Senior Actuary Salary in Avon Lake, OH: $172,691 (2026)
Quick Answer:The top tier of actuaries working in Avon Lake, OH — those at or above the 90th percentile — pull in $172,691/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Avon Lake's price premium (BEA RPP 90.7, 9% below national) and that top-decile pay carries the same buying power as $190,398 in average-cost America. The 54% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Actuaries with significant experience in Avon Lake can anticipate a median annual salary of $112,099 in 2026. However, those reaching the top tier of earnings can achieve impressive compensation, with a potential salary of $172,691 for the top 10% of earners. This remuneration reflects a pronounced experience premium; the difference between median earnings and the pay for top earners reveals the rewarding career trajectory for seasoned actuaries. To reach these lucrative figures, professionals must not only amass years of experience but also gain additional certifications and specialize in areas like predictive analytics or enterprise risk management, which are highly valued in the local market.
About the Avon Lake Market
Salary estimated from Ohio average ($120,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Avon Lake
Experienced actuarys at the top of the pay scale in Avon Lake earn between $143,486 and $172,691 per year (2026 est.). This $99,341 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Avon Lake median of $112,099 sits 16.44% below the US median.
Top ASA, FSA Salary Comparison
| Level | Avon Lake | National |
|---|---|---|
| Median (P50) | $112,099 | $134,160 |
| 75th Percentile | $143,486 | $176,111 |
| 90th Percentile (Top 10%) | $172,691 | $221,983 |
In Avon Lake, experienced actuaries (P90) earn 54.05% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Avon Lake
Advanced Certifications in Ohio
OH actuaries with additional specialty certifications within the actuarial science field earn significantly above the $112,099 median. Expanded-scope credentials are increasingly valued by Avon Lake employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Avon Lake command premium compensation, often reaching the $143,486–$172,691 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Avon Lake metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Avon Lake with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Ohio who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Avon Lake
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedAvon Lake ranks #64 of 67 Ohio cities for top earner actuary salary (90th percentile: $172,691).
Top 10% actuary compensation in Avon Lake ($172,691) is 3.54% below the Ohio average P90 ($179,023).
2019 BLS Actual
$150,610
2025 BLS Actual
$167,336
2026 Current Est.
$172,691
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Avon Lake (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $150,610 | Actual |
| 2020 | $152,485 | Actual |
| 2021 | $160,895 | Actual |
| 2022 | $155,044 | Actual |
| 2023 | $162,832 | Actual |
| 2024 | $153,213 | Actual |
| 2025 | $167,336 | Actual |
| 2026(current) | $172,691 | Estimated |
| 2027 | $178,217 | Projected |
Top-earning actuaries (90th percentile) in Avon Lake saw their compensation grow 11.1% from $150,610 in 2019 to $167,336 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $178,217 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Avon Lake metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Avon Lake
The compensation landscape in Avon Lake varies significantly across different sectors of the actuarial profession. Senior actuary pay in OH is often more substantial in specialized roles such as life and annuity, health, or property & casualty insurance. Employers in consulting firms like Milliman and Aon are known to pay above average compared to traditional insurance providers, especially for professionals holding advanced credentials like the FSA or FCAS. Routes to advancement typically include progressing from actuarial analyst to chief actuary, or transitioning into roles within consulting, where leadership opportunities abound. Additionally, each exam passed can result in compensation increases, further motivating actuarial professionals to pursue additional qualifications. For seasoned actuaries committed to their professional development, the combination of specialty markets and strong compensation packages makes a career in Avon Lake both rewarding and promising.
More salary data for Avon Lake, OH:
Frequently Asked Questions
How much do experienced actuaries make in Avon Lake in 2026?
What drives higher actuary pay in Avon Lake?
What certifications boost actuary salary in Avon Lake?
Can experienced actuaries make six figures in Avon Lake?
How much does actuary salary increase over time in Avon Lake?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $167,336 for actuaries in the Avon Lake metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Avon Lake is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov