Actuary Pay

Lowell vs Lynn: Actuary Salary (2026)

Compare actuary salaries between Lowell, MA and Lynn, MA. All figures are 2026 estimates projected from BLS 2025 data.

Lowell, MA
$145,966
$70.18/hr
Lynn, MA
$149,507
$71.88/hr

Side-by-Side Comparison

MetricLowell, MALynn, MA
Median Salary$145,966$149,507
Hourly Rate$70.18$71.88
Entry Level (P10)$91,097$87,078
25th Percentile$111,003$109,092
75th Percentile$186,836$191,369
Top Earner (P90)$226,247$231,736
Total Employed2924
Side-by-side bar chart comparing Lowell ($145,966) and Lynn ($149,507) actuary salaries.LowellLynnMedian Salary$145,966$149,507Entry Level (P10)$91,097$87,078Top Earner (P90)$226,247$231,736US Median $134,160

Verdict

Lynn, MA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Lowell.

The salary gap between Lowell and Lynn is $3,541 (2.43%). Lynn's median is +11.44% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Lowell spans $135,150,Lynn spans $144,658. Lynn has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Lowell
P10 (Entry)$91,097
P25$111,003
Median$145,966
P75$186,836
P90 (Top)$226,247
Lynn
P10 (Entry)$87,078
P25$109,092
Median$149,507
P75$191,369
P90 (Top)$231,736

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Lynn ($137,794 effective) pays 2.43% more than Lowell ($134,531 effective).

Lowell
Nominal: $145,966
CoL Index: 108.5
Adjusted: $134,531
Lynn
Nominal: $149,507
CoL Index: 108.5
Adjusted: $137,794

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Lowell if…

  • Larger job market (29 employed)
  • You prefer the Massachusetts area and lifestyle

Choose Lynn if…

  • Higher median salary ($149,507/year)
  • Better top-earner potential ($231,736)
  • Better purchasing power (CoL-adjusted: $137,794)
  • You prefer the Massachusetts area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Lowell grew -8.5% from 2024 to 2025, compared to -8.5% growth in Lynn over the same period.

Lowell, MA

+-8.5%

$154,497 (2024) → $141,440 (2025)

Lynn, MA

+-8.5%

$158,244 (2024) → $144,871 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Lowell or Lynn?

Lynn has a higher median actuary salary at $149,507/year, compared to Lowell at $145,966/year — a difference of $3,541 (2.43%).

What is the hourly rate difference between Lowell and Lynn?

Lowell actuarys earn $70.18/hr while Lynn hygienists earn $71.88/hr (2026 est.).

Should I relocate from Lowell to Lynn as a actuary?

Consider more than just salary when comparing Lowell and Lynn. Factor in cost of living (CoL-adjusted: Lowell = $134,531, Lynn = $137,794), job availability (29 vs 24 employed), commute, and career growth potential.

What do entry-level actuarys earn in Lowell vs Lynn?

Entry-level (10th percentile) actuarys earn $91,097 in Lowell and $87,078 in Lynn. The Lowell area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov