Senior Actuary Salary in Tampa, FL: $179,042 (2026)
Quick Answer:The top tier of actuaries working in Tampa, FL — those at or above the 90th percentile — pull in $179,042/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Tampa's price premium (BEA RPP 100.9, 1% above national) and that top-decile pay carries the same buying power as $177,463 in average-cost America. The 63% spread above city median typically rewards 7+ years of practice or specialty credentials.
Official BLS data · View source
In Tampa, the earning potential for seasoned actuaries continues to be robust, with top earners projected to make an annual salary of $179,042 by 2026. This figure reflects the significant income disparity within the profession, as the median salary for experienced actuaries in the area stands at $109,898. The gap between median and top-tier compensation illustrates the advanced skill set and industry specialization that are critical for reaching such elevated salary levels. Professionals aiming for the highest tier typically need not only extensive experience—seven years or more—but also credentials like FSA or FCAS, alongside expertise in niche areas such as data science or predictive analytics, which can greatly enhance their market value.
2026 Salary Percentile Distribution in Tampa
Experienced actuarys at the top of the pay scale in Tampa earn between $166,637 and $179,042 per year (2026 est.). This $110,734 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Tampa median of $109,898 sits 18.08% below the US median.
Top ASA, FSA Salary Comparison
| Level | Tampa | National |
|---|---|---|
| Median (P50) | $109,898 | $134,160 |
| 75th Percentile | $166,637 | $176,111 |
| 90th Percentile (Top 10%) | $179,042 | $221,983 |
In Tampa, experienced actuaries (P90) earn 62.92% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Tampa
Advanced Certifications in Florida
FL actuaries with additional specialty certifications within the actuarial science field earn significantly above the $109,898 median. Expanded-scope credentials are increasingly valued by Tampa employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Tampa command premium compensation, often reaching the $166,637–$179,042 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Tampa metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Tampa with established relationships have strong negotiating leverage. In this competitive market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Florida who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Tampa
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedTampa ranks #79 of 81 Florida cities for top earner actuary salary (90th percentile: $179,042).
Top 10% actuary compensation in Tampa ($179,042) is 9.99% below the Florida average P90 ($198,913).
2019 BLS Actual
$202,050
2025 BLS Actual
$173,490
2026 Current Est.
$179,042
2019–2027 Growth
+-8.6%
Salary Trajectory for Actuaries in Tampa (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $202,050 | Actual |
| 2020 | $158,093 | Actual |
| 2021 | $166,812 | Actual |
| 2022 | $186,960 | Actual |
| 2023 | $172,100 | Actual |
| 2024 | $200,340 | Actual |
| 2025 | $173,490 | Actual |
| 2026(current) | $179,042 | Estimated |
| 2027 | $184,771 | Projected |
Top-earning actuaries (90th percentile) in Tampa saw their compensation grow -14.1% from $202,050 in 2019 to $173,490 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $184,771 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Tampa metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Tampa
The diverse landscape of actuarial specializations in Tampa significantly influences senior actuary pay in FL. Fields such as life and annuity, health, property and casualty, and enterprise risk management tend to command higher premiums, especially when associated with established firms like Prudential or State Farm. Positions within consulting firms may also offer attractive compensation packages, often surpassing those from traditional insurance companies, particularly for FSAs and FCAS holders. Moreover, advancement pathways can lead from roles such as actuarial analyst to chief actuary, further increasing earning potential. Strategies like pursuing additional credentials or focusing on high-demand areas can also lead to noticeable salary increases. In Tampa, exam progression remains a key compensation driver, with each exam passed potentially elevating base pay significantly, making ongoing professional development essential for actuaries seeking to maximize their income potential.
More salary data for Tampa, FL:
Frequently Asked Questions
How much do experienced actuaries make in Tampa in 2026?
What drives higher actuary pay in Tampa?
What certifications boost actuary salary in Tampa?
Can experienced actuaries make six figures in Tampa?
How much does actuary salary increase over time in Tampa?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $173,490 for actuaries in the Tampa metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov