Actuary Salary in Hawaii: $120,236 (2026)
Quick Answer:Across Hawaii's 9 metropolitan areas, the average median actuary pay sits at $120,236/year heading into 2026 — a figure projected from 2025 BLS OEWS wage data for SOC 15-2011. Because Hawaii sits at BEA RPP 119.3 (19% above the U.S. baseline), that statewide median translates to roughly $100,785 in nationally-comparable purchasing power. Highest-paying metros: Honolulu ($121,091), Kaneohe ($113,084), Mililani Town ($112,881).

Hawaii's actuary salaries in 2026 are projected to average $120,236, which is approximately 10.4% lower than the national median of $134,160. The highest-paying city is Honolulu, with an expected salary of $124,966, while Hilo offers the lowest at $111,444, resulting in a salary gap of $13,522. This difference is driven by factors such as the concentration of businesses and demand for actuarial services in urban areas like Honolulu compared to smaller cities. In Hawaii, actuaries must be licensed, which typically requires passing two preliminary exams and meeting specific continuing education criteria. This regulation can influence earnings and market entry. The demand for actuaries in Hawaii is expected to grow, with an annual growth rate projected at 3.20%, reflecting a steady need for risk assessment and statistical analysis in various sectors, including insurance and finance. With a total of 125 employed actuaries across the state, job opportunities will likely align with this growth trajectory. Cities such as Kaneohe ($116,703), Mililani Town ($116,493), Kailua ($116,420), and East Honolulu ($115,126) offer competitive salaries, making them viable options for career seekers in the field. Understanding local market dynamics and licensing requirements is essential for those considering a career as an actuary in Hawaii.
Hawaii Actuary Salary Range
Overall salary range in Hawaii: $66,382 (lowest entry-level) to $193,697 (highest top earner)
Hawaii vs National Average
Hawaii actuaries earn 10.38% less than the national median ($-13,924/year difference).
Hawaii Actuary Salary Distribution (2026)
Actuary salaries in Hawaii range from $71,342 (entry-level, 10th percentile) to $186,366 (top earners, 90th percentile), with a median of $120,236. The Hawaii median is $13,924 below the US national median of $134,160. The average hourly rate is $57.81/hr. Approximately 125 actuarys are employed across 9 cities.
2019 BLS Actual
$97,105
2025 BLS Actual
$116,508
2026 Current Est.
$120,236
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Hawaii (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $97,105 | Actual |
| 2020 | $99,507 | Actual |
| 2021 | $94,909 | Actual |
| 2022 | $102,159 | Actual |
| 2023 | $107,546 | Actual |
| 2024 | $135,291 | Actual |
| 2025 | $116,508 | Actual |
| 2026(current) | $120,236 | Estimated |
| 2027 | $124,084 | Projected |
Based on 7 years of BLS OEWS data for the Hawaii metropolitan area, the median actuary salary grew 20.0% from $97,105 (2019) to $116,508 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $124,084 by 2027 — a total increase of $26,979 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hawaii metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Top 5 Highest Paying Cities in Hawaii
Lowest Paying Cities in Hawaii
| City | Median Salary |
|---|---|
| Hilo | $111,444 |
| Kahului | $111,617 |
| Pearl City | $113,986 |
| Waipahu | $115,080 |
| East Honolulu | $115,126 |
Best Value Cities for Actuaries in Hawaii
When adjusted for local cost of living, these Hawaii cities offer the most purchasing power for actuaries.
| City | Nominal Salary | CoL Index | Adjusted Salary |
|---|---|---|---|
| Honolulu | $124,966 | 119.3 | $104,749 |
| Kaneohe | $116,703 | 119.3 | $97,823 |
| Mililani Town | $116,493 | 119.3 | $97,647 |
| Kailua | $116,420 | 119.3 | $97,586 |
| East Honolulu | $115,126 | 119.3 | $96,501 |
Adjusted salary = nominal salary × (100 / CoL index). CoL index: 100 = national average. Lower index = lower cost of living.
Salary by Experience Level in Hawaii
| Experience Level | Estimated Annual |
|---|---|
| Entry Level (0-2 years) | $71,342 |
| Mid Career (3-7 years) | $120,236 |
| Experienced (7+ years) | $186,366 |
Estimates based on BLS percentile data averaged across Hawaii metro areas. Individual pay varies by employer, certifications, and specialization.
All 9 Cities in Hawaii
| # | City | Median Salary |
|---|---|---|
| 1 | Honolulu | $124,966 |
| 2 | Kaneohe | $116,703 |
| 3 | Mililani Town | $116,493 |
| 4 | Kailua | $116,420 |
| 5 | East Honolulu | $115,126 |
| 6 | Waipahu | $115,080 |
| 7 | Pearl City | $113,986 |
| 8 | Kahului | $111,617 |
| 9 | Hilo | $111,444 |
More Hawaii Salary Data
Senior / Experienced
Top earner salaries for experienced actuaries.
Explore More Actuary Salary Data
Frequently Asked Questions
How much do actuaries make in Hawaii in 2026?
What is the highest paying city for actuaries in Hawaii?
How does Hawaii actuary pay compare to the national average?
What is the entry-level actuary salary in Hawaii?
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Which Hawaii city offers the best value for actuaries?
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Statewide salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to each metro area's reported salary to estimate current 2026 actuary compensation across Hawaii. State averages are employment-weighted across 9 metro areas — larger metro areas with more actuariescontribute proportionally more to the average, producing figures that better reflect typical compensation. Individual pay varies by city, employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS, 2-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov