Senior Actuary Salary in North Richland Hills, TX: $193,404 (2026)
Quick Answer:The top tier of actuaries working in North Richland Hills, TX — those at or above the 90th percentile — pull in $193,404/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back North Richland Hills's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $201,463 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, North Richland Hills offers substantial earning potential for seasoned actuaries, with top earners reaching a remarkable $193,404 annually. The median salary of $124,777 indicates a significant disparity between the average experienced actuary and the highest compensation levels. This gap highlights the value of continued skill development and specialization in the industry, allowing senior professionals to maximize their earnings. Achieving top-tier pay often requires a strategic focus on advanced credentials, mastery of complex actuarial practices, and networking in high-demand sectors that frequently recruit experienced talent.
About the North Richland Hills Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in North Richland Hills
Experienced actuarys at the top of the pay scale in North Richland Hills earn between $159,714 and $193,404 per year (2026 est.). This $116,817 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The North Richland Hills median of $124,777 sits 6.99% below the US median.
Top ASA, FSA Salary Comparison
| Level | North Richland Hills | National |
|---|---|---|
| Median (P50) | $124,777 | $134,160 |
| 75th Percentile | $159,714 | $176,111 |
| 90th Percentile (Top 10%) | $193,404 | $221,983 |
In North Richland Hills, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in North Richland Hills
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $124,777 median. Expanded-scope credentials are increasingly valued by North Richland Hills employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in North Richland Hills command premium compensation, often reaching the $159,714–$193,404 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the North Richland Hills metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in North Richland Hills with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in North Richland Hills
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedNorth Richland Hills ranks #77 of 109 Texas cities for top earner actuary salary (90th percentile: $193,404).
Top 10% actuary compensation in North Richland Hills ($193,404) is 1.82% below the Texas average P90 ($196,983).
2019 BLS Actual
$168,675
2025 BLS Actual
$187,407
2026 Current Est.
$193,404
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in North Richland Hills (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $168,675 | Actual |
| 2020 | $170,775 | Actual |
| 2021 | $180,193 | Actual |
| 2022 | $173,641 | Actual |
| 2023 | $182,362 | Actual |
| 2024 | $184,524 | Actual |
| 2025 | $187,407 | Actual |
| 2026(current) | $193,404 | Estimated |
| 2027 | $199,593 | Projected |
Top-earning actuaries (90th percentile) in North Richland Hills saw their compensation grow 11.1% from $168,675 in 2019 to $187,407 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $199,593 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Richland Hills metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in North Richland Hills
Senior actuaries in North Richland Hills are likely to see variations in pay based on their area of specialization. Expertise in life and annuity products, health insurance, and enterprise risk management typically commands higher salaries, as well as positions in consulting firms like Mercer or Aon, which may offer even more competitive packages compared to insurance companies such as State Farm or Progressive. Pursuing additional certification pathways, such as transitioning from ASA to FSA, can significantly impact income—each passed exam contributes an increment to base pay, reflecting a commitment to professional advancement. Moreover, advanced analytical skills, particularly in predictive analytics or data science, are becoming essential, making those actuaries who adapt to emerging trends more valuable in the job market. Other non-salary compensation drivers include benefits for study time and signing bonuses for credential completion, further enhancing the overall value of a senior actuary's career in TX.
More salary data for North Richland Hills, TX:
Frequently Asked Questions
How much do experienced actuaries make in North Richland Hills in 2026?
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What certifications boost actuary salary in North Richland Hills?
Can experienced actuaries make six figures in North Richland Hills?
How much does actuary salary increase over time in North Richland Hills?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $187,407 for actuaries in the North Richland Hills metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for North Richland Hills is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov