Actuary Salary in Mililani Town, HI: $116,493 (2026)
Quick Answer:A full-time actuary in Mililani Town, HI earns a median $116,493/year (≈ $56.01/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Mililani Town's price level (19% above national, BEA RPP 119.3), that paycheck buys what $97,647 would nationally. Nominal pay sits 0.8% below the Hawaii state average.
Based on BLS state-level estimates · View source
In Mililani Town, Hawaii, the 2026 median annual actuary salary is projected at $116,493, translating to an hourly figure of approximately $56.01. Compensation ranges from $72,561 at the 10th percentile to $180,565 at the 90th percentile, indicative of varying roles within the field. These figures derive from estimates based on 2025 BLS Occupational Employment Statistics and regional cost adjustments, and they reveal a noticeable gap when compared to the national median salary of $134,160. Actuaries here may rely on consulting firms like Milliman, Mercer, and WTW for potentially higher pay levels, particularly for those achieving Fellowship status, while insurers may offer different compensation packages based on their specific market demands. The local job market for actuaries consists of just five employed professionals, reflecting the niche nature of this role in Mililani Town.
About the Mililani Town Market
Salary estimated from Hawaii average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $72,561 | $34.88 |
| Lower Range (P25) | $87,972 | $42.29 |
| Median (P50)(typical) | $116,493 | $56.01 |
| Upper Range (P75) | $149,112 | $71.69 |
| Top Earners (P90) | $180,565 | $86.81 |
Median Salary Position
13.17% below the national average
2026 Salary Percentile Distribution in Mililani Town
In Mililani Town, HI, the actuary salary spread from the 10th to 90th percentile is $108,004 (2026 est.). At $116,493, the local median is 13.17% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Mililani Town: You'd be in the lower-middle range
How Mililani Town Actuary Pay Compares
Mililani Town median: $116,493/year (2026)
| Compared To | Median Salary | Mililani Town Pays |
|---|---|---|
| Hawaii Average | $117,433 | -0.80% less |
| National Average | $134,160 | -13.17% less |
Actuarys in Mililani Town, HI earn a median of $116,493 per year (2026 est.), which is 13.17% lower than the national median of $134,160 and 0.80% below the Hawaii state average of $117,433.
Cost-of-Living Adjusted Salary
Mililani Town has a cost of living 19.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Mililani Town, HI has a cost-of-living index of 119.3 (above the national average of 100). While the nominal salary of $116,493 is competitive, the higher cost of living reduces purchasing power to an effective $97,647 — a 16.18% reduction.
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2019 BLS Actual
$94,082
2025 BLS Actual
$112,881
2026 Current Est.
$116,493
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Mililani Town (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $94,082 | Actual |
| 2020 | $96,409 | Actual |
| 2021 | $91,955 | Actual |
| 2022 | $98,979 | Actual |
| 2023 | $104,198 | Actual |
| 2024 | $139,637 | Actual |
| 2025 | $112,881 | Actual |
| 2026(current) | $116,493 | Estimated |
| 2027 | $120,221 | Projected |
Based on 7 years of BLS OEWS data for the Mililani Town metropolitan area, the median actuary salary grew 20.0% from $94,082 (2019) to $112,881 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $120,221 by 2027 — a total increase of $26,139 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Mililani Town metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $72,561 – $87,972 |
| 3-5 years (Mid Career) | $87,972 – $116,493 |
| 5+ years (Experienced) | $116,493 – $149,112 |
| 10+ years (Top Earner) | $149,112 – $180,565 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Mililani Town
While the actuary pay in Mililani Town reflects a competitive yet challenging landscape, the cost of living significantly affects overall purchasing power, with a cost-of-living index of 119.3. This index suggests that local salaries may not stretch as far as in other regions, impacting take-home earnings, especially for those at the lower end of the pay spectrum. Employers in the area include a mix of life insurance, health insurance, and consulting firms, with firms like Prudential or UnitedHealth potentially offering attractive packages for those who have obtained advanced credentials. Exam progression is key in this competitive environment, where each passed exam can yield pay increases, highlighting the importance of qualifications like the ASA and FSA designations. To maximize earnings, actuaries should focus on advancing their exam status and honing in on niche areas within consulting or property and casualty markets, as these often yield higher compensation than other specialties.
More salary data for Mililani Town, HI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $112,881 for actuariesin the Mililani Town metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Mililani Town is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov