Actuary Hourly Pay in North Tonawanda, NY: $71.39 (2026)
Quick Answer:Hourly pay for a actuary working in North Tonawanda, NY runs $71.39 at the median for 2026 — annualizing to $148,504 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against North Tonawanda's regional price level (BEA RPP 115.9, 16% above national), each hour of work buys what $61.60 nationally would. A 24-hour part-time schedule grosses $89,099 per year.
Based on BLS state-level estimates · View source

In North Tonawanda, New York, actuaries earn a median hourly rate of $71.39, notably higher than the national median of $64.50. This attractive pay scale increases the appeal of part-time roles, where a professional working three days a week might anticipate significant earnings without committing fully to a full-time schedule. Per-diem opportunities in settings such as insurance company actuarial pricing departments or consulting teams can cater to actuaries looking for flexibility, although the potential for agency or locum work is less common at junior levels. Actuaries in this area can expect hourly earnings ranging from $45.81 for entry-level positions to $110.66 for top earners, reflecting the diversity of talents and responsibilities found within the field.
About the North Tonawanda Market
Salary estimated from New York average ($152,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $45.81 | $366.48 |
| Lower Range (P25) | $54.96 | $439.71 |
| Median (P50) | $71.39 | $571.15 |
| Upper Range (P75) | $91.38 | $731.07 |
| Top Earners (P90) | $110.66 | $885.29 |
Estimated Annual Income by Work Schedule in North Tonawanda
Based on $71.39/hr median hourly rate · 2026 est.
At $71.39/hr, a actuary working full-time (40 hr/wk) in North Tonawanda, NY can expect to earn approximately $148,499 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $85,673. With a cost-of-living index of 115.90 (above the national average), these earnings may be offset by higher expenses in North Tonawanda.
Hourly Rate Calculator
Schedule Comparison in North Tonawanda
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,855.75 | $12,375 | $148,499 |
| Part-Time (24 hrs) | $1,713.45 | $7,425 | $89,099 |
| Per Diem (16 hrs) | $1,142.30 | $4,950 | $59,400 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (North Tonawanda) | $71.39 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in North Tonawanda, NY earn a median of $148,504 per year (2026 est.), which is 10.69% higher than the national median of $134,160 and 4.50% below the New York state average of $155,501.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $71.39/hr = $89,099/year (purchasing power: $76,876).
Working 40h/week (full-time) = $148,499/year (purchasing power: $128,127).
CoL index: 115.9 (100 = national average).
2019 BLS Actual
$57.66/hr
2025 BLS Actual
$69.18/hr
2026 Current Est.
$71.39/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in North Tonawanda (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $57.66/hr | Actual |
| 2020 | $59.09/hr | Actual |
| 2021 | $56.36/hr | Actual |
| 2022 | $60.66/hr | Actual |
| 2023 | $63.86/hr | Actual |
| 2024 | $80.89/hr | Actual |
| 2025 | $69.18/hr | Actual |
| 2026(current) | $71.39/hr | Estimated |
| 2027 | $73.68/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in North Tonawanda grew 20.0% from $57.66/hr (2019) to $69.18/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $73.68/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Tonawanda metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in North Tonawanda
Actuaries who work part-time at 24 hours a week can still generate substantial income, translating their hourly endeavors into a respectable annual yield compared to full-time counterparts. While the idea of consulting engagement for seasoned professionals often allows billing rates from $250 to $500 per hour, it is crucial to factor in the opportunities provided by traditional employment in major firms, which have varying rates based on employer type. For example, health and property insurance companies differ in their pay structures, providing actuaries with choices that balance immediate hourly compensation against benefits such as health insurance. Negotiating for hourly rates can be strategic; actuaries in North Tonawanda may consider quality of life factors and potential growth opportunities alongside compensation, especially as they move through the ASA to FSA certifications, which significantly boost earning potential.
More salary data for North Tonawanda, NY:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in North Tonawanda. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for North Tonawanda is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov