Actuary Pay

Actuary Hourly Pay in Kailua, HI: $55.98 (2026)

Quick Answer:Hourly pay for a actuary working in Kailua, HI runs $55.98 at the median for 2026 — annualizing to $116,420 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Kailua's regional price level (BEA RPP 119.3, 19% above national), each hour of work buys what $46.92 nationally would. A 24-hour part-time schedule grosses $69,858 per year.

$116,420
Median Annual Salary
$55.98/hr
Hourly Rate
$72,270
Entry Level (P10)
$180,451
Top Earners (P90)

Based on BLS state-level estimates · View source

Actuary Hourly Rate in Kailua, HI — 2026 est., based on 2025 BLS
Kailua, HI actuary hourly rate overview (2026 est., based on 2025 BLS)

In Kailua, HI, actuaries earn a median hourly pay of $55.98, which is significantly lower than the national median hourly rate of $64.50. This hourly rate is reflective of the diverse environments where actuaries typically work, including insurance companies, consulting firms, and even remote actuarial modeling settings. For those considering part-time roles, working three days a week at this rate can still offer a rewarding income, while also being conducive to flexibility. Entry-level positions may start at around $34.75 per hour, while experienced professionals could see hourly earnings reach up to $86.76. It's important to note that these figures are estimated based on projected annual salaries, giving potential candidates a solid idea of what to expect.

About the Kailua Market

Salary estimated from Hawaii average ($118,000) adjusted for local cost of living.

Actuary Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$34.75$277.98
Lower Range (P25)$42.22$337.75
Median (P50)$55.98$447.81
Upper Range (P75)$71.64$573.13
Top Earners (P90)$86.76$694.08

Estimated Annual Income by Work Schedule in Kailua

Based on $55.98/hr median hourly rate · 2026 est.

Horizontal bars showing a actuary in Kailua earning $55.98/hr would make approximately $67,171 part-time (24 hr/wk) or $116,429 full-time (40 hr/wk).Part-Time (24 hr/wk)$67,171Reduced (32 hr/wk)$89,561Full-Time (40 hr/wk)$116,429

At $55.98/hr, a actuary working full-time (40 hr/wk) in Kailua, HI can expect to earn approximately $116,429 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $67,171. With a cost-of-living index of 119.30 (above the national average), these earnings may be offset by higher expenses in Kailua.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$447.81
per 8hr shift
$2,239.03
per week
$9,702
per month
$116,429
per year

Schedule Comparison in Kailua

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$2,239.03$9,702$116,429
Part-Time (24 hrs)$1,343.42$5,821$69,858
Per Diem (16 hrs)$895.61$3,881$46,572

Compare ASA, FSA Wages With Similar Roles

RoleMedian Hourly
Actuary (Kailua)$55.98
Statistician (National Avg)$51.53
Mathematician (National Avg)$56.16
Financial Analyst (National Avg)$47.61
Data Scientist (National Avg)$54.40
Horizontal bar chart comparing actuary median salary in Kailua ($116,420) with Hawaii average ($117,477) and the US national median ($134,160).Kailua$116,420Hawaii Avg$117,477-0.90%US National$134,160-13.22%

Actuarys in Kailua, HI earn a median of $116,420 per year (2026 est.), which is 13.22% lower than the national median of $134,160 and 0.90% below the Hawaii state average of $117,477.

Actuary Hourly Pay vs. Cost of Living

Working 24h/week at $55.98/hr = $69,858/year (purchasing power: $58,556).

Working 40h/week (full-time) = $116,429/year (purchasing power: $97,594).

CoL index: 119.3 (100 = national average).

2019 BLS Actual

$45.21/hr

2025 BLS Actual

$54.24/hr

2026 Current Est.

$55.98/hr

2019–2027 Growth

+27.8%

Hourly Rate Trajectory for Actuaries in Kailua (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for actuaries in Kailua. Baseline $45.21/hr in 2025, projected to $57.77/hr by 2027.$40$48$56$64$722019202020212022202320242025202620272025 BLS$45.21$46.33$44.18$47.56$50.07$67.09$54.24$55.98$57.77
YearHourly RateStatus
2019$45.21/hrActual
2020$46.33/hrActual
2021$44.18/hrActual
2022$47.56/hrActual
2023$50.07/hrActual
2024$67.09/hrActual
2025$54.24/hrActual
2026(current)$55.98/hrEstimated
2027$57.77/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Kailua grew 20.0% from $45.21/hr (2019) to $54.24/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $57.77/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the Kailua metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Actuary in Kailua

The part-time earning potential for actuaries in Kailua provides a striking contrast to full-time opportunities, particularly if you consider a 24-hour week. Actuaries engaged in per-diem work—though less common at junior levels—can expect varied compensation rates, especially when dealing with consulting engagements from firms like Milliman or Aon, where higher billing rates are attainable. Rates for seasoned professionals can soar within specialized areas such as expert witness testimony, offering $400-$800 per hour. Across different employer types, life insurance companies and consulting firms are known to pay more, yet the trade-off may include benefits found in health insurance positions, which some professionals prioritize despite a lower hourly rate. For those looking to negotiate rates in Kailua, having a solid grasp of local industry standards and employer-specific compensation trends can offer leverage in discussions.

Frequently Asked Questions

What is the hourly rate for actuaries in Kailua in 2026?

The estimated 2026 median hourly rate for actuaries in Kailua is $55.98/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). Rates range from $34.75 at entry level (10th percentile) to $86.76 for experienced practitioners (90th percentile). This is 13.2% below the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time actuaries make in Kailua?

A part-time actuary working 3 days per week (24 hours) in Kailua earns approximately $5,821/month, or $69,858/year at the median hourly rate of $55.98. Many actuaries prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are actuaries in Kailua paid hourly or salary?

The majority of actuaries in Kailua are paid hourly at a median rate of $55.98/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $116,429/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time actuary make per year in Kailua?

A full-time actuary working 40 hours per week (2,080 hours/year) in Kailua earns approximately $116,429/year at the median hourly rate of $55.98. This is 13.2% below the national median. Top earners working full-time can reach $180,461/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do actuaries earn more per hour working part-time in Kailua?

Part-time and per diem actuaries in Kailua sometimes command higher hourly rates — up to $86.76/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Kailua. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for Kailua is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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