Senior Actuary Salary in Youngstown, OH: $183,892 (2026)
Quick Answer:The top tier of actuaries working in Youngstown, OH — those at or above the 90th percentile — pull in $183,892/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Youngstown's price premium (BEA RPP 90.7, 9% below national) and that top-decile pay carries the same buying power as $202,748 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, experienced actuaries in Youngstown, Ohio, are projected to earn a median annual salary of $118,640, reflecting the growing demand for seasoned professionals in this field. Senior actuaries can expect a salary range that stretches from $73,883 at the 10th percentile to a remarkable $183,892 at the 90th percentile, illustrating a significant disparity between average and top-tier earnings. This experience premium of nearly $65,000 emphasizes the value that advanced expertise, particularly in specialized areas, brings to this profession. Achieving such compensation often necessitates years of dedication to mastering actuarial concepts, along with passing a series of demanding exams that lead to credentials like ASA and FSA. The potential to reach such heights is available for those who strategically align their specialties with market needs.
About the Youngstown Market
Salary estimated from Ohio average ($120,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Youngstown
Experienced actuarys at the top of the pay scale in Youngstown earn between $151,859 and $183,892 per year (2026 est.). This $110,009 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Youngstown median of $118,640 sits 11.57% below the US median.
Top ASA, FSA Salary Comparison
| Level | Youngstown | National |
|---|---|---|
| Median (P50) | $118,640 | $134,160 |
| 75th Percentile | $151,859 | $176,111 |
| 90th Percentile (Top 10%) | $183,892 | $221,983 |
In Youngstown, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Youngstown
Advanced Certifications in Ohio
OH actuaries with additional specialty certifications within the actuarial science field earn significantly above the $118,640 median. Expanded-scope credentials are increasingly valued by Youngstown employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Youngstown command premium compensation, often reaching the $151,859–$183,892 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Youngstown metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Youngstown with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Ohio who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Youngstown
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedYoungstown ranks #27 of 67 Ohio cities for top earner actuary salary (90th percentile: $183,892).
Top 10% actuary compensation in Youngstown ($183,892) is 2.72% above the Ohio average P90 ($179,023).
2019 BLS Actual
$160,379
2025 BLS Actual
$178,190
2026 Current Est.
$183,892
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Youngstown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $160,379 | Actual |
| 2020 | $162,376 | Actual |
| 2021 | $171,331 | Actual |
| 2022 | $165,101 | Actual |
| 2023 | $173,394 | Actual |
| 2024 | $164,483 | Actual |
| 2025 | $178,190 | Actual |
| 2026(current) | $183,892 | Estimated |
| 2027 | $189,777 | Projected |
Top-earning actuaries (90th percentile) in Youngstown saw their compensation grow 11.1% from $160,379 in 2019 to $178,190 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $189,777 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Youngstown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Youngstown
In Youngstown, premium salaries often correlate with specialization in high-demand areas such as predictive analytics, life and annuity, and enterprise risk management (ERM). Employers across various sectors, including leading insurance companies and consulting firms, typically offer different compensation structures for senior actuaries. For instance, life insurance companies like Prudential may showcase competitive salaries, while firms like Mercer and Aon may provide lucrative compensation for those holding advanced credentials. Pathways to leadership are also realistic for experienced actuaries, ranging from actuarial analyst to chief actuary, with a clear trajectory established by the ASA-to-FSA exam progression over five to eight years. Furthermore, non-salary compensation, such as bonuses tied to exam completion and the associated pay increases from each new credential, solidifies the financial incentives for professionals in this field. Advanced qualifications, like ASA and FSA, are critical in enhancing their marketability in Youngstown's burgeoning actuarial landscape.
More salary data for Youngstown, OH:
Frequently Asked Questions
How much do experienced actuaries make in Youngstown in 2026?
What drives higher actuary pay in Youngstown?
What certifications boost actuary salary in Youngstown?
Can experienced actuaries make six figures in Youngstown?
How much does actuary salary increase over time in Youngstown?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $178,190 for actuaries in the Youngstown metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Youngstown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov