Entry-Level Actuary Salary in Youngstown, OH: $73,883 (2026)
Quick Answer:New actuaries entering the Youngstown, OH job market in 2026 can expect a starting salary around $73,883 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Youngstown's local price level (BEA RPP 90.7 — 9% below national), a first-year paycheck buys what $81,459 would in average-cost America. Most reach the city median ($118,640) within a few years of clinical practice.
Based on BLS state-level estimates · View source
Youngstown offers a competitive environment for new graduates entering the actuarial field. In 2026, the starting salary for entry-level actuaries is projected to be around $73,883, which represents a notable gap from the median annual salary of $118,640 in the region. While new grads may begin at a lower salary point, there is a clear trajectory for growth; aspiring actuaries can anticipate advancements to the 25th percentile salary of $89,981 within a few years as they gain experience and pass initial actuarial exams. With the market growing at an annual rate of 3.20%, Youngstown appears to be a promising launchpad for actuarial careers, particularly for those fresh out of college.
About the Youngstown Market
Salary estimated from Ohio average ($120,000) adjusted for local cost of living.
Career Earnings Timeline in Youngstown
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Youngstown
Entry-level actuarys in Youngstown, OH typically start between $73,883 and $89,981 per year (2026 est.). The full salary range spans $110,009 from the 10th to 90th percentile, with the local median at $118,640 — 11.57% below the national median.
Return on Investment
The average actuarial science program cost in Ohio of $50,000 represents just 67.67% of the starting actuary pay ($73,883/year) in Youngstown. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Youngstown
- 1Research the Youngstown market: entry-level actuary pay ranges from $73,883 to $89,981, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in OH often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Youngstown, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Youngstown for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Youngstown's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Youngstown is $110,009 ( 148.90%) between entry-level and top earners. Starting at $73,883, experienced hygienists can earn up to $183,892.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$59,100
2025 BLS Actual
$71,592
2026 Current Est.
$73,883
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Youngstown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $59,100 | Actual |
| 2020 | $60,166 | Actual |
| 2021 | $57,642 | Actual |
| 2022 | $65,387 | Actual |
| 2023 | $68,685 | Actual |
| 2024 | $65,433 | Actual |
| 2025 | $71,592 | Actual |
| 2026(current) | $73,883 | Estimated |
| 2027 | $76,247 | Projected |
Entry-level actuary compensation (10th percentile) in Youngstown, OH grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $59,100 in 2019 to $71,592 in 2025. By 2027, starting salaries are projected to reach $76,247. New graduates entering the Youngstown job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Youngstown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Youngstown
Youngstown's job market is home to several employers that actively recruit entry-level actuaries, including prominent life insurance firms such as Prudential and MetLife, along with health insurers and reputable consulting firms like Milliman and Mercer. These companies often provide structured pathways for professional development, enabling new grads to immerse themselves in industry practices while preparing for necessary actuarial exams, which can significantly enhance their earning potential. Pursuing credentials such as the Associate of the Society of Actuaries (ASA) can lead to increased pay—possibly adding $3,000 to $8,000 with each passed exam—and positions in consulting may command even higher salaries, especially for those who achieve Fellow status (FSA). Over the first three years in the field, new actuaries can expect substantial salary increases based on their exam progression, high demand for predictive analytics skills, and the reputation of their employers in Youngstown, providing a solid foundation for a sustainable and rewarding career in this evolving profession.
More salary data for Youngstown, OH:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Youngstown. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Youngstown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov