Actuary Hourly Pay in Waipahu, HI: $55.33 (2026)
Quick Answer:Hourly pay for a actuary working in Waipahu, HI runs $55.33 at the median for 2026 — annualizing to $115,080 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Waipahu's regional price level (BEA RPP 119.3, 19% above national), each hour of work buys what $46.38 nationally would. A 24-hour part-time schedule grosses $69,046 per year.
Based on BLS state-level estimates · View source
In Waipahu, HI, the actuary hourly pay stands at a median rate of $55.33, which is notably lower than the national median of $64.50. This hourly figure suggests that for part-time actuaries working three days a week, substantial earnings can still be realized, translating to approximately $43,421 annually based on a 24-hour workweek. Those in senior roles can achieve pay rates as high as $85.76, allowing seasoned professionals the flexibility to engage in freelance or per-diem work without sacrificing income. Entry-level positions start at about $33.33 per hour, indicating a wide range of earning potential across the profession. Many actuaries find themselves employed in insurance company actuarial departments, consulting firms, and various client engagements, making hourly work particularly valuable in settings where flexibility is paramount.
About the Waipahu Market
Salary estimated from Hawaii average ($118,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $33.33 | $266.67 |
| Lower Range (P25) | $40.95 | $327.60 |
| Median (P50) | $55.33 | $442.60 |
| Upper Range (P75) | $70.04 | $560.33 |
| Top Earners (P90) | $85.76 | $686.07 |
Estimated Annual Income by Work Schedule in Waipahu
Based on $55.33/hr median hourly rate · 2026 est.
At $55.33/hr, a actuary working full-time (40 hr/wk) in Waipahu, HI can expect to earn approximately $115,077 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $66,391. With a cost-of-living index of 119.30 (above the national average), these earnings may be offset by higher expenses in Waipahu.
Hourly Rate Calculator
Schedule Comparison in Waipahu
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,213.02 | $9,590 | $115,077 |
| Part-Time (24 hrs) | $1,327.81 | $5,754 | $69,046 |
| Per Diem (16 hrs) | $885.21 | $3,836 | $46,031 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Waipahu) | $55.33 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Waipahu, HI earn a median of $115,080 per year (2026 est.), which is 14.22% lower than the national median of $134,160 and 2.00% below the Hawaii state average of $117,429.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $55.33/hr = $69,046/year (purchasing power: $57,876).
Working 40h/week (full-time) = $115,077/year (purchasing power: $96,460).
CoL index: 119.3 (100 = national average).
2019 BLS Actual
$44.68/hr
2025 BLS Actual
$53.61/hr
2026 Current Est.
$55.33/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Waipahu (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $44.68/hr | Actual |
| 2020 | $45.79/hr | Actual |
| 2021 | $43.67/hr | Actual |
| 2022 | $47.01/hr | Actual |
| 2023 | $49.49/hr | Actual |
| 2024 | $66.32/hr | Actual |
| 2025 | $53.61/hr | Actual |
| 2026(current) | $55.33/hr | Estimated |
| 2027 | $57.10/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Waipahu grew 20.0% from $44.68/hr (2019) to $53.61/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $57.10/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Waipahu metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Waipahu
When considering part-time opportunities, actuaries in Waipahu can expect a steady income but must navigate the landscape of per-diem work. Typically, junior actuaries may find it uncommon to engage in 1099 work, while those who have attained FSA or FCAS designations command impressive fees, billing anywhere from $250 to $500 per hour for consulting projects. Expert witness testimony can yield even higher rates, ranging from $400 to $800 per hour. Employment types can heavily influence hourly compensation; actuaries at life insurance firms like Prudential or health insurers such as UnitedHealth may grapple with lower hourly rates when benefits packages are factored in, while consulting firms offer higher pay without the same level of benefits. For actuaries negotiating hourly pay in Waipahu, emphasizing skills in predictive analytics and data science can create leverage, as these competencies are increasingly sought after. Understanding the trade-offs between hourly rates and benefit packages is crucial as actuaries shape their career trajectories.
More salary data for Waipahu, HI:
Frequently Asked Questions
What is the hourly rate for actuaries in Waipahu in 2026?
How much do part-time actuaries make in Waipahu?
Are actuaries in Waipahu paid hourly or salary?
How much does a full-time actuary make per year in Waipahu?
Do actuaries earn more per hour working part-time in Waipahu?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Hawaii
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Waipahu. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Waipahu is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov