Actuary Pay

Actuary Salary in Hawaii: $120,236 (2026)

Quick Answer:Across Hawaii's 9 metropolitan areas, the average median actuary pay sits at $120,236/year heading into 2026 — a figure projected from 2025 BLS OEWS wage data for SOC 15-2011. Because Hawaii sits at BEA RPP 119.3 (19% above the U.S. baseline), that statewide median translates to roughly $100,785 in nationally-comparable purchasing power. Highest-paying metros: Honolulu ($121,091), Kaneohe ($113,084), Mililani Town ($112,881).

Actuary Salary in Hawaii - 2025 BLS Data Infographic
Hawaii actuary salary overview (2026)
$120,236
Avg Median Salary
$57.81
Avg Hourly Rate
125
Metro Employed
9
Cities

Hawaii's actuary salaries in 2026 are projected to average $120,236, which is approximately 10.4% lower than the national median of $134,160. The highest-paying city is Honolulu, with an expected salary of $124,966, while Hilo offers the lowest at $111,444, resulting in a salary gap of $13,522. This difference is driven by factors such as the concentration of businesses and demand for actuarial services in urban areas like Honolulu compared to smaller cities. In Hawaii, actuaries must be licensed, which typically requires passing two preliminary exams and meeting specific continuing education criteria. This regulation can influence earnings and market entry. The demand for actuaries in Hawaii is expected to grow, with an annual growth rate projected at 3.20%, reflecting a steady need for risk assessment and statistical analysis in various sectors, including insurance and finance. With a total of 125 employed actuaries across the state, job opportunities will likely align with this growth trajectory. Cities such as Kaneohe ($116,703), Mililani Town ($116,493), Kailua ($116,420), and East Honolulu ($115,126) offer competitive salaries, making them viable options for career seekers in the field. Understanding local market dynamics and licensing requirements is essential for those considering a career as an actuary in Hawaii.

Hawaii Actuary Salary Range

Entry Level (10th %ile)
$71,342
avg across 9 cities
Median
$120,236
state average
Top Earners (90th %ile)
$186,366
avg across 9 cities

Overall salary range in Hawaii: $66,382 (lowest entry-level) to $193,697 (highest top earner)

Hawaii vs National Average

Hawaii
$120,236
National Median
$134,160

Hawaii actuaries earn 10.38% less than the national median ($-13,924/year difference).

Hawaii Actuary Salary Distribution (2026)

Vertical bar chart showing Hawaii actuary salary percentiles: 10th percentile $71,342, 25th $88,197, Median $120,236, 75th $153,635, 90th $186,366. US national median is $134,160.$52.2K$104.4K$156.5K$208.7K$71.3K10thEntry Level$88.2K25thEarly Career$120.2KMedianMid Career$153.6K75thExperienced$186.4K90thTop EarnerUS Median $134.2K

Actuary salaries in Hawaii range from $71,342 (entry-level, 10th percentile) to $186,366 (top earners, 90th percentile), with a median of $120,236. The Hawaii median is $13,924 below the US national median of $134,160. The average hourly rate is $57.81/hr. Approximately 125 actuarys are employed across 9 cities.

2019 BLS Actual

$97,105

2025 BLS Actual

$116,508

2026 Current Est.

$120,236

2019–2027 Growth

+27.8%

Salary Trajectory for Actuaries in Hawaii (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Hawaii. Baseline $97,105 in 2025, projected to $124,084 by 2027.$86.8K$101.0K$115.1K$129.2K$143.4K2019202020212022202320242025202620272025 BLS$97.1K$99.5K$94.9K$102.2K$107.5K$135.3K$116.5K$120.2K$124.1K
YearAnnual SalaryStatus
2019$97,105Actual
2020$99,507Actual
2021$94,909Actual
2022$102,159Actual
2023$107,546Actual
2024$135,291Actual
2025$116,508Actual
2026(current)$120,236Estimated
2027$124,084Projected

Based on 7 years of BLS OEWS data for the Hawaii metropolitan area, the median actuary salary grew 20.0% from $97,105 (2019) to $116,508 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $124,084 by 2027 — a total increase of $26,979 (27.78%) from 2019.

Note: Historical values (20192025) are actual BLS OEWS figures for the Hawaii metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Top 5 Highest Paying Cities in Hawaii

#1
Honolulu
68 employed · $60.08/hr
$124,966
+3.93% vs avg
#2
Kaneohe
5 employed · $56.11/hr
$116,703
-2.94% vs avg
#3
Mililani Town
5 employed · $56.01/hr
$116,493
-3.11% vs avg
#4
Kailua
6 employed · $55.98/hr
$116,420
-3.17% vs avg
#5
East Honolulu
12 employed · $55.35/hr
$115,126
-4.25% vs avg

Lowest Paying Cities in Hawaii

CityMedian Salary
Hilo$111,444
Kahului$111,617
Pearl City$113,986
Waipahu$115,080
East Honolulu$115,126

Best Value Cities for Actuaries in Hawaii

When adjusted for local cost of living, these Hawaii cities offer the most purchasing power for actuaries.

CityNominal SalaryCoL IndexAdjusted Salary
Honolulu$124,966119.3$104,749
Kaneohe$116,703119.3$97,823
Mililani Town$116,493119.3$97,647
Kailua$116,420119.3$97,586
East Honolulu$115,126119.3$96,501

Adjusted salary = nominal salary × (100 / CoL index). CoL index: 100 = national average. Lower index = lower cost of living.

Salary by Experience Level in Hawaii

Experience LevelEstimated Annual
Entry Level (0-2 years)$71,342
Mid Career (3-7 years)$120,236
Experienced (7+ years)$186,366

Estimates based on BLS percentile data averaged across Hawaii metro areas. Individual pay varies by employer, certifications, and specialization.

All 9 Cities in Hawaii

#CityMedian Salary
1Honolulu$124,966
2Kaneohe$116,703
3Mililani Town$116,493
4Kailua$116,420
5East Honolulu$115,126
6Waipahu$115,080
7Pearl City$113,986
8Kahului$111,617
9Hilo$111,444

More Hawaii Salary Data

Hourly Rates

Explore actuary hourly pay in Hawaii cities.

Entry Level

Starting salaries for new actuaries.

Senior / Experienced

Top earner salaries for experienced actuaries.

Explore More Actuary Salary Data

Frequently Asked Questions

How much do actuaries make in Hawaii in 2026?

The average median actuary salary in Hawaii is $120,236/year across 9 metro areas, based on estimated 2026 (projected from 2025 BLS data). Salaries range from $111,444 in Hilo to $124,966 in Honolulu. This makes Hawaii 10.38% below the national median of $134,160. The state employs approximately 125 actuaries.

What is the highest paying city for actuaries in Hawaii?

Honolulu offers the highest actuary salary in Hawaii at $124,966/year ($60.08/hr), based on estimated 2026 (projected from 2025 BLS data). The top 3 highest-paying cities are Honolulu ($124,966), Kaneohe ($116,703), Mililani Town ($116,493). Higher pay in these metros is typically driven by cost of living, demand for actuarial science services, and competition among employers for licensed actuaries.

How does Hawaii actuary pay compare to the national average?

Hawaii's average actuary salary of $120,236 is 10.38% below the national median of $134,160 in 2026. The state employs approximately 125 actuaries across 9 metropolitan areas. When comparing salaries, consider cost-of-living differences — a lower nominal salary in an affordable area may provide better purchasing power than a higher salary in an expensive metro.

What is the entry-level actuary salary in Hawaii?

Entry-level actuaries (10th percentile) in Hawaii earn approximately $71,342/year on average, based on estimated 2026 (projected from 2025 BLS data). Starting salaries range from $66,382 in lower-paying areas to $73,046 in the highest-paying metros. New graduates should expect salaries at the lower end and can typically reach the area median within 3–5 years of clinical experience.

How many actuaries are employed in Hawaii?

Hawaii employs approximately 125 actuaries across 9 metropolitan areas, based on the latest BLS data. The smaller workforce means positions may be less competitive but also fewer in number. Demand continues to grow as the actuarial science field expands and the population ages.

Which Hawaii city offers the best value for actuaries?

When adjusted for cost of living, Honolulu offers the highest purchasing power for actuaries in Hawaii, with an adjusted salary of $104,749 (nominal: $124,966, CoL index: 119.3). This means your dollar goes 16% less far compared to the national average, making it important to negotiate higher base pay.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Statewide salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to each metro area's reported salary to estimate current 2026 actuary compensation across Hawaii. State averages are employment-weighted across 9 metro areas — larger metro areas with more actuariescontribute proportionally more to the average, producing figures that better reflect typical compensation. Individual pay varies by city, employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS, 2-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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