Senior Actuary Salary in Ormond Beach, FL: $191,989 (2026)
Quick Answer:The top tier of actuaries working in Ormond Beach, FL — those at or above the 90th percentile — pull in $191,989/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Ormond Beach's price premium (BEA RPP 100.8, 1% above national) and that top-decile pay carries the same buying power as $190,465 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Ormond Beach, FL, experienced actuaries looking to maximize their earning potential can find lucrative opportunities, particularly at the upper end of the salary scale. The projected top salary for a senior actuary in 2026 places high achievers at a staggering $191,989, significantly exceeding the median salary of $123,864 by a substantial margin. This experience premium highlights the gap that exists between the average and top-tier compensation, indicating that actuaries with advanced credentials and specialized skills can position themselves favorably. Achieving such high earnings often requires navigating a path that includes acquiring relevant certifications, such as the ASA or FSA, and gaining substantial experience in the field, ensuring that these professionals are well-equipped to tackle complex challenges within the insurance and consulting sectors.
About the Ormond Beach Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Ormond Beach
Experienced actuarys at the top of the pay scale in Ormond Beach earn between $158,545 and $191,989 per year (2026 est.). This $112,385 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Ormond Beach median of $123,864 sits 7.67% below the US median.
Top ASA, FSA Salary Comparison
| Level | Ormond Beach | National |
|---|---|---|
| Median (P50) | $123,864 | $134,160 |
| 75th Percentile | $158,545 | $176,111 |
| 90th Percentile (Top 10%) | $191,989 | $221,983 |
In Ormond Beach, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Ormond Beach
Advanced Certifications in Florida
FL actuaries with additional specialty certifications within the actuarial science field earn significantly above the $123,864 median. Expanded-scope credentials are increasingly valued by Ormond Beach employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Ormond Beach command premium compensation, often reaching the $158,545–$191,989 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Ormond Beach metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Ormond Beach with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Florida who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Ormond Beach
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedOrmond Beach ranks #74 of 81 Florida cities for top earner actuary salary (90th percentile: $191,989).
Top 10% actuary compensation in Ormond Beach ($191,989) is 3.48% below the Florida average P90 ($198,913).
2019 BLS Actual
$167,441
2025 BLS Actual
$186,036
2026 Current Est.
$191,989
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Ormond Beach (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $167,441 | Actual |
| 2020 | $169,525 | Actual |
| 2021 | $178,875 | Actual |
| 2022 | $172,371 | Actual |
| 2023 | $181,028 | Actual |
| 2024 | $176,078 | Actual |
| 2025 | $186,036 | Actual |
| 2026(current) | $191,989 | Estimated |
| 2027 | $198,133 | Projected |
Top-earning actuaries (90th percentile) in Ormond Beach saw their compensation grow 11.1% from $167,441 in 2019 to $186,036 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $198,133 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ormond Beach metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Ormond Beach
Compensation strategies for senior actuaries in Ormond Beach tend to vary based on the employer type. Life and annuity, health, and property & casualty sectors typically offer higher remuneration for specialized expertise, particularly in areas like predictive analytics or capital modeling. Leading life insurance companies such as Prudential and MetLife often pay a premium for actuaries with strong health modeling capabilities, while property & casualty firms tend to favor those with reinsurance pricing expertise. The career trajectory for seasoned actuaries often progresses from positions like actuarial analyst to more advanced roles, such as managing actuary or chief actuary, reflecting the level of examination completion and professional growth. Moreover, earning advanced credentials like the ASA or FSA can be a game changer, as each passed exam often equates to a notable bump in salary. In this competitive market, actuaries must stay current on industry trends and skill demands to ensure they secure the highest possible senior actuary pay in FL.
More salary data for Ormond Beach, FL:
Frequently Asked Questions
How much do experienced actuaries make in Ormond Beach in 2026?
What drives higher actuary pay in Ormond Beach?
What certifications boost actuary salary in Ormond Beach?
Can experienced actuaries make six figures in Ormond Beach?
How much does actuary salary increase over time in Ormond Beach?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Florida
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $186,036 for actuaries in the Ormond Beach metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Ormond Beach is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov