Actuary Pay

Actuary Hourly Pay in North Tonawanda, NY: $71.39 (2026)

Quick Answer:Hourly pay for a actuary working in North Tonawanda, NY runs $71.39 at the median for 2026 — annualizing to $148,504 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against North Tonawanda's regional price level (BEA RPP 115.9, 16% above national), each hour of work buys what $61.60 nationally would. A 24-hour part-time schedule grosses $89,099 per year.

$148,504
Median Annual Salary
$71.39/hr
Hourly Rate
$95,282
Entry Level (P10)
$230,180
Top Earners (P90)

Based on BLS state-level estimates · View source

Actuary Hourly Rate in North Tonawanda, NY — 2026 est., based on 2025 BLS
North Tonawanda, NY actuary hourly rate overview (2026 est., based on 2025 BLS)

In North Tonawanda, New York, actuaries earn a median hourly rate of $71.39, notably higher than the national median of $64.50. This attractive pay scale increases the appeal of part-time roles, where a professional working three days a week might anticipate significant earnings without committing fully to a full-time schedule. Per-diem opportunities in settings such as insurance company actuarial pricing departments or consulting teams can cater to actuaries looking for flexibility, although the potential for agency or locum work is less common at junior levels. Actuaries in this area can expect hourly earnings ranging from $45.81 for entry-level positions to $110.66 for top earners, reflecting the diversity of talents and responsibilities found within the field.

About the North Tonawanda Market

Salary estimated from New York average ($152,000) adjusted for local cost of living.

Actuary Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$45.81$366.48
Lower Range (P25)$54.96$439.71
Median (P50)$71.39$571.15
Upper Range (P75)$91.38$731.07
Top Earners (P90)$110.66$885.29

Estimated Annual Income by Work Schedule in North Tonawanda

Based on $71.39/hr median hourly rate · 2026 est.

Horizontal bars showing a actuary in North Tonawanda earning $71.39/hr would make approximately $85,673 part-time (24 hr/wk) or $148,499 full-time (40 hr/wk).Part-Time (24 hr/wk)$85,673Reduced (32 hr/wk)$114,230Full-Time (40 hr/wk)$148,499

At $71.39/hr, a actuary working full-time (40 hr/wk) in North Tonawanda, NY can expect to earn approximately $148,499 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $85,673. With a cost-of-living index of 115.90 (above the national average), these earnings may be offset by higher expenses in North Tonawanda.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$571.15
per 8hr shift
$2,855.75
per week
$12,375
per month
$148,499
per year

Schedule Comparison in North Tonawanda

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$2,855.75$12,375$148,499
Part-Time (24 hrs)$1,713.45$7,425$89,099
Per Diem (16 hrs)$1,142.30$4,950$59,400

Compare ASA, FSA Wages With Similar Roles

RoleMedian Hourly
Actuary (North Tonawanda)$71.39
Statistician (National Avg)$51.53
Mathematician (National Avg)$56.16
Financial Analyst (National Avg)$47.61
Data Scientist (National Avg)$54.40
Horizontal bar chart comparing actuary median salary in North Tonawanda ($148,504) with New York average ($155,501) and the US national median ($134,160).North Tonawanda$148,504New York Avg$155,501-4.50%US National$134,160+10.69%

Actuarys in North Tonawanda, NY earn a median of $148,504 per year (2026 est.), which is 10.69% higher than the national median of $134,160 and 4.50% below the New York state average of $155,501.

Actuary Hourly Pay vs. Cost of Living

Working 24h/week at $71.39/hr = $89,099/year (purchasing power: $76,876).

Working 40h/week (full-time) = $148,499/year (purchasing power: $128,127).

CoL index: 115.9 (100 = national average).

2019 BLS Actual

$57.66/hr

2025 BLS Actual

$69.18/hr

2026 Current Est.

$71.39/hr

2019–2027 Growth

+27.8%

Hourly Rate Trajectory for Actuaries in North Tonawanda (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for actuaries in North Tonawanda. Baseline $57.66/hr in 2025, projected to $73.68/hr by 2027.$51$60$69$77$862019202020212022202320242025202620272025 BLS$57.66$59.09$56.36$60.66$63.86$80.89$69.18$71.39$73.68
YearHourly RateStatus
2019$57.66/hrActual
2020$59.09/hrActual
2021$56.36/hrActual
2022$60.66/hrActual
2023$63.86/hrActual
2024$80.89/hrActual
2025$69.18/hrActual
2026(current)$71.39/hrEstimated
2027$73.68/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in North Tonawanda grew 20.0% from $57.66/hr (2019) to $69.18/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $73.68/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the North Tonawanda metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Actuary in North Tonawanda

Actuaries who work part-time at 24 hours a week can still generate substantial income, translating their hourly endeavors into a respectable annual yield compared to full-time counterparts. While the idea of consulting engagement for seasoned professionals often allows billing rates from $250 to $500 per hour, it is crucial to factor in the opportunities provided by traditional employment in major firms, which have varying rates based on employer type. For example, health and property insurance companies differ in their pay structures, providing actuaries with choices that balance immediate hourly compensation against benefits such as health insurance. Negotiating for hourly rates can be strategic; actuaries in North Tonawanda may consider quality of life factors and potential growth opportunities alongside compensation, especially as they move through the ASA to FSA certifications, which significantly boost earning potential.

Frequently Asked Questions

What is the hourly rate for actuaries in North Tonawanda in 2026?

The estimated 2026 median hourly rate for actuaries in North Tonawanda is $71.39/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). Rates range from $45.81 at entry level (10th percentile) to $110.66 for experienced practitioners (90th percentile). This is 10.7% above the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time actuaries make in North Tonawanda?

A part-time actuary working 3 days per week (24 hours) in North Tonawanda earns approximately $7,425/month, or $89,099/year at the median hourly rate of $71.39. Many actuaries prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are actuaries in North Tonawanda paid hourly or salary?

The majority of actuaries in North Tonawanda are paid hourly at a median rate of $71.39/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $148,499/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time actuary make per year in North Tonawanda?

A full-time actuary working 40 hours per week (2,080 hours/year) in North Tonawanda earns approximately $148,499/year at the median hourly rate of $71.39. This is 10.7% above the national median. Top earners working full-time can reach $230,176/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do actuaries earn more per hour working part-time in North Tonawanda?

Part-time and per diem actuaries in North Tonawanda sometimes command higher hourly rates — up to $110.66/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in North Tonawanda. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for North Tonawanda is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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