Actuary Salary in Friendswood, TX: $124,495 (2026)
Quick Answer:A full-time actuary in Friendswood, TX earns a median $124,495/year (≈ $59.86/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Friendswood's price level (4% below national, BEA RPP 96.0), that paycheck buys what $129,682 would nationally. Nominal pay sits 3.3% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Friendswood, Texas are projected to earn a median annual salary of $124,495, due in part to the area's employment alignment with life and health insurance sectors, favored by the Society of Actuaries (SOA). Salary ranges in Friendswood show significant variability, with entry-level professionals positioned at around $81,932 and experienced actuaries reaching up to $192,967. These estimates are drawn from 2025 BLS data and adjusted for regional cost factors. Compared to the national figure of $134,160, the local market demonstrates a slight decline of 7.20%, suggesting that while the area offers competitive compensation, it remains below the national average, a detail prospective actuaries should consider when navigating their career paths.
About the Friendswood Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $81,932 | $39.39 |
| Lower Range (P25) | $97,643 | $46.95 |
| Median (P50)(typical) | $124,495 | $59.86 |
| Upper Range (P75) | $159,354 | $76.62 |
| Top Earners (P90) | $192,967 | $92.78 |
Median Salary Position
7.2% below the national average
2026 Salary Percentile Distribution in Friendswood
In Friendswood, TX, the actuary salary spread from the 10th to 90th percentile is $111,035 (2026 est.). At $124,495, the local median is 7.2% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Friendswood: You'd be in the lower-middle range
How Friendswood Actuary Pay Compares
Friendswood median: $124,495/year (2026)
| Compared To | Median Salary | Friendswood Pays |
|---|---|---|
| Texas Average | $128,744 | -3.30% less |
| National Average | $134,160 | -7.20% less |
Actuarys in Friendswood, TX earn a median of $124,495 per year (2026 est.), which is 7.20% lower than the national median of $134,160 and 3.30% below the Texas state average of $128,744.
Cost-of-Living Adjusted Salary
Friendswood has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Friendswood, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $124,495 nominally has purchasing power equivalent to $129,682 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$100,545
2025 BLS Actual
$120,635
2026 Current Est.
$124,495
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Friendswood (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $100,545 | Actual |
| 2020 | $103,032 | Actual |
| 2021 | $98,271 | Actual |
| 2022 | $105,778 | Actual |
| 2023 | $111,355 | Actual |
| 2024 | $118,779 | Actual |
| 2025 | $120,635 | Actual |
| 2026(current) | $124,495 | Estimated |
| 2027 | $128,479 | Projected |
Based on 7 years of BLS OEWS data for the Friendswood metropolitan area, the median actuary salary grew 20.0% from $100,545 (2019) to $120,635 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $128,479 by 2027 — a total increase of $27,934 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Friendswood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $81,932 – $97,643 |
| 3-5 years (Mid Career) | $97,643 – $124,495 |
| 5+ years (Experienced) | $124,495 – $159,354 |
| 10+ years (Top Earner) | $159,354 – $192,967 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Friendswood
The local job market in Friendswood features only eight actuaries currently employed, which may indicate a niche opportunity for new entrants in the field. With a cost of living index of 96, the living expenses in this city are below the national average, allowing actuaries to maximize their purchasing power despite the slightly lower salaries. Major employers in Friendswood, particularly within life insurance firms like Prudential and MetLife, tend to offer some of the best compensation packages. The pay scale is significantly influenced by professional development; as actuaries pass exams and attain higher credentials, their salaries can increase substantially due to the exam progression structure. For those aiming to enhance their earning potential in Friendswood, focusing on areas like predictive analytics or securing positions in consulting firms, which typically pay more for advanced designations, would be prudent strategies.
More salary data for Friendswood, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $120,635 for actuariesin the Friendswood metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Friendswood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov