Entry-Level Actuary Salary in Concord, NH: $73,015 (2026)
Quick Answer:New actuaries entering the Concord, NH job market in 2026 can expect a starting salary around $73,015 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Concord's local price level (BEA RPP 107.3 — 7% above national), a first-year paycheck buys what $68,048 would in average-cost America. Most reach the city median ($114,269) within a few years of clinical practice.
Based on BLS state-level estimates · View source
New graduates contemplating a career as an actuary in Concord, NH can expect to start their journey with a salary around $73,015 per year in 2026. This entry-level pay indicates a significant gap when compared to Concord's projected median annual salary of $114,269. However, early-career actuaries can anticipate a gradual salary increase, moving from the 10th percentile to the 25th percentile, which is estimated at $87,651, within the first few years. With a growth trajectory of 3.20% annually, the market for new grad actuary pay in NH looks promising. Given these projections, Concord can be considered a relatively favorable location for new graduates entering the actuarial field, especially for those who prepare effectively for the challenges ahead.
About the Concord Market
Salary estimated from New Hampshire average ($120,000) adjusted for local cost of living.
Career Earnings Timeline in Concord
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Concord
Entry-level actuarys in Concord, NH typically start between $73,015 and $87,651 per year (2026 est.). The full salary range spans $104,102 from the 10th to 90th percentile, with the local median at $114,269 — 14.83% below the national median.
Return on Investment
The average actuarial science program cost in New Hampshire of $65,000 represents just 89.02% of the starting actuary pay ($73,015/year) in Concord. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Concord
- 1Research the Concord market: entry-level actuary pay ranges from $73,015 to $87,651, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in NH often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Concord, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Concord for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Concord's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Concord is $104,102 ( 142.58%) between entry-level and top earners. Starting at $73,015, experienced hygienists can earn up to $177,117.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$58,405
2025 BLS Actual
$70,751
2026 Current Est.
$73,015
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Concord (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $58,405 | Actual |
| 2020 | $59,459 | Actual |
| 2021 | $56,965 | Actual |
| 2022 | $64,619 | Actual |
| 2023 | $67,878 | Actual |
| 2024 | $77,621 | Actual |
| 2025 | $70,751 | Actual |
| 2026(current) | $73,015 | Estimated |
| 2027 | $75,352 | Projected |
Entry-level actuary compensation (10th percentile) in Concord, NH grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $58,405 in 2019 to $70,751 in 2025. By 2027, starting salaries are projected to reach $75,352. New graduates entering the Concord job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Concord metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Concord
Several employers in Concord are actively seeking entry-level actuaries, particularly large life insurance companies such as Prudential and MetLife, which often engage with students through structured recruitment programs. Health insurers and consulting firms like Milliman and Mercer also hire new graduates, although the latter typically seek applicants with ASA credentials and may offer higher starting pay. To maximize starting actuary salary in Concord, aspiring professionals should focus on obtaining relevant degrees in fields like mathematics, statistics, or actuarial science, while also passing the required exams from the Society of Actuaries (SOA) or Casualty Actuarial Society (CAS). Early in their careers, professionals should prioritize passing these exams since each successful attempt can add $3,000 to $8,000 to their salary base. This exam progression is vital for upward mobility within the profession, with consulting firms increasingly valuing skills in predictive analytics and data science, which can further enhance career prospects and salary growth in the first few years.
More salary data for Concord, NH:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Concord. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Concord is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov