Senior Actuary Salary in Daytona Beach, FL: $195,611 (2026)
Quick Answer:The top tier of actuaries working in Daytona Beach, FL — those at or above the 90th percentile — pull in $195,611/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Daytona Beach's price premium (BEA RPP 100.8, 1% above national) and that top-decile pay carries the same buying power as $194,059 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Finding the upper echelons of compensation for senior actuaries in Daytona Beach reflects the robust potential in this market, particularly for those with extensive experience. In 2026, professionals at the top of their game can expect earnings reaching as high as $195,611, with those in the 75th percentile earning around $161,538. This strong earning potential speaks to the experience premium offered in this region—between the median annual salary of $126,201 and the top earners, there is a notable gap highlighting the value of seasoned expertise. To reach such esteemed pay levels, one must typically possess at least seven years of relevant experience, combined with advanced credentials and specialized skills in high-demand areas, thus positioning oneself for substantial financial rewards in the competitive landscape of Daytona Beach's actuarial market.
About the Daytona Beach Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Daytona Beach
Experienced actuarys at the top of the pay scale in Daytona Beach earn between $161,538 and $195,611 per year (2026 est.). This $117,406 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Daytona Beach median of $126,201 sits 5.93% below the US median.
Top ASA, FSA Salary Comparison
| Level | Daytona Beach | National |
|---|---|---|
| Median (P50) | $126,201 | $134,160 |
| 75th Percentile | $161,538 | $176,111 |
| 90th Percentile (Top 10%) | $195,611 | $221,983 |
In Daytona Beach, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Daytona Beach
Advanced Certifications in Florida
FL actuaries with additional specialty certifications within the actuarial science field earn significantly above the $126,201 median. Expanded-scope credentials are increasingly valued by Daytona Beach employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Daytona Beach command premium compensation, often reaching the $161,538–$195,611 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Daytona Beach metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Daytona Beach with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Florida who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Daytona Beach
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedDaytona Beach ranks #58 of 81 Florida cities for top earner actuary salary (90th percentile: $195,611).
Top 10% actuary compensation in Daytona Beach ($195,611) is 1.66% below the Florida average P90 ($198,913).
2019 BLS Actual
$170,600
2025 BLS Actual
$189,546
2026 Current Est.
$195,611
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Daytona Beach (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $170,600 | Actual |
| 2020 | $172,724 | Actual |
| 2021 | $182,250 | Actual |
| 2022 | $175,623 | Actual |
| 2023 | $184,444 | Actual |
| 2024 | $179,402 | Actual |
| 2025 | $189,546 | Actual |
| 2026(current) | $195,611 | Estimated |
| 2027 | $201,871 | Projected |
Top-earning actuaries (90th percentile) in Daytona Beach saw their compensation grow 11.1% from $170,600 in 2019 to $189,546 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $201,871 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Daytona Beach metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Daytona Beach
The diverse specialized fields within the actuarial profession are critical in determining the variance in senior actuary pay across Daytona Beach. Areas such as life and annuity, health, and property and casualty (P&C) insurance present lucrative opportunities, often supplemented by roles in enterprise risk management (ERM) and predictive analytics. Employers have differing compensation brackets, with life insurance firms like Prudential and MetLife generally providing more competitive salaries compared to health care entities like UnitedHealth and Cigna. The career trajectory for actuaries also impacts earnings; moving through the ranks from analytical positions to leadership roles—such as managing actuary or chief actuary—requires a blend of further qualifications and successful exam completion. Advanced credentials, including ASA and FSA, significantly boost pay in the state, aligning with expectations that every major exam passed can increase one's salary by substantial margins. Non-salary incentives tied to exam success and the complexity of specialty markets further highlight the nuanced compensation strategies prevalent among experienced actuaries in Florida's thriving job market.
More salary data for Daytona Beach, FL:
Frequently Asked Questions
How much do experienced actuaries make in Daytona Beach in 2026?
What drives higher actuary pay in Daytona Beach?
What certifications boost actuary salary in Daytona Beach?
Can experienced actuaries make six figures in Daytona Beach?
How much does actuary salary increase over time in Daytona Beach?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $189,546 for actuaries in the Daytona Beach metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Daytona Beach is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov