Senior Actuary Salary in Cleburne, TX: $198,452 (2026)
Quick Answer:The top tier of actuaries working in Cleburne, TX — those at or above the 90th percentile — pull in $198,452/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Cleburne's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $206,721 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Cleburne, Texas, the potential for experienced actuaries to achieve top-tier compensation is significant, with the 2026 projected top actuary salary reaching an impressive $198,452. This figure reflects a notable gap from the median annual salary of $128,033, indicating a rewarding financial trajectory for those who have amassed considerable expertise in the field. To reach the highest salary brackets requires a solid command of specialized actuarial skills and a proven track record, as well as advanced credentials such as the FSA designation or relevant certifications. In comparison to national figures, the top salary for actuaries in Cleburne is slightly lower than the 2026 national average of $134,160, positioning local professionals at a competitive but unique advantage in the regional market.
About the Cleburne Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Cleburne
Experienced actuarys at the top of the pay scale in Cleburne earn between $163,883 and $198,452 per year (2026 est.). This $118,365 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Cleburne median of $128,033 sits 4.57% below the US median.
Top ASA, FSA Salary Comparison
| Level | Cleburne | National |
|---|---|---|
| Median (P50) | $128,033 | $134,160 |
| 75th Percentile | $163,883 | $176,111 |
| 90th Percentile (Top 10%) | $198,452 | $221,983 |
In Cleburne, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Cleburne
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $128,033 median. Expanded-scope credentials are increasingly valued by Cleburne employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Cleburne command premium compensation, often reaching the $163,883–$198,452 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Cleburne metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Cleburne with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Cleburne
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedCleburne ranks #44 of 109 Texas cities for top earner actuary salary (90th percentile: $198,452).
Top 10% actuary compensation in Cleburne ($198,452) is 0.75% above the Texas average P90 ($196,983).
2019 BLS Actual
$173,077
2025 BLS Actual
$192,298
2026 Current Est.
$198,452
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Cleburne (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $173,077 | Actual |
| 2020 | $175,232 | Actual |
| 2021 | $184,896 | Actual |
| 2022 | $178,173 | Actual |
| 2023 | $187,122 | Actual |
| 2024 | $189,339 | Actual |
| 2025 | $192,298 | Actual |
| 2026(current) | $198,452 | Estimated |
| 2027 | $204,802 | Projected |
Top-earning actuaries (90th percentile) in Cleburne saw their compensation grow 11.1% from $173,077 in 2019 to $192,298 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $204,802 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cleburne metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Cleburne
Examining compensation dynamics in Cleburne reveals that specific specializations can command higher pay, with areas such as life and annuity, health, and property and casualty standing out. Senior actuaries working for insurance giants like Prudential or UnitedHealth can expect different earning potential based on the company's market focus. For example, actuaries affiliated with consulting firms such as Mercer and Aon may find more lucrative packages as they pursue advanced designations, often leading to upward mobility in roles like managing actuary or chief actuary. Furthermore, candidates actively advancing their careers through rigorous exam progression can expect incremental increases in their pay, often between $3,000 to $8,000 for each passed exam. The pathway from ASA to FSA typically spans five to eight years, emphasizing the dedication required to navigate senior-level actuarial opportunities in Cleburne and across TX.
More salary data for Cleburne, TX:
Frequently Asked Questions
How much do experienced actuaries make in Cleburne in 2026?
What drives higher actuary pay in Cleburne?
What certifications boost actuary salary in Cleburne?
Can experienced actuaries make six figures in Cleburne?
How much does actuary salary increase over time in Cleburne?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $192,298 for actuaries in the Cleburne metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Cleburne is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov