Actuary Pay

Lynn vs Worcester: Actuary Salary (2026)

Compare actuary salaries between Lynn, MA and Worcester, MA. All figures are 2026 estimates projected from BLS 2025 data.

Lynn, MA
$149,507
$71.88/hr
Worcester, MA
$127,111
$61.12/hr

Side-by-Side Comparison

MetricLynn, MAWorcester, MA
Median Salary$149,507$127,111
Hourly Rate$71.88$61.12
Entry Level (P10)$87,078$81,187
25th Percentile$109,092$84,046
75th Percentile$191,369$166,080
Top Earner (P90)$231,736$195,585
Total Employed2480
Side-by-side bar chart comparing Lynn ($149,507) and Worcester ($127,111) actuary salaries.LynnWorcesterMedian Salary$149,507$127,111Entry Level (P10)$87,078$81,187Top Earner (P90)$231,736$195,585US Median $134,160

Verdict

Lynn, MA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Worcester.

The salary gap between Lynn and Worcester is $22,396 (17.62%). Lynn's median is +11.44% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Lynn spans $144,658,Worcester spans $114,398. Lynn has a wider pay range, meaning more potential for high earners but also more variation.

Lynn
P10 (Entry)$87,078
P25$109,092
Median$149,507
P75$191,369
P90 (Top)$231,736
Worcester
P10 (Entry)$81,187
P25$84,046
Median$127,111
P75$166,080
P90 (Top)$195,585

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Lynn ($137,794 effective) pays 11.14% more than Worcester ($123,983 effective).

Lynn
Nominal: $149,507
CoL Index: 108.5
Adjusted: $137,794
Worcester
Nominal: $127,111
CoL Index: 102.523
Adjusted: $123,983

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Lynn if…

  • Higher median salary ($149,507/year)
  • Better top-earner potential ($231,736)
  • Better purchasing power (CoL-adjusted: $137,794)
  • You prefer the Massachusetts area and lifestyle

Choose Worcester if…

  • Larger job market (80 employed)
  • You prefer the Massachusetts area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Lynn grew -8.5% from 2024 to 2025, compared to 30.0% growth in Worcester over the same period.

Lynn, MA

+-8.5%

$158,244 (2024) → $144,871 (2025)

Worcester, MA

+30.0%

$94,780 (2019) → $123,170 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Lynn or Worcester?

Lynn has a higher median actuary salary at $149,507/year, compared to Worcester at $127,111/year — a difference of $22,396 (17.62%).

What is the hourly rate difference between Lynn and Worcester?

Lynn actuarys earn $71.88/hr while Worcester hygienists earn $61.12/hr (2026 est.).

Should I relocate from Lynn to Worcester as a actuary?

Consider more than just salary when comparing Lynn and Worcester. Factor in cost of living (CoL-adjusted: Lynn = $137,794, Worcester = $123,983), job availability (24 vs 80 employed), commute, and career growth potential.

What do entry-level actuarys earn in Lynn vs Worcester?

Entry-level (10th percentile) actuarys earn $87,078 in Lynn and $81,187 in Worcester. The Lynn area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov