Actuary Pay

Miami vs Jacksonville: Actuary Salary (2026)

Compare actuary salaries between Miami, FL and Jacksonville, FL. All figures are 2026 estimates projected from BLS 2025 data.

Miami, FL
$144,284
$69.37/hr
Jacksonville, FL
$137,081
$65.90/hr

Side-by-Side Comparison

MetricMiami, FLJacksonville, FL
Median Salary$144,284$137,081
Hourly Rate$69.37$65.90
Entry Level (P10)$87,813$83,933
25th Percentile$107,999$106,750
75th Percentile$175,977$167,153
Top Earner (P90)$216,390$210,260
Total Employed310130
Side-by-side bar chart comparing Miami ($144,284) and Jacksonville ($137,081) actuary salaries.MiamiJacksonvilleMedian Salary$144,284$137,081Entry Level (P10)$87,813$83,933Top Earner (P90)$216,390$210,260US Median $134,160

Verdict

Miami, FL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Jacksonville.

The salary gap between Miami and Jacksonville is $7,203 (5.25%). Miami's median is +7.55% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Miami spans $128,577,Jacksonville spans $126,327. Miami has a wider pay range, meaning more potential for high earners but also more variation.

Miami
P10 (Entry)$87,813
P25$107,999
Median$144,284
P75$175,977
P90 (Top)$216,390
Jacksonville
P10 (Entry)$83,933
P25$106,750
Median$137,081
P75$167,153
P90 (Top)$210,260

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Jacksonville ($137,792 effective) pays 9.02% more than Miami ($126,393 effective).

Miami
Nominal: $144,284
CoL Index: 114.155
Adjusted: $126,393
Jacksonville
Nominal: $137,081
CoL Index: 99.484
Adjusted: $137,792

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Miami if…

  • Higher median salary ($144,284/year)
  • Better top-earner potential ($216,390)
  • Larger job market (310 employed)
  • You prefer the Florida area and lifestyle

Choose Jacksonville if…

  • Better purchasing power (CoL-adjusted: $137,792)
  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Miami grew 32.2% from 2019 to 2025, compared to 13.3% growth in Jacksonville over the same period.

Miami, FL

+32.2%

$105,750 (2019) → $139,810 (2025)

Jacksonville, FL

+13.3%

$117,220 (2019) → $132,830 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Miami or Jacksonville?

Miami has a higher median actuary salary at $144,284/year, compared to Jacksonville at $137,081/year — a difference of $7,203 (5.25%).

What is the hourly rate difference between Miami and Jacksonville?

Miami actuarys earn $69.37/hr while Jacksonville hygienists earn $65.90/hr (2026 est.).

Should I relocate from Miami to Jacksonville as a actuary?

Consider more than just salary when comparing Miami and Jacksonville. Factor in cost of living (CoL-adjusted: Miami = $126,393, Jacksonville = $137,792), job availability (310 vs 130 employed), commute, and career growth potential.

What do entry-level actuarys earn in Miami vs Jacksonville?

Entry-level (10th percentile) actuarys earn $87,813 in Miami and $83,933 in Jacksonville. The Miami area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov