Actuary Pay

Avon Lake vs Cincinnati: Actuary Salary (2026)

Compare actuary salaries between Avon Lake, OH and Cincinnati, OH. All figures are 2026 estimates projected from BLS 2025 data.

Avon Lake, OH
$112,099
$53.89/hr
Cincinnati, OH
$112,251
$53.96/hr

Side-by-Side Comparison

MetricAvon Lake, OHCincinnati, OH
Median Salary$112,099$112,251
Hourly Rate$53.89$53.96
Entry Level (P10)$73,350$83,716
25th Percentile$87,048$97,926
75th Percentile$143,486$158,887
Top Earner (P90)$172,691$180,796
Total Employed5340
Side-by-side bar chart comparing Avon Lake ($112,099) and Cincinnati ($112,251) actuary salaries.Avon LakeCincinnatiMedian Salary$112,099$112,251Entry Level (P10)$73,350$83,716Top Earner (P90)$172,691$180,796US Median $134,160

Verdict

Cincinnati, OH offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Avon Lake.

The salary gap between Avon Lake and Cincinnati is $152 (0.14%). Cincinnati's median is -16.33% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Avon Lake spans $99,341,Cincinnati spans $97,080. Avon Lake has a wider pay range, meaning more potential for high earners but also more variation.

Avon Lake
P10 (Entry)$73,350
P25$87,048
Median$112,099
P75$143,486
P90 (Top)$172,691
Cincinnati
P10 (Entry)$83,716
P25$97,926
Median$112,251
P75$158,887
P90 (Top)$180,796

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Avon Lake ($123,593 effective) pays 5.01% more than Cincinnati ($117,701 effective).

Avon Lake
Nominal: $112,099
CoL Index: 90.7
Adjusted: $123,593
Cincinnati
Nominal: $112,251
CoL Index: 95.37
Adjusted: $117,701

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Avon Lake if…

  • Better purchasing power (CoL-adjusted: $123,593)
  • You prefer the Ohio area and lifestyle

Choose Cincinnati if…

  • Higher median salary ($112,251/year)
  • Better top-earner potential ($180,796)
  • Larger job market (340 employed)
  • You prefer the Ohio area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Avon Lake grew 8.3% from 2024 to 2025, compared to 6.4% growth in Cincinnati over the same period.

Avon Lake, OH

+8.3%

$100,268 (2024) → $108,623 (2025)

Cincinnati, OH

+6.4%

$102,250 (2019) → $108,770 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Avon Lake or Cincinnati?

Cincinnati has a higher median actuary salary at $112,251/year, compared to Avon Lake at $112,099/year — a difference of $152 (0.14%).

What is the hourly rate difference between Avon Lake and Cincinnati?

Avon Lake actuarys earn $53.89/hr while Cincinnati hygienists earn $53.96/hr (2026 est.).

Should I relocate from Avon Lake to Cincinnati as a actuary?

Consider more than just salary when comparing Avon Lake and Cincinnati. Factor in cost of living (CoL-adjusted: Avon Lake = $123,593, Cincinnati = $117,701), job availability (5 vs 340 employed), commute, and career growth potential.

What do entry-level actuarys earn in Avon Lake vs Cincinnati?

Entry-level (10th percentile) actuarys earn $73,350 in Avon Lake and $83,716 in Cincinnati. The Cincinnati area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov