Actuary Pay

Senior Actuary Salary in Fort Myers, FL: $200,993 (2026)

Quick Answer:The top tier of actuaries working in Fort Myers, FL — those at or above the 90th percentile — pull in $200,993/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Fort Myers's price premium (BEA RPP 100.8, 1% above national) and that top-decile pay carries the same buying power as $199,398 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$200,993
Top 10% Earn
$96.64/hr
Top Hourly Rate
$165,982
75th Percentile
$200,993
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Fort Myers, FL — 2026 est., based on 2025 BLS
Fort Myers, FL actuary senior salary overview (2026 est., based on 2025 BLS)

In Fort Myers, the potential for an experienced actuary salary is significantly appealing, with top earners expected to reach a remarkable $200,993 in 2026. The 75th percentile also highlights a healthy income of $165,982, showcasing the financial rewards available in this region for seasoned professionals. This indicates a substantial experience premium in the market, where the median annual salary stands at $129,673, creating a notable gap between overall earnings and top-tier pay grades. Achieving that level of compensation typically requires advanced credentials, such as a Fellow of the Society of Actuaries (FSA) or Fellow of the Casualty Actuarial Society (FCAS), alongside a solid track record of specialized expertise in areas that are highly regarded in the industry.

About the Fort Myers Market

Salary estimated from Florida average ($118,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Fort Myers

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Fort Myers. The median salary is $129,673, compared to the national median of $134,160.$68.2K$103.9K$139.6K$175.3K$211.0K$75.7K10th Pctl$99.4K25th Pctl$129.7KMedian$166.0K75th Pctl$201.0K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Fort Myers earn between $165,982 and $200,993 per year (2026 est.). This $125,268 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Fort Myers median of $129,673 sits 3.34% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Fort Myers metro area.

Top ASA, FSA Salary Comparison

LevelFort MyersNational
Median (P50)$129,673$134,160
75th Percentile$165,982$176,111
90th Percentile (Top 10%)$200,993$221,983

In Fort Myers, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Fort Myers

1

Advanced Certifications in Florida

FL actuaries with additional specialty certifications within the actuarial science field earn significantly above the $129,673 median. Expanded-scope credentials are increasingly valued by Fort Myers employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Fort Myers command premium compensation, often reaching the $165,982–$200,993 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Fort Myers metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Fort Myers with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Florida who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Fort Myers

Clinical Actuary

0-5 years
$75,725 – $129,673

Senior/Lead Actuary

5-10 years
$129,673 – $165,982

Actuary Department Manager

10+ years
$165,982+

Educator / Specialty Leadership

Advanced
Varies by role

Fort Myers ranks #24 of 81 Florida cities for top earner actuary salary (90th percentile: $200,993).

Top 10% actuary compensation in Fort Myers ($200,993) is 1.05% above the Florida average P90 ($198,913).

2019 BLS Actual

$175,294

2025 BLS Actual

$194,761

2026 Current Est.

$200,993

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Fort Myers (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Fort Myers. Baseline $175,294 in 2025, projected to $207,425 by 2027.$168.9K$180.1K$191.4K$202.6K$213.9K2019202020212022202320242025202620272025 BLS$175.3K$177.5K$187.3K$180.5K$189.5K$184.3K$194.8K$201.0K$207.4K
YearAnnual SalaryStatus
2019$175,294Actual
2020$177,476Actual
2021$187,264Actual
2022$180,455Actual
2023$189,518Actual
2024$184,337Actual
2025$194,761Actual
2026(current)$200,993Estimated
2027$207,425Projected

Top-earning actuaries (90th percentile) in Fort Myers saw their compensation grow 11.1% from $175,294 in 2019 to $194,761 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $207,425 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Fort Myers metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Fort Myers

Compensation for senior actuaries in Fort Myers can vary based on specialization and employer type. Specific fields such as life and annuity, health, and predictive analytics are witnessing spikes in demand, which can lead to premium pay. For example, actuaries who focus on enterprise risk management (ERM) or capital modeling in larger consulting firms like Mercer or Aon tend to earn more compared to those in traditional insurance roles. Life insurance companies, although competitive, might not match the consulting sector's upper echelons, particularly for FSAs or FCAS. As actuaries advance in their careers, typical pathways lead from an actuarial analyst to an ASA, and eventually to FSA or FCAS, which can be a significant driver of salary. Strategic credentialing and exam progression can result in significant income increases, estimating an additional $3,000 to $8,000 for each additional exam completed. Overall, the senior actuary pay in FL reflects a mixture of expertise, specialization, and growth potential within the field.

Frequently Asked Questions

How much do experienced actuaries make in Fort Myers in 2026?

Top-earning actuaries in Fort Myers (90th percentile) make $200,993/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $71,320 more than the area median of $129,673 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Fort Myers?

Higher actuary pay in Fort Myers is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Fort Myers?

The most impactful salary-boosting certifications for actuaries in Fort Myers include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $129,673, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Fort Myers?

Yes — the 90th percentile salary in Fort Myers is $200,993, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Fort Myers?

In Fort Myers, the gap between entry level ($75,725) and top earners ($200,993) is $125,268, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $194,761 for actuaries in the Fort Myers metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Fort Myers is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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