Actuary Salary in Rowlett, TX: $126,164 (2026)
Quick Answer:A full-time actuary in Rowlett, TX earns a median $126,164/year (≈ $60.66/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Rowlett's price level (4% below national, BEA RPP 96.0), that paycheck buys what $131,421 would nationally. Nominal pay sits 2.0% below the Texas state average.
Based on BLS state-level estimates · View source

In 2026, actuaries in Rowlett, Texas, are projected to earn a median annual salary of $126,164. This compensation reflects a diverse range, with salaries expected to vary considerably—from $75,436 at the lower end to $195,555 at the upper echelon. Local estimates derived from 2025 BLS data and adjusted for regional price parities suggest that these figures are competitive, although slightly below the projected national median of $134,160. Specialization in either the Society of Actuaries (SOA) for life, health, and pension or the Casualty Actuarial Society (CAS) for property and casualty can significantly influence earning potential, potentially affecting an actuary's overall job satisfaction and marketability in Rowlett.
About the Rowlett Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,436 | $36.26 |
| Lower Range (P25) | $93,629 | $45.02 |
| Median (P50)(typical) | $126,164 | $60.66 |
| Upper Range (P75) | $161,490 | $77.64 |
| Top Earners (P90) | $195,555 | $94.02 |
Median Salary Position
5.96% below the national average
2026 Salary Percentile Distribution in Rowlett
In Rowlett, TX, the actuary salary spread from the 10th to 90th percentile is $120,119 (2026 est.). At $126,164, the local median is 5.96% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Rowlett: You'd be in the lower-middle range
How Rowlett Actuary Pay Compares
Rowlett median: $126,164/year (2026)
| Compared To | Median Salary | Rowlett Pays |
|---|---|---|
| Texas Average | $128,739 | -2.00% less |
| National Average | $134,160 | -5.96% less |
Actuarys in Rowlett, TX earn a median of $126,164 per year (2026 est.), which is 5.96% lower than the national median of $134,160 and 2.00% below the Texas state average of $128,739.
Cost-of-Living Adjusted Salary
Rowlett has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Rowlett, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $126,164 nominally has purchasing power equivalent to $131,421 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$101,892
2025 BLS Actual
$122,252
2026 Current Est.
$126,164
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Rowlett (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $101,892 | Actual |
| 2020 | $104,413 | Actual |
| 2021 | $99,588 | Actual |
| 2022 | $107,196 | Actual |
| 2023 | $112,848 | Actual |
| 2024 | $120,371 | Actual |
| 2025 | $122,252 | Actual |
| 2026(current) | $126,164 | Estimated |
| 2027 | $130,201 | Projected |
Based on 7 years of BLS OEWS data for the Rowlett metropolitan area, the median actuary salary grew 20.0% from $101,892 (2019) to $122,252 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $130,201 by 2027 — a total increase of $28,309 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Rowlett metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,436 – $93,629 |
| 3-5 years (Mid Career) | $93,629 – $126,164 |
| 5+ years (Experienced) | $126,164 – $161,490 |
| 10+ years (Top Earner) | $161,490 – $195,555 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Rowlett
A closer inspection of the local job market indicates that there are currently 15 actuaries working in Rowlett, providing a tight-knit professional community. The cost of living index in Rowlett is 96, suggesting that those salaries afford a reasonable standard of living, but the purchasing power may be less than in other areas with higher indices. Leading employers in the region include significant names in life insurance such as Prudential and MetLife, as well as health care giants like UnitedHealth and Cigna. Factors influencing salary variation include exam progression—each exam passed typically increases base pay by $3,000 to $8,000—as well as credential levels and specialty focus. For actuaries aiming to maximize their pay in Rowlett, pursuing advanced certifications and specializing in high-demand sectors like consulting can yield significant financial rewards.
More salary data for Rowlett, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $122,252 for actuariesin the Rowlett metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Rowlett is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov