Actuary Hourly Pay in The Woodlands, TX: $40.03 (2026)
Quick Answer:Hourly pay for a actuary working in The Woodlands, TX runs $40.03 at the median for 2026 — annualizing to $83,275 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against The Woodlands's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $41.70 nationally would. A 24-hour part-time schedule grosses $49,959 per year.
Based on BLS state-level estimates · View source
The actuary hourly pay in The Woodlands, Texas, is projected to be $40.03 in 2026, significantly lower than the national median hourly rate of $64.50. This discrepancy suggests potential challenges for local actuaries seeking competitive compensation. For part-time professionals working three days a week, this means earning approximately $40,000 annually based on a standard 24-hour workweek, which can make it less appealing compared to full-time roles that offer stability and benefits. Per-diem options, often less common for entry-level positions, can be more lucrative; those engaged in actuarial work for consulting firms or on temporary contracts may find rates differing greatly, as seasoned actuaries can command higher fees for specialized projects. The hourly rate for entry-level positions typically starts around $24.52 and can rise to $62.05 for top earners in The Woodlands, indicating a rewarding path as one gains experience and credentials.
About the The Woodlands Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $24.52 | $196.16 |
| Lower Range (P25) | $30.22 | $241.74 |
| Median (P50) | $40.03 | $320.25 |
| Upper Range (P75) | $51.25 | $409.99 |
| Top Earners (P90) | $62.05 | $496.43 |
Estimated Annual Income by Work Schedule in The Woodlands
Based on $40.03/hr median hourly rate · 2026 est.
At $40.03/hr, a actuary working full-time (40 hr/wk) in The Woodlands, TX can expect to earn approximately $83,265 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $48,038. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in The Woodlands.
Hourly Rate Calculator
Schedule Comparison in The Woodlands
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,601.25 | $6,939 | $83,265 |
| Part-Time (24 hrs) | $960.75 | $4,163 | $49,959 |
| Per Diem (16 hrs) | $640.50 | $2,776 | $33,306 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (The Woodlands) | $40.03 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in The Woodlands, TX earn a median of $83,275 per year (2026 est.), which is 37.93% lower than the national median of $134,160 and 35.30% below the Texas state average of $128,710.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $40.03/hr = $49,959/year (purchasing power: $52,041).
Working 40h/week (full-time) = $83,265/year (purchasing power: $86,734).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$32.33/hr
2025 BLS Actual
$38.79/hr
2026 Current Est.
$40.03/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in The Woodlands (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $32.33/hr | Actual |
| 2020 | $33.13/hr | Actual |
| 2021 | $31.60/hr | Actual |
| 2022 | $34.01/hr | Actual |
| 2023 | $35.81/hr | Actual |
| 2024 | $58.95/hr | Actual |
| 2025 | $38.79/hr | Actual |
| 2026(current) | $40.03/hr | Estimated |
| 2027 | $41.31/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in The Woodlands grew 20.0% from $32.33/hr (2019) to $38.79/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $41.31/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the The Woodlands metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in The Woodlands
Analyzing the earning potential reveals that an actuary working part-time at 24 hours per week would take home around $40,000, a significant difference compared to a full-time colleague who could earn over $83,000 annually. The per-diem actuary pay in The Woodlands also presents a unique landscape, where expert testimony in litigation cases can command fees ranging from $400 to $800 per hour, a stark contrast to typical salaries. Various employers influence hourly rates in the region; for instance, life insurance companies may offer different compensation scales compared to consulting firms that tend to pay a premium for fully credentialed actuaries, particularly FSAs and FCAS holders. Additionally, some actuaries may accept lower annual pay for comprehensive health benefits, while others prefer the higher hourly rates available without benefits. When negotiating pay, consider the value of your experience and certifications—factors that significantly impact your position within the local job market.
More salary data for The Woodlands, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in The Woodlands. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for The Woodlands is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov