Actuary Hourly Pay in Houston, TX: $40.52 (2026)
Quick Answer:Hourly pay for a actuary working in Houston, TX runs $40.52 at the median for 2026 — annualizing to $84,283 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Houston's regional price level (BEA RPP 98.6, 1% below national), each hour of work buys what $41.08 nationally would. A 24-hour part-time schedule grosses $50,564 per year.
Official BLS data · View source
In Houston, Texas, the actuary hourly pay averages $40.52, reflecting a considerable difference when compared to the national hourly median of $64.50. This hourly rate can influence part-time actuaries, who might work three days a week, as well as those seeking per-diem opportunities. For actuaries in local insurance company actuarial pricing departments, consulting firm client engagements, and reinsurance pricing teams, the pay can also range significantly—entry-level positions starting at approximately $29.08, while those at the top of their career can earn up to $90.88 per hour according to the official Bureau of Labor Statistics (BLS) data. Houston's actuary wage reveals potential for flexible employment settings, whether through part-time roles or remote modeling, appealing to those prioritizing work-life balance while still aiming for competitive compensation.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $29.08 | $232.65 |
| Lower Range (P25) | $29.08 | $232.65 |
| Median (P50) | $40.52 | $324.13 |
| Upper Range (P75) | $65.24 | $521.94 |
| Top Earners (P90) | $90.88 | $727.02 |
Estimated Annual Income by Work Schedule in Houston
Based on $40.52/hr median hourly rate · 2026 est.
At $40.52/hr, a actuary working full-time (40 hr/wk) in Houston, TX can expect to earn approximately $84,274 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $48,620. With a cost-of-living index of 98.63 (below the national average), these earnings stretch further in Houston.
Hourly Rate Calculator
Schedule Comparison in Houston
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,620.65 | $7,023 | $84,274 |
| Part-Time (24 hrs) | $972.39 | $4,214 | $50,564 |
| Per Diem (16 hrs) | $648.26 | $2,809 | $33,710 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Houston) | $40.52 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Houston, TX earn a median of $84,283 per year (2026 est.), which is 37.18% lower than the national median of $134,160 and 34.60% below the Texas state average of $128,874.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $40.52/hr = $50,564/year (purchasing power: $51,267).
Working 40h/week (full-time) = $84,274/year (purchasing power: $85,445).
CoL index: 98.629 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$46.51/hr
2025 BLS Actual
$39.26/hr
2026 Current Est.
$40.52/hr
2019–2027 Growth
+-10.1%
Hourly Rate Trajectory for Actuaries in Houston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $46.51/hr | Actual |
| 2020 | $49.55/hr | Actual |
| 2021 | $48.93/hr | Actual |
| 2022 | $53.17/hr | Actual |
| 2023 | $57.33/hr | Actual |
| 2024 | $38.31/hr | Actual |
| 2025 | $39.26/hr | Actual |
| 2026(current) | $40.52/hr | Estimated |
| 2027 | $41.81/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Houston grew -15.6% from $46.51/hr (2019) to $39.26/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $41.81/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Houston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Houston
Part-time actuaries in Houston earning the median hourly rate may anticipate an annual income substantially lower than their full-time counterparts. For example, a part-time actuary working 24 hours a week could take home around $50,508 annually, while full-time roles typically enjoy benefits, which is often a trade-off for a potentially lower hourly rate. Per-diem actuarial work, especially for seasoned professionals, can result in higher earnings; engagements for Fellowship of the Society of Actuaries (FSA) or Fellow of the Casualty Actuarial Society (FCAS) professionals might bill between $250 and $500 per hour, increasing to $400 to $800 for expert witness testimony. Hourly rates can vary significantly depending on the employer type in Houston. Consulting firms tend to offer competitive pay for FSAs, while life and health insurance companies might provide steadier but lower compensation compared to property and casualty organizations. For those in the field, effectively negotiating hourly rates can hinge on understanding employer expectations and leveraging specialized skills like predictive analytics.
More salary data for Houston, TX:
Frequently Asked Questions
What is the hourly rate for actuaries in Houston in 2026?
How much do part-time actuaries make in Houston?
Are actuaries in Houston paid hourly or salary?
How much does a full-time actuary make per year in Houston?
Do actuaries earn more per hour working part-time in Houston?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Houston. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov