Senior Actuary Salary in Keene, NH: $178,084 (2026)
Quick Answer:The top tier of actuaries working in Keene, NH — those at or above the 90th percentile — pull in $178,084/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Keene's price premium (BEA RPP 107.3, 7% above national) and that top-decile pay carries the same buying power as $165,968 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Keene, New Hampshire, the potential for top-tier compensation for experienced actuaries is significant, with the 2026 projected salary for those at the 90th percentile reaching an impressive $178,084. This amount underscores a notable distinction in pay, considering the median annual salary for seasoned actuaries is projected at $114,893. To attain such high figures, professionals typically need to develop specialized expertise and attain advanced credentials, often moving through a structured career path from actuarial analyst to leadership positions. The salary spread showcases a continuous demand for seasoned experts capable of navigating complex financial landscapes, further attracting high-caliber talent to compete for the top actuary salary in Keene.
About the Keene Market
Salary estimated from New Hampshire average ($120,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Keene
Experienced actuarys at the top of the pay scale in Keene earn between $146,828 and $178,084 per year (2026 est.). This $105,394 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Keene median of $114,893 sits 14.36% below the US median.
Top ASA, FSA Salary Comparison
| Level | Keene | National |
|---|---|---|
| Median (P50) | $114,893 | $134,160 |
| 75th Percentile | $146,828 | $176,111 |
| 90th Percentile (Top 10%) | $178,084 | $221,983 |
In Keene, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Keene
Advanced Certifications in New Hampshire
NH actuaries with additional specialty certifications within the actuarial science field earn significantly above the $114,893 median. Expanded-scope credentials are increasingly valued by Keene employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Keene command premium compensation, often reaching the $146,828–$178,084 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Keene metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Keene with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in New Hampshire who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Keene
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedKeene ranks #9 of 16 New Hampshire cities for top earner actuary salary (90th percentile: $178,084).
Top 10% actuary compensation in Keene ($178,084) is 1.39% below the New Hampshire average P90 ($180,603).
2019 BLS Actual
$155,314
2025 BLS Actual
$172,562
2026 Current Est.
$178,084
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Keene (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $155,314 | Actual |
| 2020 | $157,247 | Actual |
| 2021 | $165,919 | Actual |
| 2022 | $159,887 | Actual |
| 2023 | $167,917 | Actual |
| 2024 | $190,525 | Actual |
| 2025 | $172,562 | Actual |
| 2026(current) | $178,084 | Estimated |
| 2027 | $183,783 | Projected |
Top-earning actuaries (90th percentile) in Keene saw their compensation grow 11.1% from $155,314 in 2019 to $172,562 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $183,783 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Keene metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Keene
When analyzing the senior actuary pay in NH, several factors emerge as crucial determinants of compensation. Specialized fields such as life and annuity, health, property and casualty, and enterprise risk management offer enhanced earning potential in Keene. Employers vary in their compensation structure; for instance, life insurance giants like Prudential or MetLife tend to provide competitive salaries, while consulting firms such as Mercer and Aon may offer higher payouts to FSAs and FCAS due to their advisory roles. As ongoing education is vital in this profession, advancing through SOA or CAS exams not only elevates credentials but often translates to substantial pay increases, with each passed exam typically translating into an additional $3,000 to $8,000 in base pay. Therefore, an actuary's focus on continual learning and specialization holds immense potential for affecting overall earnings in Keene.
More salary data for Keene, NH:
Frequently Asked Questions
How much do experienced actuaries make in Keene in 2026?
What drives higher actuary pay in Keene?
What certifications boost actuary salary in Keene?
Can experienced actuaries make six figures in Keene?
How much does actuary salary increase over time in Keene?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $172,562 for actuaries in the Keene metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Keene is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov