Actuary Hourly Pay in Bozeman, MT: $49.75 (2026)
Quick Answer:Hourly pay for a actuary working in Bozeman, MT runs $49.75 at the median for 2026 — annualizing to $103,481 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Bozeman's regional price level (BEA RPP 96.2, 4% below national), each hour of work buys what $51.72 nationally would. A 24-hour part-time schedule grosses $62,091 per year.
Based on BLS state-level estimates · View source
In Bozeman, Montana, actuaries can expect an hourly pay of $49.75, which is considerably lower than the national median hourly wage of $64.50. This disparity means that for actuaries working part-time—say, three days a week—total earnings may not fully leverage their expertise. The hourly range spans from approximately $31.71 at the entry-level to about $77.11 for top earners in this field. Actuarial professionals typically find employment in settings such as insurance company pricing departments, consulting firms, and pension plan client meetings, engaging in both remote and hybrid work. The figures provided reflect estimated hourly rates derived from annual salary data, shaping the expectations for actuaries in various sectors.
About the Bozeman Market
Salary estimated from Montana average ($105,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $31.71 | $253.71 |
| Lower Range (P25) | $38.28 | $306.22 |
| Median (P50) | $49.75 | $398.02 |
| Upper Range (P75) | $63.68 | $509.48 |
| Top Earners (P90) | $77.11 | $616.89 |
Estimated Annual Income by Work Schedule in Bozeman
Based on $49.75/hr median hourly rate · 2026 est.
At $49.75/hr, a actuary working full-time (40 hr/wk) in Bozeman, MT can expect to earn approximately $103,486 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $59,703. With a cost-of-living index of 96.20 (below the national average), these earnings stretch further in Bozeman.
Hourly Rate Calculator
Schedule Comparison in Bozeman
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,990.11 | $8,624 | $103,486 |
| Part-Time (24 hrs) | $1,194.07 | $5,174 | $62,091 |
| Per Diem (16 hrs) | $796.04 | $3,450 | $41,394 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Bozeman) | $49.75 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Bozeman, MT earn a median of $103,481 per year (2026 est.), which is 22.87% lower than the national median of $134,160 and 1.60% below the Montana state average of $105,163.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $49.75/hr = $62,091/year (purchasing power: $64,544).
Working 40h/week (full-time) = $103,486/year (purchasing power: $107,573).
CoL index: 96.2 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$40.18/hr
2025 BLS Actual
$48.21/hr
2026 Current Est.
$49.75/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Bozeman (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $40.18/hr | Actual |
| 2020 | $41.18/hr | Actual |
| 2021 | $39.27/hr | Actual |
| 2022 | $42.27/hr | Actual |
| 2023 | $44.50/hr | Actual |
| 2024 | $47.79/hr | Actual |
| 2025 | $48.21/hr | Actual |
| 2026(current) | $49.75/hr | Estimated |
| 2027 | $51.34/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Bozeman grew 20.0% from $40.18/hr (2019) to $48.21/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $51.34/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bozeman metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Bozeman
Part-time workers in this profession can face distinct earning dynamics. For instance, an actuary working 24 hours a week might bring home approximately $62,155 annually, which is significantly less than full-time counterparts. Per-diem and agency work in the Bozeman area remains uncommon for lower-level actuaries, while seasoned professionals—especially those with FSA or FCAS credentials—command impressive rates between $250 and $500 for consulting engagements. Employers ranging from life insurance giants like Prudential to property and casualty firms such as State Farm offer varying pay scales, reflecting the trade-offs between hourly wage and benefits. Actuaries opting for health insurance may accept lower rates in exchange for stability, whereas those in places without benefits might prioritize higher pay. Negotiating an hourly rate in Bozeman could benefit from emphasizing unique skills or qualifications, particularly in predictive analytics or data science, which are becoming increasingly relevant in today's actuarial market.
More salary data for Bozeman, MT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Bozeman. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Bozeman is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov