Actuary Salary in Cleburne, TX: $128,033 (2026)
Quick Answer:A full-time actuary in Cleburne, TX earns a median $128,033/year (≈ $61.56/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Cleburne's price level (4% below national, BEA RPP 96.0), that paycheck buys what $133,368 would nationally. Nominal pay sits 0.6% below the Texas state average.
Based on BLS state-level estimates · View source
Actuaries in Cleburne, Texas, can expect a median annual salary of $128,033 in 2026, which is slightly below the national median of $134,160. The projected salary range for this role reflects the varied experience and expertise of local actuaries, with individuals earning between $80,087 at the 10th percentile and $198,452 at the 90th percentile. These figures are informed by estimates derived from 2025 BLS data, adjusted for regional cost factors, indicating a relatively competitive job market for actuaries. In Cleburne, consulting firms, including high-profile names such as Milliman and Mercer, tend to offer higher compensation compared to traditional insurance companies. This pay gradient is significant for those targeting senior roles in this area.
About the Cleburne Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $80,087 | $38.50 |
| Lower Range (P25) | $97,036 | $46.66 |
| Median (P50)(typical) | $128,033 | $61.56 |
| Upper Range (P75) | $163,883 | $78.79 |
| Top Earners (P90) | $198,452 | $95.41 |
Median Salary Position
4.57% below the national average
2026 Salary Percentile Distribution in Cleburne
In Cleburne, TX, the actuary salary spread from the 10th to 90th percentile is $118,365 (2026 est.). At $128,033, the local median is 4.57% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Cleburne: You'd be in the lower-middle range
How Cleburne Actuary Pay Compares
Cleburne median: $128,033/year (2026)
| Compared To | Median Salary | Cleburne Pays |
|---|---|---|
| Texas Average | $128,806 | -0.60% less |
| National Average | $134,160 | -4.57% less |
Actuarys in Cleburne, TX earn a median of $128,033 per year (2026 est.), which is 4.57% lower than the national median of $134,160 and 0.60% below the Texas state average of $128,806.
Cost-of-Living Adjusted Salary
Cleburne has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Cleburne, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $128,033 nominally has purchasing power equivalent to $133,368 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$103,402
2025 BLS Actual
$124,063
2026 Current Est.
$128,033
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Cleburne (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,402 | Actual |
| 2020 | $105,959 | Actual |
| 2021 | $101,064 | Actual |
| 2022 | $108,784 | Actual |
| 2023 | $114,520 | Actual |
| 2024 | $122,154 | Actual |
| 2025 | $124,063 | Actual |
| 2026(current) | $128,033 | Estimated |
| 2027 | $132,130 | Projected |
Based on 7 years of BLS OEWS data for the Cleburne metropolitan area, the median actuary salary grew 20.0% from $103,402 (2019) to $124,063 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $132,130 by 2027 — a total increase of $28,728 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cleburne metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $80,087 – $97,036 |
| 3-5 years (Mid Career) | $97,036 – $128,033 |
| 5+ years (Experienced) | $128,033 – $163,883 |
| 10+ years (Top Earner) | $163,883 – $198,452 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Cleburne
The job market for actuaries in Cleburne consists of just seven professionals currently employed in the field. While the cost of living index stands at 96—below the national average—this lower cost can enhance real take-home pay for actuaries. Large employers in the area, particularly those in the life insurance sector such as Prudential and MetLife, typically offer strong compensation packages. The pay disparity presents intriguing opportunities; actuaries pursuing further credentials, notably the transition from ASA to FSA, often see salary increases that result from progression through exams. Therefore, aspiring actuaries in Cleburne should prioritize continued professional development and consider the specific industry sectors they wish to target to maximize their earning potential.
More salary data for Cleburne, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,063 for actuariesin the Cleburne metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Cleburne is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov