Senior Actuary Salary in Friendswood, TX: $192,967 (2026)
Quick Answer:The top tier of actuaries working in Friendswood, TX — those at or above the 90th percentile — pull in $192,967/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Friendswood's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $201,007 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Friendswood, Texas, aspiring to a senior actuary role can be particularly rewarding, with top earners projected to reach as much as $192,967 in 2026. This is a significant gap compared to the median annual salary of $124,495, highlighting the lucrative opportunities for those who achieve higher qualifications and experience. To attain such top-tier pay, actuaries in Friendswood must develop expertise in various specialized fields such as capital modeling, predictive analytics, and reinsurance pricing. As the job market continues to evolve, those who stay committed to ongoing professional development and certification can effectively validate their skills and potentially secure advanced positions that command these impressive salaries.
About the Friendswood Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Friendswood
Experienced actuarys at the top of the pay scale in Friendswood earn between $159,354 and $192,967 per year (2026 est.). This $111,035 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Friendswood median of $124,495 sits 7.2% below the US median.
Top ASA, FSA Salary Comparison
| Level | Friendswood | National |
|---|---|---|
| Median (P50) | $124,495 | $134,160 |
| 75th Percentile | $159,354 | $176,111 |
| 90th Percentile (Top 10%) | $192,967 | $221,983 |
In Friendswood, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Friendswood
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $124,495 median. Expanded-scope credentials are increasingly valued by Friendswood employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Friendswood command premium compensation, often reaching the $159,354–$192,967 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Friendswood metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Friendswood with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Friendswood
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedFriendswood ranks #80 of 109 Texas cities for top earner actuary salary (90th percentile: $192,967).
Top 10% actuary compensation in Friendswood ($192,967) is 2.04% below the Texas average P90 ($196,983).
2019 BLS Actual
$168,294
2025 BLS Actual
$186,984
2026 Current Est.
$192,967
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Friendswood (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $168,294 | Actual |
| 2020 | $170,389 | Actual |
| 2021 | $179,786 | Actual |
| 2022 | $173,249 | Actual |
| 2023 | $181,951 | Actual |
| 2024 | $184,107 | Actual |
| 2025 | $186,984 | Actual |
| 2026(current) | $192,967 | Estimated |
| 2027 | $199,142 | Projected |
Top-earning actuaries (90th percentile) in Friendswood saw their compensation grow 11.1% from $168,294 in 2019 to $186,984 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $199,142 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Friendswood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Friendswood
The potential for senior actuary pay in Texas varies notably depending on the employer and specialization. For instance, actuaries with strong backgrounds in life and annuity or comprehensive enterprise risk management often see compensation benefits that can surpass those in traditional property and casualty roles. Insurance giants like Prudential and MetLife may offer competitive salaries aligned with industry standards, while consulting firms like Mercer and Aon often reward FSAs and FCAS fellows with even higher compensation packages. Advancement within the profession typically follows structured pathways, from actuarial analyst to managing actuary, with career growth conducive to increased salaries as professionals complete their ASA to FSA transition. Additionally, the rigorous demands of passing actuary exams can serve as a clear driver of non-salary compensation in Friendswood, significantly enhancing earnings as one progresses through credentials while building a robust portfolio of skills in high-demand areas.
More salary data for Friendswood, TX:
Frequently Asked Questions
How much do experienced actuaries make in Friendswood in 2026?
What drives higher actuary pay in Friendswood?
What certifications boost actuary salary in Friendswood?
Can experienced actuaries make six figures in Friendswood?
How much does actuary salary increase over time in Friendswood?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $186,984 for actuaries in the Friendswood metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Friendswood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov