Actuary Pay

Senior Actuary Salary in Westlake, OH: $187,013 (2026)

Quick Answer:The top tier of actuaries working in Westlake, OH — those at or above the 90th percentile — pull in $187,013/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Westlake's price premium (BEA RPP 90.7, 9% below national) and that top-decile pay carries the same buying power as $206,189 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$187,013
Top 10% Earn
$89.91/hr
Top Hourly Rate
$154,436
75th Percentile
$187,013
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Westlake, OH — 2026 est., based on 2025 BLS
Westlake, OH actuary senior salary overview (2026 est., based on 2025 BLS)

In 2026, seasoned actuaries in Westlake, Ohio, stand to earn a median annual salary of $120,653, with top earners (P90) reaching impressive salaries of $187,013. This disparity highlights the experience premium in this region, where professionals with significant industry tenure can greatly enhance their earnings potential. By achieving noteworthy credentials like FSA or FCAS and deepening expertise in specialized fields such as predictive analytics, actuaries can position themselves on the higher end of the salary spectrum. This journey requires not only expertise but also strategic career moves and the completion of advanced exams to unlock higher pay.

About the Westlake Market

Salary estimated from Ohio average ($120,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Westlake

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Westlake. The median salary is $120,653, compared to the national median of $134,160.$67.6K$99.8K$132.0K$164.2K$196.4K$75.1K10th Pctl$91.1K25th Pctl$120.7KMedian$154.4K75th Pctl$187.0K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Westlake earn between $154,436 and $187,013 per year (2026 est.). This $111,940 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Westlake median of $120,653 sits 10.07% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Westlake metro area.

Top ASA, FSA Salary Comparison

LevelWestlakeNational
Median (P50)$120,653$134,160
75th Percentile$154,436$176,111
90th Percentile (Top 10%)$187,013$221,983

In Westlake, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Westlake

1

Advanced Certifications in Ohio

OH actuaries with additional specialty certifications within the actuarial science field earn significantly above the $120,653 median. Expanded-scope credentials are increasingly valued by Westlake employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Westlake command premium compensation, often reaching the $154,436–$187,013 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Westlake metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Westlake with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Ohio who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Westlake

Clinical Actuary

0-5 years
$75,073 – $120,653

Senior/Lead Actuary

5-10 years
$120,653 – $154,436

Actuary Department Manager

10+ years
$154,436+

Educator / Specialty Leadership

Advanced
Varies by role

Westlake ranks #13 of 67 Ohio cities for top earner actuary salary (90th percentile: $187,013).

Top 10% actuary compensation in Westlake ($187,013) is 4.46% above the Ohio average P90 ($179,023).

2019 BLS Actual

$163,101

2025 BLS Actual

$181,214

2026 Current Est.

$187,013

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Westlake (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Westlake. Baseline $163,101 in 2025, projected to $192,997 by 2027.$157.1K$167.6K$178.0K$188.5K$199.0K2019202020212022202320242025202620272025 BLS$163.1K$165.1K$174.2K$167.9K$176.3K$167.3K$181.2K$187.0K$193.0K
YearAnnual SalaryStatus
2019$163,101Actual
2020$165,131Actual
2021$174,238Actual
2022$167,903Actual
2023$176,336Actual
2024$167,274Actual
2025$181,214Actual
2026(current)$187,013Estimated
2027$192,997Projected

Top-earning actuaries (90th percentile) in Westlake saw their compensation grow 11.1% from $163,101 in 2019 to $181,214 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $192,997 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Westlake metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Westlake

Compensation for senior actuaries in Westlake varies significantly based on specialization and employer type. Professionals focusing on life and annuity or property & casualty sectors may find more lucrative opportunities compared to their counterparts in health insurance. Well-established companies and consulting firms tend to offer premium pay packages, particularly for those with advanced credentials like ASA and FSA. The actuarial career path allows for distinct leadership and advancement routes, allowing actuaries to progress from roles such as actuarial analyst to chief actuary. Each passed exam during the ASA-to-FSA journey serves as a notable pay step, reflecting the industry's demand for high-level actuarial skills. In a market where the cost of living remains below national averages, optimizing such opportunities becomes essential for experienced actuaries to maximize their earning potential in Westlake, OH.

Frequently Asked Questions

How much do experienced actuaries make in Westlake in 2026?

Top-earning actuaries in Westlake (90th percentile) make $187,013/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $66,360 more than the area median of $120,653 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Westlake?

Higher actuary pay in Westlake is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Westlake?

The most impactful salary-boosting certifications for actuaries in Westlake include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $120,653, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Westlake?

Yes — the 90th percentile salary in Westlake is $187,013, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Westlake?

In Westlake, the gap between entry level ($75,073) and top earners ($187,013) is $111,940, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $181,214 for actuaries in the Westlake metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Westlake is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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