Actuary Pay

Senior Actuary Salary in Ocoee, FL: $192,519 (2026)

Quick Answer:The top tier of actuaries working in Ocoee, FL — those at or above the 90th percentile — pull in $192,519/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Ocoee's price premium (BEA RPP 100.8, 1% above national) and that top-decile pay carries the same buying power as $190,991 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$192,519
Top 10% Earn
$92.56/hr
Top Hourly Rate
$158,983
75th Percentile
$192,519
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Ocoee, FL — 2026 est., based on 2025 BLS
Ocoee, FL actuary senior salary overview (2026 est., based on 2025 BLS)

In Ocoee, Florida, experienced actuaries are positioned to earn a competitive salary. For 2026, the median annual salary is projected at $124,205, but the earning potential skyrockets for top-tier professionals, with those in the 90th percentile (P90) expected to earn $192,519. This represents a significant gap from the median figure, illustrating the lucrative possibilities for seasoned actuaries willing to leverage their expertise. To achieve such exceptional pay, these professionals typically need to attain advanced credentials like FSA or FCAS and specialize in high-demand areas, which can vary widely from life and annuity to predictive analytics. Importantly, the earning landscape in Ocoee offers an attractive alternative for actuaries compared to the national median of $134,160, albeit at a slightly lower rate.

About the Ocoee Market

Salary estimated from Florida average ($118,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Ocoee

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Ocoee. The median salary is $124,205, compared to the national median of $134,160.$72.3K$104.8K$137.2K$169.7K$202.1K$80.4K10th Pctl$96.0K25th Pctl$124.2KMedian$159.0K75th Pctl$192.5K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Ocoee earn between $158,983 and $192,519 per year (2026 est.). This $112,139 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Ocoee median of $124,205 sits 7.42% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Ocoee metro area.

Top ASA, FSA Salary Comparison

LevelOcoeeNational
Median (P50)$124,205$134,160
75th Percentile$158,983$176,111
90th Percentile (Top 10%)$192,519$221,983

In Ocoee, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Ocoee

1

Advanced Certifications in Florida

FL actuaries with additional specialty certifications within the actuarial science field earn significantly above the $124,205 median. Expanded-scope credentials are increasingly valued by Ocoee employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Ocoee command premium compensation, often reaching the $158,983–$192,519 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Ocoee metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Ocoee with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Florida who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Ocoee

Clinical Actuary

0-5 years
$80,380 – $124,205

Senior/Lead Actuary

5-10 years
$124,205 – $158,983

Actuary Department Manager

10+ years
$158,983+

Educator / Specialty Leadership

Advanced
Varies by role

Ocoee ranks #72 of 81 Florida cities for top earner actuary salary (90th percentile: $192,519).

Top 10% actuary compensation in Ocoee ($192,519) is 3.21% below the Florida average P90 ($198,913).

2019 BLS Actual

$167,903

2025 BLS Actual

$186,549

2026 Current Est.

$192,519

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Ocoee (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Ocoee. Baseline $167,903 in 2025, projected to $198,679 by 2027.$161.7K$172.5K$183.3K$194.1K$204.8K2019202020212022202320242025202620272025 BLS$167.9K$170.0K$179.4K$172.8K$181.5K$176.6K$186.5K$192.5K$198.7K
YearAnnual SalaryStatus
2019$167,903Actual
2020$169,993Actual
2021$179,368Actual
2022$172,846Actual
2023$181,528Actual
2024$176,565Actual
2025$186,549Actual
2026(current)$192,519Estimated
2027$198,679Projected

Top-earning actuaries (90th percentile) in Ocoee saw their compensation grow 11.1% from $167,903 in 2019 to $186,549 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $198,679 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Ocoee metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Ocoee

The compensation dynamics for senior actuaries in Ocoee are influenced by multiple factors, including specialization and employer type. Actuaries focusing on sectors such as life and annuity, health insurance, or enterprise risk management often command higher salaries. For instance, those in property & casualty (P&C) insurance or consulting firms can see premium pay due to the competitive nature of these fields. Employers range from life insurance giants like Prudential and MetLife to major consulting firms like Mercer and Aon, each with distinct pay scales that reflect the complexity and scope of actuarial work. Further enhancing earning potential, career advancement typically follows a structured path—progressing from actuarial analyst to ASA, then to FSA or FCAS, ultimately leading to leadership roles such as managing actuary or chief actuary. In this pursuit, obtaining advanced credentials and passing rigorous actuarial exams are direct drivers of salary increases in Ocoee, aligning closely with the upward trajectory in senior actuary pay throughout FL.

Frequently Asked Questions

How much do experienced actuaries make in Ocoee in 2026?

Top-earning actuaries in Ocoee (90th percentile) make $192,519/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $68,314 more than the area median of $124,205 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Ocoee?

Higher actuary pay in Ocoee is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Ocoee?

The most impactful salary-boosting certifications for actuaries in Ocoee include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $124,205, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Ocoee?

Yes — the 90th percentile salary in Ocoee is $192,519, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Ocoee?

In Ocoee, the gap between entry level ($80,380) and top earners ($192,519) is $112,139, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $186,549 for actuaries in the Ocoee metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Ocoee is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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