Actuary Hourly Pay in Kalispell, MT: $48.28 (2026)
Quick Answer:Hourly pay for a actuary working in Kalispell, MT runs $48.28 at the median for 2026 — annualizing to $100,413 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Kalispell's regional price level (BEA RPP 96.2, 4% below national), each hour of work buys what $50.18 nationally would. A 24-hour part-time schedule grosses $60,250 per year.
Based on BLS state-level estimates · View source
The estimations for actuary hourly pay in Kalispell, Montana, show a median rate of $48.28, which illustrates a significant gap when compared to the national hourly median of $64.50. This rate is pivotal for both part-time and per-diem workers in the field, as professionals may work in settings such as insurance company pricing departments, consulting engagements, or even remote actuarial roles. The hourly range for actuaries in Kalispell varies from $30.26 at the entry-level to $73.19 for seasoned experts. These figures are derived from annual data, emphasizing the expectation of varying compensation based on experience, specialization, and employer.
About the Kalispell Market
Salary estimated from Montana average ($105,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $30.26 | $242.07 |
| Lower Range (P25) | $36.63 | $293.01 |
| Median (P50) | $48.28 | $386.22 |
| Upper Range (P75) | $60.48 | $483.80 |
| Top Earners (P90) | $73.19 | $585.52 |
Estimated Annual Income by Work Schedule in Kalispell
Based on $48.28/hr median hourly rate · 2026 est.
At $48.28/hr, a actuary working full-time (40 hr/wk) in Kalispell, MT can expect to earn approximately $100,416 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $57,932. With a cost-of-living index of 96.20 (below the national average), these earnings stretch further in Kalispell.
Hourly Rate Calculator
Schedule Comparison in Kalispell
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,931.08 | $8,368 | $100,416 |
| Part-Time (24 hrs) | $1,158.65 | $5,021 | $60,250 |
| Per Diem (16 hrs) | $772.43 | $3,347 | $40,166 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Kalispell) | $48.28 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Kalispell, MT earn a median of $100,413 per year (2026 est.), which is 25.15% lower than the national median of $134,160 and 4.50% below the Montana state average of $105,144.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $48.28/hr = $60,250/year (purchasing power: $62,630).
Working 40h/week (full-time) = $100,416/year (purchasing power: $104,383).
CoL index: 96.2 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$38.99/hr
2025 BLS Actual
$46.78/hr
2026 Current Est.
$48.28/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Kalispell (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $38.99/hr | Actual |
| 2020 | $39.95/hr | Actual |
| 2021 | $38.11/hr | Actual |
| 2022 | $41.02/hr | Actual |
| 2023 | $43.18/hr | Actual |
| 2024 | $46.37/hr | Actual |
| 2025 | $46.78/hr | Actual |
| 2026(current) | $48.28/hr | Estimated |
| 2027 | $49.82/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Kalispell grew 20.0% from $38.99/hr (2019) to $46.78/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $49.82/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kalispell metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Kalispell
Exploring the financial implications of part-time actuaries reveals that a professional working three days a week (or around 24 hours) could earn approximately $60,000 annually, contrasting sharply with full-time peers who generate higher annual earnings. While full-time actuaries may receive benefits that are not available to per-diem or agency workers, the latter can command hourly rates significantly higher from specialized roles—often ranging from $250 to $800 per hour for seasoned consultants and expert witnesses. Hourly rates can fluctuate based on employer type in Kalispell, with insurance companies like Prudential and MetLife paying different amounts compared to consulting firms such as Mercer or Milliman. Those who accept lower payments for enhanced benefits through traditional firms must weigh the trade-offs, while negotiation strategies become crucial, particularly in a local market that values skillsets aligned with actuarial exams and data science capabilities.
More salary data for Kalispell, MT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Kalispell. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Kalispell is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov