Actuary Hourly Pay in Pearl City, HI: $54.80 (2026)
Quick Answer:Hourly pay for a actuary working in Pearl City, HI runs $54.80 at the median for 2026 — annualizing to $113,986 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Pearl City's regional price level (BEA RPP 119.3, 19% above national), each hour of work buys what $45.93 nationally would. A 24-hour part-time schedule grosses $68,389 per year.
Based on BLS state-level estimates · View source
In Pearl City, Hawaii, actuaries earn a median hourly rate of $54.80, which falls below the national median of $64.50. This disparity can significantly influence the decisions of those working part-time or engaging in per-diem positions within the profession. For instance, an actuary working three days a week could expect to bring home approximately $42,384 annually, assuming a standard 24-hour workweek. The hourly rate varies widely in Pearl City, with entry-level positions starting at $31.92 and experienced professionals reaching up to $84.94 per hour. Such rates are derived from projected annual salaries through 2026 estimates based on 2025 BLS data. Actuaries in this area typically find themselves in environments like insurance company pricing departments and consulting firm project engagements, where hourly flexibility is often coupled with the demand for high analytical aptitude.
About the Pearl City Market
Salary estimated from Hawaii average ($118,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $31.92 | $255.36 |
| Lower Range (P25) | $42.03 | $336.27 |
| Median (P50) | $54.80 | $438.39 |
| Upper Range (P75) | $70.15 | $561.16 |
| Top Earners (P90) | $84.94 | $679.55 |
Estimated Annual Income by Work Schedule in Pearl City
Based on $54.80/hr median hourly rate · 2026 est.
At $54.80/hr, a actuary working full-time (40 hr/wk) in Pearl City, HI can expect to earn approximately $113,982 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $65,759. With a cost-of-living index of 119.30 (above the national average), these earnings may be offset by higher expenses in Pearl City.
Hourly Rate Calculator
Schedule Comparison in Pearl City
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,191.97 | $9,499 | $113,982 |
| Part-Time (24 hrs) | $1,315.18 | $5,699 | $68,389 |
| Per Diem (16 hrs) | $876.79 | $3,799 | $45,593 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Pearl City) | $54.80 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Pearl City, HI earn a median of $113,986 per year (2026 est.), which is 15.04% lower than the national median of $134,160 and 2.90% below the Hawaii state average of $117,391.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $54.80/hr = $68,389/year (purchasing power: $57,326).
Working 40h/week (full-time) = $113,982/year (purchasing power: $95,543).
CoL index: 119.3 (100 = national average).
2019 BLS Actual
$44.26/hr
2025 BLS Actual
$53.10/hr
2026 Current Est.
$54.80/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Pearl City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $44.26/hr | Actual |
| 2020 | $45.35/hr | Actual |
| 2021 | $43.26/hr | Actual |
| 2022 | $46.56/hr | Actual |
| 2023 | $49.02/hr | Actual |
| 2024 | $65.69/hr | Actual |
| 2025 | $53.10/hr | Actual |
| 2026(current) | $54.80/hr | Estimated |
| 2027 | $56.55/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Pearl City grew 20.0% from $44.26/hr (2019) to $53.10/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $56.55/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pearl City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Pearl City
Considering the potential earnings from part-time positions, an actuary who opts for a 3-day work schedule could see considerably less overall compensation compared to full-time professionals. For those seeking temporary or independent work, per-diem actuary pay in Pearl City offers varying rates based on experience and specialization. It is generally uncommon for junior-level actuaries to engage in contractual work, but seasoned actuaries with Fellowship status may charge considerably high rates, from $250 to $500 per hour in consulting, and even more for expert testimony in litigation scenarios. Additionally, hourly pay can differ greatly depending on the employer type; life insurance firms and health insurers often provide competitive benefits that may offset lower hourly wages, while consulting firms usually offer higher pay for FSAs and FCAS due to the demand for advanced expertise. For actuaries contemplating their compensation, negotiation skills focused on aligning hourly rates with benefits and employment type can prove invaluable in the Pearl City job market.
More salary data for Pearl City, HI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Pearl City. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Pearl City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov