Actuary Pay

Senior Actuary Salary in Jacksonville, FL: $210,260 (2026)

Quick Answer:The top tier of actuaries working in Jacksonville, FL — those at or above the 90th percentile — pull in $210,260/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Jacksonville's price premium (BEA RPP 99.5, 1% below national) and that top-decile pay carries the same buying power as $211,351 in average-cost America. The 53% spread above city median typically rewards 7+ years of practice or specialty credentials.

$210,260
Top 10% Earn
$101.08/hr
Top Hourly Rate
$167,153
75th Percentile
$210,260
90th Percentile

Official BLS data · View source

Actuary Senior Salary in Jacksonville, FL — 2026 est., based on 2025 BLS
Jacksonville, FL actuary senior salary overview (2026 est., based on 2025 BLS)

Salaries for seasoned actuaries in Jacksonville, Florida reflect a robust structure supporting high earning potential, with top-tier professionals capable of commanding salaries reaching as much as $210,260. In 2026, the median annual salary for the city's experienced actuaries is projected to be $137,081, indicating a significant premium typically associated with more than seven years of expertise. This income level sits well above the national median of $134,160, illustrating the lucrative prospects for actuaries who excel in specialized roles and obtain advanced credentials. Achieving such high compensation often requires skills in advanced analytics or niche areas like capital modeling, as well as consistent progress through the ASA to FSA examination pathway. The sizable gap between median earnings and the top earners highlights the benefit of specialization and leadership roles within the local actuarial market.

2026 Salary Percentile Distribution in Jacksonville

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Jacksonville. The median salary is $137,081, compared to the national median of $134,160.$75.5K$111.8K$148.2K$184.5K$220.8K$83.9K10th Pctl$106.8K25th Pctl$137.1KMedian$167.2K75th Pctl$210.3K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Jacksonville earn between $167,153 and $210,260 per year (2026 est.). This $126,327 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Jacksonville median of $137,081 sits 2.18% above the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Jacksonville metro area.

Top ASA, FSA Salary Comparison

LevelJacksonvilleNational
Median (P50)$137,081$134,160
75th Percentile$167,153$176,111
90th Percentile (Top 10%)$210,260$221,983

In Jacksonville, experienced actuaries (P90) earn 53.38% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Jacksonville

1

Advanced Certifications in Florida

FL actuaries with additional specialty certifications within the actuarial science field earn significantly above the $137,081 median. Expanded-scope credentials are increasingly valued by Jacksonville employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Jacksonville command premium compensation, often reaching the $167,153–$210,260 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Jacksonville metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Jacksonville with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Florida who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Jacksonville

Clinical Actuary

0-5 years
$83,933 – $137,081

Senior/Lead Actuary

5-10 years
$137,081 – $167,153

Actuary Department Manager

10+ years
$167,153+

Educator / Specialty Leadership

Advanced
Varies by role

Jacksonville ranks #5 of 81 Florida cities for top earner actuary salary (90th percentile: $210,260).

Top 10% actuary compensation in Jacksonville ($210,260) is 5.7% above the Florida average P90 ($198,913).

2019 BLS Actual

$161,470

2025 BLS Actual

$203,740

2026 Current Est.

$210,260

2019–2027 Growth

+34.4%

Salary Trajectory for Actuaries in Jacksonville (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Jacksonville. Baseline $161,470 in 2025, projected to $216,988 by 2027.$149.9K$170.2K$190.5K$210.7K$231.0K2019202020212022202320242025202620272025 BLS$161.5K$161.7K$208.0K$211.9K$197.0K$219.4K$203.7K$210.3K$217.0K
YearAnnual SalaryStatus
2019$161,470Actual
2020$161,730Actual
2021$207,960Actual
2022$211,910Actual
2023$196,970Actual
2024$219,440Actual
2025$203,740Actual
2026(current)$210,260Estimated
2027$216,988Projected

Top-earning actuaries (90th percentile) in Jacksonville saw their compensation grow 26.2% from $161,470 in 2019 to $203,740 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $216,988 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Jacksonville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Jacksonville

In Jacksonville, senior actuaries can enhance their salaries by focusing on high-demand areas such as predictive analytics, life and annuity, or enterprise risk management. These specializations not only command higher pay but can also dictate compensation levels depending on the employer type; for example, actuaries at consulting firms like Aon or Milliman often receive more competitive pay compared to those in traditional insurance settings like health insurance (UnitedHealth, Cigna) or property & casualty companies (State Farm, Progressive). Furthermore, the clear advancement path—beginning as an actuarial analyst and progressing to managing actuary or chief actuary—offers tangible routes for increased compensation. Only through a proven track record and rigorous pursuit of advanced credentials such as ASA or FSA can actuaries in Jacksonville truly unlock their earning potential. Additionally, employers may offer substantial benefits for passing exams, with each step in credentialing stacking value into a senior actuary's overall compensation package, making strategic career choices crucial for maximizing financial success in this field.

Frequently Asked Questions

How much do experienced actuaries make in Jacksonville in 2026?

Top-earning actuaries in Jacksonville (90th percentile) make $210,260/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $73,179 more than the area median of $137,081 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Jacksonville?

Higher actuary pay in Jacksonville is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Jacksonville?

The most impactful salary-boosting certifications for actuaries in Jacksonville include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $137,081, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Jacksonville?

Yes — the 90th percentile salary in Jacksonville is $210,260, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Jacksonville?

In Jacksonville, the gap between entry level ($83,933) and top earners ($210,260) is $126,327, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $203,740 for actuaries in the Jacksonville metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Source: BLS, OEWS, 7-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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