Senior Actuary Salary in Rowlett, TX: $195,555 (2026)
Quick Answer:The top tier of actuaries working in Rowlett, TX — those at or above the 90th percentile — pull in $195,555/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Rowlett's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $203,703 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Rowlett, Texas, senior actuaries enjoy substantial earning potential, with the top-tier salary reaching $195,555 in 2026 for those at the 90th percentile. This figure represents a significant reward for the experience accumulated throughout a rigorous career path, especially when compared to the median annual salary for experienced actuaries in the area, which is projected at $126,164. The difference between these two figures highlights the prominence of senior actuary roles and the financial benefits associated with patience and persistence in the field. Senior-level actuaries looking to achieve these high earnings typically need to build their expertise over seven years or more while passing various actuarial exams and earning advanced credentials such as the Fellowship (FSA or FCAS).
About the Rowlett Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Rowlett
Experienced actuarys at the top of the pay scale in Rowlett earn between $161,490 and $195,555 per year (2026 est.). This $120,119 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Rowlett median of $126,164 sits 5.96% below the US median.
Top ASA, FSA Salary Comparison
| Level | Rowlett | National |
|---|---|---|
| Median (P50) | $126,164 | $134,160 |
| 75th Percentile | $161,490 | $176,111 |
| 90th Percentile (Top 10%) | $195,555 | $221,983 |
In Rowlett, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Rowlett
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $126,164 median. Expanded-scope credentials are increasingly valued by Rowlett employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Rowlett command premium compensation, often reaching the $161,490–$195,555 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Rowlett metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Rowlett with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Rowlett
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedRowlett ranks #62 of 109 Texas cities for top earner actuary salary (90th percentile: $195,555).
Top 10% actuary compensation in Rowlett ($195,555) is 0.72% below the Texas average P90 ($196,983).
2019 BLS Actual
$170,551
2025 BLS Actual
$189,491
2026 Current Est.
$195,555
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Rowlett (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $170,551 | Actual |
| 2020 | $172,674 | Actual |
| 2021 | $182,197 | Actual |
| 2022 | $175,572 | Actual |
| 2023 | $184,390 | Actual |
| 2024 | $186,575 | Actual |
| 2025 | $189,491 | Actual |
| 2026(current) | $195,555 | Estimated |
| 2027 | $201,812 | Projected |
Top-earning actuaries (90th percentile) in Rowlett saw their compensation grow 11.1% from $170,551 in 2019 to $189,491 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $201,812 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Rowlett metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Rowlett
The compensation for senior actuaries in Rowlett can vary drastically depending on specialization and employer type, with distinct niches commanding higher salaries. Areas such as capital modeling, predictive analytics, and reinsurance pricing are particularly lucrative, drawing attention from both consulting firms and insurance companies. Employers like Prudential, UnitedHealth, and leading reinsurance firms often pay above-average rates, recognizing the unique skill sets that seasoned professionals contribute in complex roles. A solid career trajectory might start with positions as an actuarial analyst and advance through ranks toward roles like managing actuary or chief actuary. Additionally, the successful completion of exams significantly boosts pay—the ASA designation is typically earned after 4-5 years and can lead to higher compensation, especially once a Fellow status is attained. Benefits that can further enhance senior actuary pay in TX include signing bonuses linked to exam achievements, a carefully planned study time policy, and added perks that align with market demand trends.
More salary data for Rowlett, TX:
Frequently Asked Questions
How much do experienced actuaries make in Rowlett in 2026?
What drives higher actuary pay in Rowlett?
What certifications boost actuary salary in Rowlett?
Can experienced actuaries make six figures in Rowlett?
How much does actuary salary increase over time in Rowlett?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $189,491 for actuaries in the Rowlett metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Rowlett is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov