Senior Actuary Salary in Lynn, MA: $231,736 (2026)
Quick Answer:The top tier of actuaries working in Lynn, MA — those at or above the 90th percentile — pull in $231,736/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Lynn's price premium (BEA RPP 108.5, 9% above national) and that top-decile pay carries the same buying power as $213,582 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, salary prospects for experienced actuaries in Lynn, Massachusetts, exhibit robust potential, with top earners positioned to make as much as $231,736 annually. The median annual salary for seasoned actuaries stands at $149,507, indicating a significant pay scale tied directly to experience and specialization. Professionals reaching the higher echelons of $191,369 at the 75th percentile reflect the increasing rewards associated with strategic career moves. To achieve these top-tier salary levels, actuaries in Lynn typically pursue further credentials like the Fellow of the Society of Actuaries (FSA) or the Fellow of the Casualty Actuarial Society (FCAS) while gaining expertise in sought-after specializations such as predictive analytics or enterprise risk management.
About the Lynn Market
Salary estimated from Massachusetts average ($142,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Lynn
Experienced actuarys at the top of the pay scale in Lynn earn between $191,369 and $231,736 per year (2026 est.). This $144,658 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Lynn median of $149,507 sits 11.44% above the US median.
Top ASA, FSA Salary Comparison
| Level | Lynn | National |
|---|---|---|
| Median (P50) | $149,507 | $134,160 |
| 75th Percentile | $191,369 | $176,111 |
| 90th Percentile (Top 10%) | $231,736 | $221,983 |
In Lynn, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Lynn
Advanced Certifications in Massachusetts
MA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $149,507 median. Expanded-scope credentials are increasingly valued by Lynn employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Lynn command premium compensation, often reaching the $191,369–$231,736 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Lynn metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Lynn with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Massachusetts who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Lynn
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedLynn ranks #1 of 57 Massachusetts cities for top earner actuary salary (90th percentile: $231,736).
Top 10% actuary compensation in Lynn ($231,736) is 6.06% above the Massachusetts average P90 ($218,498).
2019 BLS Actual
$202,105
2025 BLS Actual
$224,550
2026 Current Est.
$231,736
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Lynn (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $202,105 | Actual |
| 2020 | $204,621 | Actual |
| 2021 | $215,906 | Actual |
| 2022 | $208,056 | Actual |
| 2023 | $218,506 | Actual |
| 2024 | $245,278 | Actual |
| 2025 | $224,550 | Actual |
| 2026(current) | $231,736 | Estimated |
| 2027 | $239,151 | Projected |
Top-earning actuaries (90th percentile) in Lynn saw their compensation grow 11.1% from $202,105 in 2019 to $224,550 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $239,151 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lynn metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Lynn
Compensation for senior actuaries in Lynn varies considerably based on specialization and the type of employer. For instance, actuaries focused on life and annuity or reinsurance pricing often find their skills in high demand among major firms like Prudential and Munich Re, commanding higher salaries compared to their counterparts in traditional health insurance settings. The pay discrepancy can also be influenced by the employer type; consulting firms like Aon and Mercer tend to offer premium compensation, particularly for Fellows. Career advancement opportunities, such as moving from an actuarial analyst to managing actuary or chief actuary, become more attainable following the ASA-to-FSA exam progression. Non-salary benefits, including signing bonuses for credential completion, enhance the overall compensation package, particularly as firms increasingly value advanced analytical skills intertwined with actuarial practice in today's market.
More salary data for Lynn, MA:
Frequently Asked Questions
How much do experienced actuaries make in Lynn in 2026?
What drives higher actuary pay in Lynn?
What certifications boost actuary salary in Lynn?
Can experienced actuaries make six figures in Lynn?
How much does actuary salary increase over time in Lynn?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $224,550 for actuaries in the Lynn metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Lynn is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov