Actuary Pay

Miami vs Ocoee: Actuary Salary (2026)

Compare actuary salaries between Miami, FL and Ocoee, FL. All figures are 2026 estimates projected from BLS 2025 data.

Miami, FL
$144,284
$69.37/hr
Ocoee, FL
$124,205
$59.71/hr

Side-by-Side Comparison

MetricMiami, FLOcoee, FL
Median Salary$144,284$124,205
Hourly Rate$69.37$59.71
Entry Level (P10)$87,813$80,380
25th Percentile$107,999$96,023
75th Percentile$175,977$158,983
Top Earner (P90)$216,390$192,519
Total Employed31010
Side-by-side bar chart comparing Miami ($144,284) and Ocoee ($124,205) actuary salaries.MiamiOcoeeMedian Salary$144,284$124,205Entry Level (P10)$87,813$80,380Top Earner (P90)$216,390$192,519US Median $134,160

Verdict

Miami, FL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Ocoee.

The salary gap between Miami and Ocoee is $20,079 (16.17%). Miami's median is +7.55% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Miami spans $128,577,Ocoee spans $112,139. Miami has a wider pay range, meaning more potential for high earners but also more variation.

Miami
P10 (Entry)$87,813
P25$107,999
Median$144,284
P75$175,977
P90 (Top)$216,390
Ocoee
P10 (Entry)$80,380
P25$96,023
Median$124,205
P75$158,983
P90 (Top)$192,519

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Miami ($126,393 effective) pays 2.58% more than Ocoee ($123,219 effective).

Miami
Nominal: $144,284
CoL Index: 114.155
Adjusted: $126,393
Ocoee
Nominal: $124,205
CoL Index: 100.8
Adjusted: $123,219

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Miami if…

  • Higher median salary ($144,284/year)
  • Better top-earner potential ($216,390)
  • Larger job market (310 employed)
  • Better purchasing power (CoL-adjusted: $126,393)
  • You prefer the Florida area and lifestyle

Choose Ocoee if…

  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Miami grew 32.2% from 2019 to 2025, compared to 5.7% growth in Ocoee over the same period.

Miami, FL

+32.2%

$105,750 (2019) → $139,810 (2025)

Ocoee, FL

+5.7%

$113,913 (2024) → $120,354 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Miami or Ocoee?

Miami has a higher median actuary salary at $144,284/year, compared to Ocoee at $124,205/year — a difference of $20,079 (16.17%).

What is the hourly rate difference between Miami and Ocoee?

Miami actuarys earn $69.37/hr while Ocoee hygienists earn $59.71/hr (2026 est.).

Should I relocate from Miami to Ocoee as a actuary?

Consider more than just salary when comparing Miami and Ocoee. Factor in cost of living (CoL-adjusted: Miami = $126,393, Ocoee = $123,219), job availability (310 vs 10 employed), commute, and career growth potential.

What do entry-level actuarys earn in Miami vs Ocoee?

Entry-level (10th percentile) actuarys earn $87,813 in Miami and $80,380 in Ocoee. The Miami area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov