Actuary Pay

Fort Worth vs The Woodlands: Actuary Salary (2026)

Compare actuary salaries between Fort Worth, TX and The Woodlands, TX. All figures are 2026 estimates projected from BLS 2025 data.

Fort Worth, TX
$130,916
$62.94/hr
The Woodlands, TX
$83,275
$40.03/hr

Side-by-Side Comparison

MetricFort Worth, TXThe Woodlands, TX
Median Salary$130,916$83,275
Hourly Rate$62.94$40.03
Entry Level (P10)$79,497$51,010
25th Percentile$98,224$62,854
75th Percentile$167,573$106,592
Top Earner (P90)$202,920$129,076
Total Employed21921
Side-by-side bar chart comparing Fort Worth ($130,916) and The Woodlands ($83,275) actuary salaries.Fort WorthThe WoodlandsMedian Salary$130,916$83,275Entry Level (P10)$79,497$51,010Top Earner (P90)$202,920$129,076US Median $134,160

Verdict

Fort Worth, TX offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to The Woodlands.

The salary gap between Fort Worth and The Woodlands is $47,641 (57.21%). Fort Worth's median is -2.42% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Fort Worth spans $123,423,The Woodlands spans $78,066. Fort Worth has a wider pay range, meaning more potential for high earners but also more variation.

Fort Worth
P10 (Entry)$79,497
P25$98,224
Median$130,916
P75$167,573
P90 (Top)$202,920
The Woodlands
P10 (Entry)$51,010
P25$62,854
Median$83,275
P75$106,592
P90 (Top)$129,076

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Fort Worth ($136,371 effective) pays 57.21% more than The Woodlands ($86,745 effective).

Fort Worth
Nominal: $130,916
CoL Index: 96
Adjusted: $136,371
The Woodlands
Nominal: $83,275
CoL Index: 96
Adjusted: $86,745

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Fort Worth if…

  • Higher median salary ($130,916/year)
  • Better top-earner potential ($202,920)
  • Larger job market (219 employed)
  • Better purchasing power (CoL-adjusted: $136,371)
  • You prefer the Texas area and lifestyle

Choose The Woodlands if…

  • You prefer the Texas area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Fort Worth grew -3.8% from 2024 to 2025, compared to -34.2% growth in The Woodlands over the same period.

Fort Worth, TX

+-3.8%

$131,845 (2024) → $126,857 (2025)

The Woodlands, TX

+-34.2%

$122,624 (2024) → $80,693 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Fort Worth or The Woodlands?

Fort Worth has a higher median actuary salary at $130,916/year, compared to The Woodlands at $83,275/year — a difference of $47,641 (57.21%).

What is the hourly rate difference between Fort Worth and The Woodlands?

Fort Worth actuarys earn $62.94/hr while The Woodlands hygienists earn $40.03/hr (2026 est.).

Should I relocate from Fort Worth to The Woodlands as a actuary?

Consider more than just salary when comparing Fort Worth and The Woodlands. Factor in cost of living (CoL-adjusted: Fort Worth = $136,371, The Woodlands = $86,745), job availability (219 vs 21 employed), commute, and career growth potential.

What do entry-level actuarys earn in Fort Worth vs The Woodlands?

Entry-level (10th percentile) actuarys earn $79,497 in Fort Worth and $51,010 in The Woodlands. The Fort Worth area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov