Actuary Salary in North Richland Hills, TX: $124,777 (2026)
Quick Answer:A full-time actuary in North Richland Hills, TX earns a median $124,777/year (≈ $59.99/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in North Richland Hills's price level (4% below national, BEA RPP 96.0), that paycheck buys what $129,976 would nationally. Nominal pay sits 3.1% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, actuarial professionals in North Richland Hills, Texas, are anticipated to earn a median annual salary of $124,777, reflecting a competitive market with local adjustments derived from BLS state-level data. The overall salary range for actuaries in the area varies significantly from $76,587 at the 10th percentile to $193,404 at the 90th percentile, emphasizing the wide disparity based on experience, credential levels, and specialty areas. Many actuaries find employment with consulting firms such as Milliman and Mercer, which often provide more generous compensation packages compared to traditional insurance companies. This salary structure indicates a robust market for actuaries in North Richland Hills, especially for those progressing toward Fellowship status or specializing in high-demand areas.
About the North Richland Hills Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,587 | $36.82 |
| Lower Range (P25) | $90,971 | $43.74 |
| Median (P50)(typical) | $124,777 | $59.99 |
| Upper Range (P75) | $159,714 | $76.78 |
| Top Earners (P90) | $193,404 | $92.98 |
Median Salary Position
6.99% below the national average
2026 Salary Percentile Distribution in North Richland Hills
In North Richland Hills, TX, the actuary salary spread from the 10th to 90th percentile is $116,817 (2026 est.). At $124,777, the local median is 6.99% below the national median of $134,160.
Salary Calculator
At 40 hours/week in North Richland Hills: You'd be in the lower-middle range
How North Richland Hills Actuary Pay Compares
North Richland Hills median: $124,777/year (2026)
| Compared To | Median Salary | North Richland Hills Pays |
|---|---|---|
| Texas Average | $128,769 | -3.10% less |
| National Average | $134,160 | -6.99% less |
Actuarys in North Richland Hills, TX earn a median of $124,777 per year (2026 est.), which is 6.99% lower than the national median of $134,160 and 3.10% below the Texas state average of $128,769.
Cost-of-Living Adjusted Salary
North Richland Hills has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
North Richland Hills, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $124,777 nominally has purchasing power equivalent to $129,976 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$100,772
2025 BLS Actual
$120,908
2026 Current Est.
$124,777
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in North Richland Hills (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $100,772 | Actual |
| 2020 | $103,265 | Actual |
| 2021 | $98,494 | Actual |
| 2022 | $106,018 | Actual |
| 2023 | $111,607 | Actual |
| 2024 | $119,048 | Actual |
| 2025 | $120,908 | Actual |
| 2026(current) | $124,777 | Estimated |
| 2027 | $128,770 | Projected |
Based on 7 years of BLS OEWS data for the North Richland Hills metropolitan area, the median actuary salary grew 20.0% from $100,772 (2019) to $120,908 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $128,770 by 2027 — a total increase of $27,998 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Richland Hills metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,587 – $90,971 |
| 3-5 years (Mid Career) | $90,971 – $124,777 |
| 5+ years (Experienced) | $124,777 – $159,714 |
| 10+ years (Top Earner) | $159,714 – $193,404 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in North Richland Hills
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With only 17 actuaries currently employed in North Richland Hills, the local job market for this profession remains relatively small. However, this limited pool heightens the competition among employers to attract well-qualified candidates, particularly within the context of a cost-of-living index of 96, indicating affordable living conditions compared to the national average. Employers in sectors such as health insurance, particularly UnitedHealth and Cigna, or consulting giants like WTW, tend to offer some of the highest salaries, especially for Fellows. Variations in pay stem from factors like exam progression — where succeeding in exams can raise salaries by thousands — and the distinction between consulting versus insurance sectors, with consulting firms typically compensating FSAs more favorably. For aspiring actuaries, maximizing pay in this specific market could mean focusing on obtaining advanced designations and specializing in areas that command higher pay, such as property and casualty or reinsurance.
More salary data for North Richland Hills, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $120,908 for actuariesin the North Richland Hills metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for North Richland Hills is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov