Entry-Level Actuary Salary in Daytona Beach, FL: $78,205 (2026)
Quick Answer:New actuaries entering the Daytona Beach, FL job market in 2026 can expect a starting salary around $78,205 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Daytona Beach's local price level (BEA RPP 100.8 — 1% above national), a first-year paycheck buys what $77,584 would in average-cost America. Most reach the city median ($126,201) within a few years of clinical practice.
Based on BLS state-level estimates · View source
Prospective actuaries seeking their first job in Daytona Beach can expect an entry-level actuary salary of around $78,205 in 2026. This figure represents a significant gap from the city's median annual salary of $126,201, suggesting that new graduates need to strategize carefully to enhance their market position. However, realistic projections indicate a positive growth trajectory as early-career professionals gain experience, potentially reaching $95,425 within the first few years. Given a growth rate of 3.20% annually, newly minted actuaries in Daytona Beach have a favorable environment for career development. With a healthy demand for actuaries in both the insurance and consulting sectors, this coastal city provides ample opportunities for graduates looking to establish themselves in the field.
About the Daytona Beach Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Career Earnings Timeline in Daytona Beach
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Daytona Beach
Entry-level actuarys in Daytona Beach, FL typically start between $78,205 and $95,425 per year (2026 est.). The full salary range spans $117,406 from the 10th to 90th percentile, with the local median at $126,201 — 5.93% below the national median.
Return on Investment
The average actuarial science program cost in Florida of $42,000 represents just 53.71% of the starting actuary pay ($78,205/year) in Daytona Beach. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Daytona Beach
- 1Research the Daytona Beach market: entry-level actuary pay ranges from $78,205 to $95,425, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in FL often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Daytona Beach, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Daytona Beach for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Daytona Beach's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Daytona Beach is $117,406 ( 150.13%) between entry-level and top earners. Starting at $78,205, experienced hygienists can earn up to $195,611.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$62,557
2025 BLS Actual
$75,780
2026 Current Est.
$78,205
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Daytona Beach (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $62,557 | Actual |
| 2020 | $63,685 | Actual |
| 2021 | $61,014 | Actual |
| 2022 | $69,212 | Actual |
| 2023 | $72,703 | Actual |
| 2024 | $71,012 | Actual |
| 2025 | $75,780 | Actual |
| 2026(current) | $78,205 | Estimated |
| 2027 | $80,708 | Projected |
Entry-level actuary compensation (10th percentile) in Daytona Beach, FL grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $62,557 in 2019 to $75,780 in 2025. By 2027, starting salaries are projected to reach $80,708. New graduates entering the Daytona Beach job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Daytona Beach metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Daytona Beach
In Daytona Beach, large life insurance companies like Prudential, MetLife, and Northwestern Mutual often recruit recent graduates through campus programs, providing structured support for exam preparation. Similarly, health insurers are seeking entry-level actuaries, while consulting firms such as Milliman, Mercer, and Aon typically target ASA-credentialed individuals, often offering higher base salaries. Building credentials plays a crucial role in boosting starting pay in Florida; earning a bachelor's degree in mathematics, statistics, or actuarial science, while passing actuarial exams, is essential. Candidates who complete Validation by Educational Experience (VEE) requirements also have an edge. The pathway to becoming an Associate (ASA/ACAS) generally requires four to five years of study and five to seven exams, which can significantly enhance salary prospects. In the first three years, actuaries focusing on exam progression can anticipate salary increases, with passed exams typically adding $3,000 to $8,000 to their base salary. This trajectory can lead to substantial compensation as they position themselves for more specialized roles within this evolving market.
More salary data for Daytona Beach, FL:
Frequently Asked Questions
What is the starting salary for actuaries in Daytona Beach in 2026?
How fast do actuary salaries grow in Daytona Beach?
Is actuarial science school worth it in Daytona Beach?
What do new actuaries make right out of school in Daytona Beach?
How do I become a actuary in Florida?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Florida
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Daytona Beach. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Daytona Beach is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov