost differences, reflect the nuanced compensation landscape within the local job market. Concord's actuary salaries illustrate the dynamics of the profession, where actuaries working in consulting firms such as Milliman, Mercer, and WTW tend to command higher pay compared to their counterparts employed by insurance companies.
About the Concord Market
Salary estimated from New Hampshire average ($120,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $73,015 | $35.10 |
| Lower Range (P25) | $87,651 | $42.14 |
| Median (P50)(typical) | $114,269 | $54.93 |
| Upper Range (P75) | $146,264 | $70.32 |
| Top Earners (P90) | $177,117 | $85.15 |
Median Salary Position
14.83% below the national average
2026 Salary Percentile Distribution in Concord
In Concord, NH, the actuary salary spread from the 10th to 90th percentile is $104,102 (2026 est.). At $114,269, the local median is 14.83% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Concord: You'd be in the lower-middle range
How Concord Actuary Pay Compares
Concord median: $114,269/year (2026)
| Compared To | Median Salary | Concord Pays |
|---|---|---|
| New Hampshire Average | $119,905 | -4.70% less |
| National Average | $134,160 | -14.83% less |
Actuarys in Concord, NH earn a median of $114,269 per year (2026 est.), which is 14.83% lower than the national median of $134,160 and 4.70% below the New Hampshire state average of $119,905.
Cost-of-Living Adjusted Salary
Concord has a cost of living 7.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Concord, NH has a cost-of-living index of 107.3 (above the national average of 100). While the nominal salary of $114,269 is competitive, the higher cost of living reduces purchasing power to an effective $106,495 — a 6.8% reduction.
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2019 BLS Actual
$92,286
2025 BLS Actual
$110,726
2026 Current Est.
$114,269
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Concord (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $92,286 | Actual |
| 2020 | $94,569 | Actual |
| 2021 | $90,199 | Actual |
| 2022 | $97,090 | Actual |
| 2023 | $102,209 | Actual |
| 2024 | $122,694 | Actual |
| 2025 | $110,726 | Actual |
| 2026(current) | $114,269 | Estimated |
| 2027 | $117,926 | Projected |
Based on 7 years of BLS OEWS data for the Concord metropolitan area, the median actuary salary grew 20.0% from $92,286 (2019) to $110,726 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $117,926 by 2027 — a total increase of $25,640 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Concord metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $73,015 – $87,651 |
| 3-5 years (Mid Career) | $87,651 – $114,269 |
| 5+ years (Experienced) | $114,269 – $146,264 |
| 10+ years (Top Earner) | $146,264 – $177,117 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Concord
With only 11 actuaries employed in Concord, the job market is somewhat limited, yet stable. The local cost of living, indicated by a cost-of-living index of 107.3, suggests that while salaries may be slightly below the national average, the purchasing power for actuaries can still be favorable. Among local employers, life insurance firms like Prudential and MetLife, as well as consulting giants, typically offer better salaries than health and property & casualty insurers. Compensation varies significantly based on exam progression; each passed exam can lead to incremental salary increases. Actuaries with credentials at the FSA level or specialized in consulting often enjoy the highest pay. To maximize earnings in Concord, it is advisable for aspiring actuaries to focus on obtaining advanced credentials and gaining expertise in predictive analytics and data science, which are increasingly sought after in the industry.
More salary data for Concord, NH:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $110,726 for actuariesin the Concord metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Concord is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov