Actuary Salary in North Tonawanda, NY: $148,504 (2026)
Quick Answer:A full-time actuary in North Tonawanda, NY earns a median $148,504/year (≈ $71.39/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in North Tonawanda's price level (16% above national, BEA RPP 115.9), that paycheck buys what $128,131 would nationally. Nominal pay sits 4.5% below the New York state average.
Based on BLS state-level estimates · View source
In North Tonawanda, NY, actuaries are projected to earn a median annual salary of $148,504 in 2026, a figure that exceeds the national median of $134,160 by approximately 10.69%. The local salary range showcases significant variation with the lower bracket at $95,282 and the upper tier reaching $230,180, indicating a competitive job market. Estimates derived from 2025 BLS data, adjusted for regional price differentials, highlight that actuarial roles in consulting firms typically offer greater pay than those in insurance companies. This divergence in compensation illustrates the value placed on specialized skills and professional credentials within the local actuarial landscape, attracting both seasoned professionals and emerging talent to the area.
About the North Tonawanda Market
Salary estimated from New York average ($152,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $95,282 | $45.81 |
| Lower Range (P25) | $114,317 | $54.96 |
| Median (P50)(typical) | $148,504 | $71.39 |
| Upper Range (P75) | $190,085 | $91.38 |
| Top Earners (P90) | $230,180 | $110.66 |
Median Salary Position
10.69% above the national average
2026 Salary Percentile Distribution in North Tonawanda
In North Tonawanda, NY, the actuary salary spread from the 10th to 90th percentile is $134,898 (2026 est.). At $148,504, the local median is 10.69% above the national median of $134,160.
Salary Calculator
At 40 hours/week in North Tonawanda: You'd be in the lower-middle range
How North Tonawanda Actuary Pay Compares
North Tonawanda median: $148,504/year (2026)
| Compared To | Median Salary | North Tonawanda Pays |
|---|---|---|
| New York Average | $155,501 | -4.50% less |
| National Average | $134,160 | +10.69% more |
Actuarys in North Tonawanda, NY earn a median of $148,504 per year (2026 est.), which is 10.69% higher than the national median of $134,160 and 4.50% below the New York state average of $155,501.
Cost-of-Living Adjusted Salary
North Tonawanda has a cost of living 15.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
North Tonawanda, NY has a cost-of-living index of 115.9 (above the national average of 100). While the nominal salary of $148,504 is competitive, the higher cost of living reduces purchasing power to an effective $128,131 — a 13.72% reduction.
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2019 BLS Actual
$119,934
2025 BLS Actual
$143,899
2026 Current Est.
$148,504
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in North Tonawanda (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $119,934 | Actual |
| 2020 | $122,901 | Actual |
| 2021 | $117,222 | Actual |
| 2022 | $126,177 | Actual |
| 2023 | $132,830 | Actual |
| 2024 | $168,251 | Actual |
| 2025 | $143,899 | Actual |
| 2026(current) | $148,504 | Estimated |
| 2027 | $153,256 | Projected |
Based on 7 years of BLS OEWS data for the North Tonawanda metropolitan area, the median actuary salary grew 20.0% from $119,934 (2019) to $143,899 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $153,256 by 2027 — a total increase of $33,322 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Tonawanda metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $95,282 – $114,317 |
| 3-5 years (Mid Career) | $114,317 – $148,504 |
| 5+ years (Experienced) | $148,504 – $190,085 |
| 10+ years (Top Earner) | $190,085 – $230,180 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in North Tonawanda
The job market for actuaries in North Tonawanda remains notably strong, with only eight actuaries currently employed locally, suggesting both opportunity and potential competition for roles. However, residents face a cost-of-living index of 115.9, which impacts the effective purchasing power of salaries earned in this region. Major employers include reputable life and health insurance companies like Prudential and UnitedHealth, along with consulting firms such as Mercer and WTW, which are known to compensate FSAs generously. Pay disparities stem from various factors, including exam progressions and industry sectors, where passing exams can significantly boost earnings. For those looking to maximize their actuary pay in North Tonawanda, honing predictive analytics and data science skills, pursuing further credentials, and seeking roles in consulting are effective strategies in this vibrant market.
More salary data for North Tonawanda, NY:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $143,899 for actuariesin the North Tonawanda metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for North Tonawanda is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov