Entry-Level Actuary Salary in Huber Heights, OH: $72,572 (2026)
Quick Answer:New actuaries entering the Huber Heights, OH job market in 2026 can expect a starting salary around $72,572 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Huber Heights's local price level (BEA RPP 90.7 — 9% below national), a first-year paycheck buys what $80,013 would in average-cost America. Most reach the city median ($119,784) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In Huber Heights, Ohio, the starting pay for entry-level actuaries is projected to be around $72,572 in 2026. New graduates entering the field can expect this entry-level salary to be below the city's median of $119,784, highlighting a gap that reflects the typical progression newcomers face in their careers. As they advance over the first several years, the salaries can rise significantly; for instance, moving from the starting range to around $89,325 by the 25th percentile. This growth trajectory of approximately 3.20% annually means that if new actuaries remain diligent in their exam endeavors, they could see their compensation increase significantly in just a few years. Therefore, Huber Heights can be considered a suitable market for fresh graduates eager to establish themselves in the actuarial profession, particularly with its lower-than-average cost of living in relation to national standards.
About the Huber Heights Market
Salary estimated from Ohio average ($120,000) adjusted for local cost of living.
Career Earnings Timeline in Huber Heights
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Huber Heights
Entry-level actuarys in Huber Heights, OH typically start between $72,572 and $89,325 per year (2026 est.). The full salary range spans $113,094 from the 10th to 90th percentile, with the local median at $119,784 — 10.72% below the national median.
Return on Investment
The average actuarial science program cost in Ohio of $50,000 represents just 68.90% of the starting actuary pay ($72,572/year) in Huber Heights. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Huber Heights
- 1Research the Huber Heights market: entry-level actuary pay ranges from $72,572 to $89,325, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in OH often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Huber Heights, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Huber Heights for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Huber Heights's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Huber Heights is $113,094 ( 155.84%) between entry-level and top earners. Starting at $72,572, experienced hygienists can earn up to $185,666.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$58,051
2025 BLS Actual
$70,322
2026 Current Est.
$72,572
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Huber Heights (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $58,051 | Actual |
| 2020 | $59,098 | Actual |
| 2021 | $56,619 | Actual |
| 2022 | $64,227 | Actual |
| 2023 | $67,467 | Actual |
| 2024 | $64,233 | Actual |
| 2025 | $70,322 | Actual |
| 2026(current) | $72,572 | Estimated |
| 2027 | $74,895 | Projected |
Entry-level actuary compensation (10th percentile) in Huber Heights, OH grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $58,051 in 2019 to $70,322 in 2025. By 2027, starting salaries are projected to reach $74,895. New graduates entering the Huber Heights job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Huber Heights metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Huber Heights
Firms in Huber Heights that actively recruit new actuarial talent typically include large life insurers like Prudential and MetLife, which often cultivate relationships with universities to develop curriculum and internship pipelines. These organizations provide structured study time for actuarial exams and present a clear path for career growth. Health insurers in the area also hire entry-level actuaries. Additionally, consulting firms such as Milliman and Mercer seek candidates with ASA designation, often offering higher starting salaries. Holding a bachelor's degree in a quantitative field and making progress on actuarial exams can significantly enhance earning potential in Ohio. Each passed exam adds approximately $3,000 to $8,000 to an actuary’s base salary. For aspiring actuaries, focusing on credentials like VEE credits and advancing toward FSA can make a considerable difference in overall pay and job market standing within the first few years.
More salary data for Huber Heights, OH:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Huber Heights. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Huber Heights is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov