Bozeman vs Kalispell: Actuary Salary (2026)
Compare actuary salaries between Bozeman, MT and Kalispell, MT. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Bozeman, MT | Kalispell, MT |
|---|---|---|
| Median Salary | $103,481▲ | $100,413 |
| Hourly Rate | $49.75▲ | $48.28 |
| Entry Level (P10) | $65,953▲ | $62,942 |
| 25th Percentile | $79,617▲ | $76,183 |
| 75th Percentile | $132,455▲ | $125,790 |
| Top Earner (P90) | $160,396▲ | $152,242 |
| Total Employed | 14▲ | 4 |
Verdict
Bozeman, MT offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Kalispell.
The salary gap between Bozeman and Kalispell is $3,068 (3.06%). Bozeman's median is -22.87% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Bozeman spans $94,443,Kalispell spans $89,300. Bozeman has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Bozeman ($107,569 effective) pays 3.06% more than Kalispell ($104,379 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Bozeman if…
- ✓Higher median salary ($103,481/year)
- ✓Better top-earner potential ($160,396)
- ✓Larger job market (14 employed)
- ✓Better purchasing power (CoL-adjusted: $107,569)
- ✓You prefer the Montana area and lifestyle
Choose Kalispell if…
- ✓You prefer the Montana area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Bozeman grew 0.9% from 2024 to 2025, compared to 0.9% growth in Kalispell over the same period.
Bozeman, MT
$99,396 (2024) → $100,272 (2025)
Kalispell, MT
$96,450 (2024) → $97,299 (2025)
View Full Salary Data
Bozeman, MT
Kalispell, MT
Frequently Asked Questions
Which city pays actuarys more: Bozeman or Kalispell?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov